By Charanraj Y Devadiga

What is Self Help Group(SHG) • A self-help group (SHG) is a village-based financial

intermediary committee usually composed of 10–20 local women or men. A mixed group is generally not preferred. Most self-help groups are located in India, though SHGs can be found in other countries, especially in South Asia and Southeast Asia.

-wikipedia

• Self-help groups, also known as mutual help, mutual aid, or support groups, are groups of people who provide mutual support for each other. In a self-help group, the members share a common problem, often a common disease or addiction. Their mutual goal is to help each other to deal with, if possible to heal or to recover from, this problem.

Basic Self-Help Group Models• self-disclosure members share their

stories• Stresses• Feelings• Issues• Recoveries• Self Help groups, as we know them, go

back at least to the 1930s, when Alcoholics Anonymous started in USA.

• Self-help groups are started by non-governmental organizations (NGOs) that generally have broad anti-poverty agendas.

• Self Help Group is about people coming together with others who are affected by a particular issue (experience, disadvantage, discrimination, etc) to support each other and to work together to change the disadvantage affecting them. Activities that groups do include community education, information, mutual support etc.

Advantages of financing through SHGs

• An economically poor individual gains strength as part of a group.

• Besides, financing through SHGs reduces transaction costs for both lenders and borrowers.

• While lenders have to handle only a single SHG account instead of a large number of small-sized individual accounts, borrowers as part of an SHG cut down expenses on travel (to and from the branch and other places) for completing paper work and on the loss of workdays in canvassing for loans.

• Where successful, SHGs have significantly empowered poor people, especially women, in rural areas.

Swayam krushi sangham

Dr. Vikram Akula

Born in India and brought up in USfounded Swayam Krishi Sangam in 1997Vikram holds B.A. from Tufts an M.A. from YalePh.D. from the University of ChicagoVikram worked as a management consultant with McKinsey&Company.He has over a decade of work and research experience in Micro Finance

SWAYAM KRISHI SANGAM • SKS NGO has mission to work along

side the ultra poor ( < 1 US $ a day income ) located at the bottom of the pyramid

• So far SKS has touched upon 5000 ultra poor households impacting 30000 lives

History• Swayam Krishi Sangam SKS NGO was

established with a vision to "Eradicate Poverty in India”. It was registered as Public Society on 18.12.1997 with Registration no. 6528 of year 1997 under AP (Telangana Areas) Public Societies Registration Act 1350 Fasli (Act of I of 1350 F).

• SKS founded 60 such academies (preschools and primary schools) with 3000 students, 200 staff across 200 villages and semi-urban centers of Nalgonda, Medak, Warangal and Khammam districts of Andhra Pradesh.

• The program has grown over 6 times in student enrollment in 2010.

• Bodhi is now fast expanding to outreach to 200000 students in next 5 years.

• To facilitate focused growth of this vertical a separate Society has been carved out by name "Bodhi Education Society”.

• VISION : SKS envisions Eradication of Poverty

In India

• Mission SKS :

"SKS has passionate social agenda to deliver high quality programs in thematic areas of Rural Health, Ultra Poverty and Social Enterprise,designed to realize potentialities of Poor."

Core ValuesMember and Child Centric High degree of personal integrity

Operational and Financial sustainability Strong convergence with State; Civil

Societies and Corporate Gender and Poverty sensitive Professional finesse but with empathy

Programmes of SKS1. TARGETING THE ULTRA POOR2. FINANCIAL EDUCATION 3. HEALTH AND NUTRITION 4. SOCIAL DEVELOPMENT

Bodhi Academies• SKS has founded Bodhi Schools way back in

2010• All SKS Education initiatives have been

transferred to Bodhi Society since 2012 April. • Huge demand for quality education.• Bodhi hardly collects 4 US$ per child every

month, subsidizing lion's share from its own resources. Bodhi Teachers are well trained and are best resource pool in the market.

Mission To educate to empower the poor.

Vision To reach out to 2 million poor and needy

children through school and vocational education.

Values • Right focus : • Right means : • Right way :

• Today, SKS runs 60 such academies (preschools and primary schools) with 3000 students, 200 staff across 200 villages and Peri-urban centers of Nalgonda, Medak, Warangal and Khammam districts of Andhra Pradesh. The program has grown over 6 times in student enrollment in 2010.

CONCLUTION• SKS is working towards the welfare of

the poor people and education of for there children. The SHG is growing at faster speed and making the change in the standard of living of the poor people.