· web viewअग रण ब क कक ष, द न ब क, अ चल क र य लय, स...

अग्रणी बैंक कक्ष, देना बैंक, अंचल कार्याा�लर्या, सेक्टर–16, गांधीनगर-382016LEAD BANK CELL, DENA BANK, Zonal Office, SECTOR-16,GANDHINAGAR-382016

दुरभाष Tel. No. : 079-23220154-144, फेकस Fax-079-23220143. ई मेल e mail : [email protected]

LBC/GNR/168/2019-20 Date : 21.06.2019

All the Member ofDistrict Level Consultative Committee (DLCC) &District Level Review Committee (DLRC)of Gandhinagar district.

Dear Sir,

Re.: 4th DLCC and DLRC Meeting for the Quarter ended Mar 2019 year 2018-19 of Gandhinagar district to be held on Friday the 28 th June 2019 ).

Under Lead Bank Scheme, it has been decided to convene Meeting of 4th District Level Consultative Committee (DLCC) & District Level Review Committee (DLRC) Meeting for quarter ending Mar.-2019, year 2018-19 of Gandhinagar district under the Chairmanship of Shri S.K. Langa, IAS, Collector,Gandhinagar as per below mentioned Time, Date and Venue. The agenda of the Meetings will be as under: TIME : 12:30 DAY & DATE : FRIDAY THE 28th JUNE 2019 VENUE : Sammittee Khand, Ist Floor, Collector Office, Sector-11, Gandhinagar.

1. To approve proceedings of last 3rd DLCC & DLRC Meetings for the quarter ending Dec 2018 held on 18-03-2019.

2. To review Banking statistics as of Mar-2019 compared toMar-2018 & Dec-2018. 3. To review progress made under SACP 2018-19 up to quarter ended Mar-2019.4. To review progress made under Govt. sponsored various programs, i.e. PMEGP, VBY, GSCDC, GBCDC, GWEDC, JGY, DTY, ITI, PMJJBY, PMSBY, APY etc. for the year 2018-19 up to qtr. Ended Mar-2019.5. To review recovery position in General and R/C filed cases, position as of Mar-2019.6. To review progress made under Kisan Credit Cards as of Mar-2019. 7. To review progress made under SHGs / Sakhi Mandals for opening of new SB a/cs & its linkages etc.8. To review progress in Financial Inclusion-PMJDY banking services in all FI villages, SSA etc. 9. To review progress in Social Security Schemes ( PMJJBY, PMSBY and APY) and MUDRA.-Loans.10. PMAY - Pradhan Mantri Awas Yojana housing for all .11. To review submission of LBR statements up to quarter ended Mar-2019. 12. Doubling of farmer’s income by 2022- Information about new Area Development Scheme by NABARD.13. List of Aadhar Seva Kendras started by various banks to discuss possibility of shifting of some centers. ( Page No. 43 )14. Tentative Date for next DLCC/DLRC Meeting.15.Any other matter with the permission of the Chair.

Since, this is the highest level forum of the district, senior level officials are expected to attend the meeting. All the Banks and the Govt. depts. are requested to depute a senior level officer competent to take decision and to make commitments in the meeting.

You are requested to attend the Meetings positively, with required data of your bank/dept. for fruitful discussion.

Yours faithfully,

( SURESH BARIYA ) ( A L JETAVAT )LDM, SBI, GANDHINAGAR LEAD BANK CELL, DENA BANK, GANDHINAGAR

1

अग्रणी बैंक कक्ष, देना बैंक, अंचल कार्याा�लर्या, सेक्टर–16, गांधीनगर-382016LEAD BANK CELL, DENA BANK, ZONAL OFFICE, SECTOR-16, GANDHINAGAR-382016

The Background papers for the 4TH District Level Consultative Committee (DLCC) Meeting

& District Level Review Committee (DLRC) Meeting for the year 2018-19 of Gandhinagar district to review the progress of quarter ended MAR- 2019 scheduled on 28 th June.2019.

AGENDA NO. 1 : To approve proceedings of last 3 rd DLCC Meeting & DLRC Meeting for the quarter ending Dec 2018, year 2018-19 which was held on 18.03.2019.

The proceedings of last 3rd DLCC Meeting and DLRC Meeting for the quarter ended Dec 2018 of Gandhinagar district held on 18th Mar 2019 was circulated to all the members by Lead Bank Cell, Gandhinagar, vide their letter no. LBC/GNR/162/2018-19, dated 27th Mar 2019.

Since no comments/amendments have been received from any of the members, the house is requested to confirm the same.

AGENDA NO. 2: FOLLOW-UP ACTION ON DECISIONS TAKEN IN LAST MEETING :

Sr. No.

Item No. of Last Meeting Minutes

Action Point in Brief Status of ATR

1 6.1, 6.2 & 15 Disposal of pending Govt. Sponsored / SHG Loan Applications.

By vigorous follow up with high pendency bank branches, DIC loan application pendency is brought down up to 309 as of 31/3/19

2

2


AGENDA NO.3 : To Review Banking Statistics as of Mar.-2019 compared to

Dec-2018 & Mar-2018.

Brief data of banking statistics of Gandhinagar district as of Mar 2019 compared to last quarter i.e. Dec 2018 & last year i.e. of Mar 2018 are as under:

(Bank wise details on Page no. 16-17). (Amt. Rs. in Cores)

Sr.No. Particulars Dec.

2018MAR 2018

MAR 2019

Variation to last

Qtr

Variation to last Year

1 No. of Banks / Branches(39 Banks) 328 307 337 9 30

2 Total Deposits 28133 29584 31011 2878 14273 Total Advances 18988 17978 18376 (-)612 3984 Of which P S Adv.... 5500 5035 5604 104 569

4.1 Agri./ Allied 2140 1987 1982 (-)158 (-)54.2 MSE Adv 1720 1455 1906 186 451

4.3 EDU P S 78 65 77 (-)1 12

4.4 HSG P S 1482 1401 1551 69 1504.5 OTHERS 80 128 88 8 (-)405 Weaker Section 1218 1215 1192 (-)26 (-)236 C : D Ratio (60%) 67.49% 60.77% 59.26% (-)8.23% (-)1.51%

7 Ratio of P S Adv. toTotal Advance (40%) 28.97% 28.01% 30.49% 1.52% 2.48%

8 Ratio of Agri. Adv. toTotal Advance (18%) 11.27% 11.05% 10.78% (-)0.49% (-)0.27%

9 Ratio of Weaker Section to Total Advance (10%) 6.00% 7% 6.48% 0.48% (-)0.52%

10 Ratio of W S to P S Adv (25%) 22.00% 24% 21.27% (-)0.73% (-)2.73%

During the review up to quarter ended Mar. 2019 compared to last quarter Dec 2018, there are 9 new bank branches have been opened and thus the network remain by 337 branches of 39 banks in the district as on 31st Mar., 2019.

Net Deposits increased by Rs. 2878 crores and stood at Rs. 31011 crores, and Net O/S Advances decreased by Rs. 612 crores compare to last quarter Dec,18 and stood at Rs. 18376 crores as on 31st Mar 2019. Banks where large decrease in advances are BOI, DENA, INDUSIND, LAXMI VILAS BANK, SOUTH INDIAN BANK.

3


Net Priority Sector O/S advances increased by Rs. 104 crores, in which Rs. 186 crores increased in MSME sector, Rs. 69 crores increased in Housing Sector, however Rs. 158 crore decrease in Agri Sector and Rs. 26 crore decrease in Weaker Section during the review for quarter ended Mar., 2019 and O/S P.S ADV, stood at Rs. 5604 crores as of 31st Mar., 2019.While reviewing the various ratios of Mar. 2019 and compared to last quarter i.e. Dec, 2018 are as under:

C:D ratio decreased by 8.23% and stood at 59.26% due to increase in deposits and decreasce in advances during last quarter to current quarter. All concern banks having C:D ratio below 30% are Allahabad, Canara Bank, Indian Bank, Indian Overseas Bank, Punjab National Bank, Oriental Bank of Com, Syndicate bank, Union Bank, S B I, D G G B, D C B, KOTAK, Laxmi Vilas Bank, Yes Bank.Canara, Indian, IOB, OBC, PNB, Syndicate, U B I, SBI, DCB, Kotak, LVB, Yes, DGGB. These banks need to increase their advances portfolio to improve their C:D ratio.

Ratio of P S Advance to total Advance is increased by 1.52 % and stood at 30.49%, Ratio of Agri. Advance to total Advance is marginally decreased by 0.49% and stood at 10.78%, Ratio of W S to total Advance is increased by 0.48% and stood at 6.48%, Ratio of W S to P S Advance is dedreased by 0.73% and stood at 21.27%.

An outstanding advances to SC/ST is Rs. 199.55 crores, to weaker section it is Rs. 1191.65 crores.Majority of Ratios are below the national target i.e. C D Ratio, ratio of Agri advance to total advance, ratio of weaker section to total advance, ratio of weaker section to PS advance which are required to be increased by each bank working in the district to achieve the national goals, but at the same time classification & correct reporting is also important to know the correct picture. All concern banks, having ratio of PS advance to total advance below 40% are B O B, B O I, B O M, CORPORATION BANK, PUNJAB & SIND BANK, AXIS BANK, INDUSIND BANK , are requested to increase their finance to these priority sectors and classify the advances properly.

AGENDA NO.4 : To review progress in Financial Inclusion-PMJDY, Banking services in all FI villages /SSA etc. progress up to MAR. 2019.

As per data prepared, in Gandhinagar district total 182, SSA allotted for 284 villages. Total 182 SSAs are covered by banks. Total households in district is 289990 out of which 161994 in rural area and 127996 in semi urban & urban and 100 % household covered in the district and 2.02 lacs a/c opened under PMJDY up to 31.03.2019 and an amt. of Rs. 93.36 crores balance in accounts in PMJDY scheme. Rupay Cards have been issued in 1.57 lacs a/cs and Aadhar Seeding in these PMJDY a/cs is 75.79 %.

All concern banks are requested to issue RuPay Card to all a/c holders as per Government of India, Department of financial Services guideline and educate customer of benefit of RuPay Card. As per latest guidelines of Govt. of India, now

4


every adult should have SB AC and therefore banks have to make extra efforts in this direction also.5.1 Pradhan Mantri Jan Dhan Yojana (PMJDY)

Progress under opening of Accounts, issuance of RuPay Cards, and Aadhar Seeding as of 02.01.2019.

Total PMJDY

Acs

Total number

of RuPay Cards issued

% of RuPay Cards Issued

Total Aadhaar Seeded

Accounts

% of Aadhar Seeded

Zero Bal. Acs

% of Zero Bal. Acs

Balance in

A/cs(Rs. In crore)

202149 156564 77.44% 153217 75.79% 23028 11.39% 93.36

It is an important, amongst others, to activate all RuPay cards and spread awareness amongst account holders for usage of Non-premium RuPay card at least once in every 90 days and premium card holders at least once in every 45 days so as to become eligible to get the benefit of accident insurance. A campaign mode approach may be adopted for the same.

It is also important to seed the accounts with Aadhaar numbers as it will enable them to get the financial assistance under various Government schemes directly in their accounts under Direct Benefit Transfer.

(Bank wise details on Page no. 18)

5.2 Availability of Bank Mitras / BCs in SSAs:

As per information available, total 102 Bank Mitras / BCs have been engaged by all Banks for providing Banking services in 182 SSAs in the district.

Status Report on Bank Mitra and Infrastructure as on 31.03.2019No. of SSA

allotted No. of BCs

required No. of BCs available

Uncovered SSA

182 114 102 12(Bank wise details on Page no. 19)

Member Banks are requested to take corrective actions accordingly for updating of data and ensure the availability of Bank Mitra / BC engaged by them in their allotted SSAs as per schedule.

As advised by DDO, Gandhinagar, concern banks having gap of BC are requested to fill up the gaps urgently and preferably by appointing the VCE of concerned village.

5


5.3 Pradhan Mantri Suraksha Bima Yojana (PMSBY), Pradhan Mantri Jeevan jyoti Bima Yojana (PMJJBY) and Atal Pension Yojana (APY).

Progress in enrollment under Pradhan Mantri Suraksha Bima Yojana (PMSBY), Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) and Atal Pension Yojana (APY) as of 31.03.2019.

BankCumulative Enrolment under

TotalPMJJBY PMSBY APY

PSBs 84930 174336 15780 275046Pvt Banks 7153 14721 1610 23484RRBs 7423 14581 1723 23727GSCB and DCCBs 3574 9543 131 13248Total 103080 213181 19244 335505

(Bank wise details on Page no. 20)

PMJJBY and PMSBY policies have a very good claim settlement ratio that is 95% and 93% respectively. The progress in enrollment under PMJJY and PMSBY is satisfactory, however, the progress in enrollment under Atal Pension Yojana (APY) has still not geared up. To popularize the scheme amongst the public, several modifications have been done in the scheme and Banks have been requested to spread awareness amongst the public so that a large mass may take benefit of the scheme. We have also organized various Financial Literacy Camps (FLCs) through various bank branches particularly in rural areas to popularize various Flagship Schemes.

All Member Banks are requested to instruct branches to make all out efforts to enroll maximum number of accounts under APY.

5.4 Pradhan Mantri MUDRA Yojana (PMMY)Amount in cRORE

Sr. No. Category Sanction Limit

No. of A/cs

Sanctioned amt

Disbursed Amt

1 Shishu Up to 0.5 lacs 22052 71.24 70.842 Kishore 0.51 to 5 lacs 6237 85.61 83.223 Tarun 5.01 to 10 lacs 1398 72.03 69.79

Total 29687 228.87 273.85(Bank wise details on Page no. 21-22)

Member Banks are advised to give proper scheme code in their system to each and every a/c, so that correct data can be generated. Not only the Govt Sponsered Loans, all type of loans both sponsered & direct can be classified under this category, if other norms are observed. Now as per latest guidelines, exising borrowers who have complited three years and repayment is reguler are also eligible for second dose of loan under PMMY and PMEGP.

6


AGENDA NO. 6 : To review progress made under Government sponsored various programs for the year 2018-19, up to quarter ended Dec. 18. Central Govt. sponsored programs:

6.1 Name of Scheme: - PMEGP (KVIC+KVIB+DIC), NRLM, NULM(Amount in Rs. Lacs)

Particulars.... NRLM NULM PMEGPAnnexure No. '' '' 'B'Target for 2018-19 No. 51 94Cases Sponsored No. 45 202

Amt. 21.16 3700Cases Sanctioned No. 34 66

Amt. 21.16 608Cases Disbursed No. No

Sponsring34 66

Amt. 21.16 608Cases Ret / Rej. No. 11 58Cases Pending No. Nil 78% of Achievement to the Target

No Sponsoring

66.66% 70.21%

6.2 Comparative performance under State Government Sponsored Schemes: (Amount in Rs. Lacs)

Particulars..... V B Y G S C D C

G B C D C

G W E D C JGY DTY ITI pass

outAnnexure No. ' C' 'D' 'E' 'F' ‘G ’ ‘H’ 'I'

Target for 2018-19 No. 900 242 118 25 3 30 -

Cases Sponsored No. 3120 131 70 144 5 11 12Cases Sanctioned No. 1388 15 37 36 0 5 2

Cases Disbursed No. 1388 14 37 36 0 5 2Cases Ret / Rej. No. 1423 7 12 108 3 5 0Cases Pending No. 309 109 21 0 2 0 10% of Achievement to the Target

154.22% 6.20% 52.86

% 144% 0% 16.6% --

(Bank wise details on Page no. 23 to30)

All the Government Agencies are requested to update their record/data for pendency of applications.

Member banks are requested to lodge the subsidy claims to respective agencies in time.

The Representative of sponsoring agencies is requested to appraise the house in the matter.

7


8


AGENDA NO. 7 : Review progress under Service Area Credit Plan (S A C P) 2018-19 for fresh lending to priority sector & non priority sector:

The summary of target vis-à-vis achievement up to the quarter ended MAR., 2019 under Service Area Credit Plan 2018-19 is presented hereunder. The sector-wise and bank wise details under Priority Sector Advances are given in Annexure 5 to 5 H. The Bank wise summary of P S - Annual Target of vis-a-vis achievement is prescribed as under:

(Amt. Rs. in lacs)Sr.No. BANKS SACP Annual

Target (In Amt.)Achievement

(In Amt.)Achi. in % to Annual Target

1 PSUBanks 230630 370282 160.55%2 Pvt. Banks 60770 85324 140.40%3 RRB & co op Banks 48788 35580 72.93%4 Small Bank 0 4165 --

Total /Average 340188 495350 145.61%

From April-2018 to Mar-2019, bank-branches have made total disbursement (Priority) amt. Rs. 4953.50 crores and there by achieved SACP target by 145.61% against the annual target of Rs. 3401.88 Crores for the year 2018-19.

These data are reported on the basis of data available on SLBC Portal. (The sector wise and Bank wise details of PS on page no.31 to 39.)

Yearly for 2017-18 and Yearly for 2018-19 SACP performance is as under:

(Amt. Rs. in lacs)Sr.No. SECTOR

Achievement(2017-18)

% to Annual Target

Achievement(2018-19 )

% toAnnual TargetA/c Amt. A/c Amt.

I Total Agri./Allied/TL 52244 121908 78% 67506 142403 70.18%

II M S E 13615 82116 118.76%

17772 319322 473.60%

III Education PS 461 1405 9.61% 2699 4546 46.20%

IV Housing PS 2715 29993 113% 2445 24759 49.80%

V Others 551 1229 2% 867 4320 41.99%

A TOTAL P S ADV. 69586 236651 73% 91289 495350 145.61%

9


AGENDA NO. 8: To review NPA position up to quarter ended MAR. -2019

The recovery of banks dues is an important issue for the banks in view of RBI’s NPA norms and stress has been given to improve the recovery climates of banks dues.

(Amt. Rs. in lacs)Name of Bank Amt. Outstanding Amt. of NPA % NPA to

OutstandingUCO Bank 7741 2.77 3.57%Dena Bank 98567 10253 10.40%B O B 214769 583.09 0.27%VIJAYA BANK 5505 27.88 0.51%I O B 6789 26.81 0.39%Central Bank 33265 4700 14.12%PNB 14360 260 1.81%Union Bank 49102 1361 2.77%DGGB 13859 1625 11.72%Yes Bank 3947 6.61 0.16%Indusind 513230 4.42 0.01%GSC Bank 3779 12.46 0.32%D C B 2470 36.40 1.47%

KOTAK 10735 48.98 0.45%

HDFC 127721 669.93 0.52% O B C 11113 246 2.21 %S B I 224540 1201 0.63 %B O I 82489 1231 1.49 %SOUTH INDIAN 1233 0 0 %ANDHRA BANK 4474 0 0 %INDIAN BANK 4119 146.40 3.55 %ABAD DIST CO OP

35263 8.11 0.02 %

MEHSANA DIST CO OP

5059 8 0.16 %

All member banks having large NPA,are advised to touch with each and every NPA account. Gear up all machineries with coordination to their controlling office to recover bad debts and for clear up your balance sheet.

10


AGENDA NO. 9: To review long pending (more than 6 months) subsidy claims:

a. State Government Sponsored Schemes:

Subsidy pending in No. of casesVBS DTAS JGVY DCWD GWEDC GSCDC201 4 3 0 2 8

b. Central Government Sponsored Schemes

Name of Bank Subsidy pending in No. of casesNULM PMEGP

0 0

All the member banks are requested to touch with sponsoring agency where subsidy is pending and all the sponsoring agencies are advised and requested to release any subsidy pending at your end, as early as possible.

AGENDA NO. 10: Review of recovery position in Recovery Certificate filed under State Recovery Acts.

The recovery of banks dues is an important issue for the banks in view of RBI’s NPA norms and stress has been given to improve the recovery climates of banks dues.In R/C filed cases, 214 cases for Rs.84 lacs are pending at various levels as of Mar. 2019. The Revenue Dept, Sachivalaya, Gandhinagar also advised District Authorities to help in recovery of banks’ dues under Public Money Recovery Act. and in other way. House may discuss the same.

Cases filed under SARFAESI Act and pending for disposal for more than 60 days are 2 ( OF DENA BANK ).

AGENDA NO. 11: PMAY- Pradhan Mantri Awas Yojana.

The PMAY – credit linked subsidy scheme, housing for all is a housing loan scheme launched by our honorable Prime Minister Shri Narendera Modi. The scheme envisions housing for all by the year 2020. It benefits people belonging to EWS, LIG, MIG-1 and MIG-2.

PMAY- Gramin is being implemented through Gramin Vikas Commissioner. The scheme for housing loan (maximum Rs. 70000/-) to its beneficiaries, the common loan application form applicable to all banks as passed in last SLBC of Dec. 2017 must have been received by various bank branches through their controlling offices, specimen copy is given separately.

11


Name of Bank No. of Appli. Sanc. No. of Appli. Rec. Subsidy

2017-18 2018-19 2017-18 2018-19Dena Bank 16 60 3 0Dena Guj. Gram. Bank 10 5 0 0Guj . Stat Co. Op. Bank 1 5 0 0Central Bank 35 30 0 0Canara Bank 0 4 0 0Indian Overseas Bank 0 33 0 0Union Bank 0 30 0 0Bank of India 0 24 0 0Allahabad Bank 2 8 0 0Punjab National Bank 2 6 0 0S B I 90 90United Bank 5 5 0 0Indian Bank 1 12 0 0Total 72 316 3 90

AGENDA NO. 12 : To review submission of LBRs statements up to quarter ended MAR. 2019 under SAMIS.

We regret to inform the house that followingl banks have not submited their KEY INDICATORS for the quarter ended Sept.. 2018.

Bank of Maharashtra Central Bank United Bank Canara BankSyndicate Bank Union Bank I D B I Axis Bank

Under the Lead Bank Scheme, the submission of LBRs is very important to reflect the actual performance in SACP by Branch wise, Block wise, Activity wise and various reports generated and submit to SLBC, RBI, NABARD and Banks’ Controlling Offices & Branches etc. LBR2/U2 is very important to review of performance under SACP every quarter.

We regret to inform the house that for quarter ended Dec.-2018 we had made maximum efforts to branches to send LBR2/U2 in time but we have not received 100 % LBR-2 (M) and LBR-U2 (Q). The submission rate of LBR2/U2 is 65 % up to Mar.2019. Therefore all the branch managers and their controlling offices are further requested to do the needful and hope that in coming period the submission will be 100%. Due to non/poor submission of LBRs, the performance in SACP does not reflect actual level, even though banks are disbursing the loans in various sectors.

12


Banks are also requested to send their key indicator & required other data as per RBI revised format in time, so that we can convene the meetings of BLBC/DLCC/DLRC in time and can report to higher authorities.

SPECIALLY BANKS WHICH ARE HAVING 1 / 2 / 3 BRANCHES IN THE DISTRICT CAN SUBMIT SUCH RETURNS IN TIME EASILY AND NON SUBMISSION FROM SUCH BANKS IS HIGHLY REGRETABLE.

AGENDA NO. 13: PROGRESS OF BOB R SETI DURING THE QUARTER

The Director, BOB R SETI, Gandhinagar had organized 6 various training programs during the quarter ended MAR.-2019 and 171 persons trained. Total 26694 persons trained since inception of R SETI out of which 6400 beneficiaries are settled through Banks finance and 10362 beneficiaries are by own sources percentage of settlement ratio is 62.79% and grading for 217-18 is AA.

(Status given on Page no. 40).

AGENDA NO. 14 : To review progress made under Kishan Credit Card (KCC), General Credi Card (GCC), Artisan Credit Card (ACC), Weavers Credit Card (WCC) and Swarojgar Credit Card (SCC).

(Amt. in Lacs)

TypeCumulative disbursement

up to the Qtr. Endo/s at the end of

current qtr.A/C. Amt. A/C. Amt.

KCC 39958 84313 49759 111724GCC 46 12 6492 8848ACC 0 0 15 2WCC 0 0 8 2SCC 0 0 112 40

AGENDA NO. 15 : To review SHG related issues – Grading of Bank Linkage.

a) Saving Bank account details (Amt. in lacs)Savings Bank A/Cs opened during the

quarter endedTotal No. of Savings Bank accounts

as on 31.12.2018No.of SHG Accounts

No.of Members

Savings Amt.

No.of SHG Accounts

No.of Members

Savings Amt.

195 1985 62.84 5520 60560 421.46

13


SHG Grading, Sanction and disbursement details (Amt. in lacs)

Accounts Graded and Sanctioned during the quarter ended

Total Cumulative Accounts Graded and Sanctioned during the Financial Year

Total account

sGraded

Out of total graded A/cs,

A/cs sanctioned

Sanctioned Amt.

Total accountsGraded

Out of total graded A/cs,

A/cs sanctioned

Sanctioned Amt.

633 511 572 1884 1127 1180

AGENDA NO. 16 : To review of outdoor Financial Literacy Camps conducted by Rural Branches of the Banks.

No. of FL Camps conducted in the district during the quarter

No. of Rural branches who have conducted FL Camps during the quarter0 camp

(A)1 camp

(B)2 camps

(C)More than 2 camps

(D)

Total No. of Rural Branches (A+B+C+D)

265 0 99 68 10 191

As per revised RBI guidelines each rural branch is to organize a FLC on every third Friday of every month. A total 265 FLC camps have been organized in the District during the Mar 2019 quarter. ( Bankwise details on page no. 41 )

AGENDA NO. 17 : To review of Negotiable Warehouse Receipts (NWRs) to farmers by Warehousing Development Regulatory Authority (WDRA)

Department of Financial Services, Ministry of Finance, Government of India vide letter dated 17.07.2015 has advised the committee constituted by the Govt. of India for strengthening the Negotiable Warehouse Receipts (NWRs) by WDRA in the country and the committee has submitted its report wherein it was recommended that the progress of pledge financing on NWRs to farmers by the Banks may be reviewed in the SLBC and DLCC.

As per the information provided by the Member Banks, finance against NWRs to farmers in Gandhinagar Dist. as of 30th Sept., 2018 is NIL.

(Amt. in lacs)Sr. Name of

BankDisbursement during the quarter

Outstanding as at end of quarter

No. of Accounts Amount No. of Accounts Amount0 0 0 0

14


AGENDA NO. 18 : To review of Joint Liability Group – Formation & Credit.

The progress in formation of JLGs and its credit linkage received from Member Banks up to the quarter ended Mar. 201 is appended below.

(Amt. in lacs)Total No. of

JLG formed

JLG financedduring the qtr.

Cumulative JLG financedduring the year

Out standingloans to JLG

A/C. Amt. A/C. Amt. A/C. Amt.1608 117 66 210 140 1576 1131

(Bank wise details on Page no. 40).

AGENDA NO. 19 : Implementation of Pradhan Mantri Fasal Bima Yojana (PMFBY).

The performance for implementation of PMFBY for last Kharif Crop was as under. However, performance of Cooperative banks was not encouraging for Kharif crop. We hope that 100% farmers are covered under PMFBY for Rabi crop by all banks of the District.

Covered under for KHARIF Covered for SUMMER

Nationalized & RRB 2740 1657Co .Op. Banks 0 0Total 2740 1657

AGENDA NO. 20 : Implementation of "Stand up India".Bank wise data as obtained for 30th Sept., 2018 are as under. Member banks are also advised to organize camps for canvassing of the scheme.

Name of BankNo. of Accountssanctioned from

01.04.2018 to 31.03.2019

AmountIn Lacs

Cumulative from the date of Scheme up to

31.03.2019

AmountIn Lacs

Andhra Bank 0 0 2 21.25Bank of Baroda 3 71.03 8 111.75Bank of India 2 10.03 8 259.98Canara Bank 4 109.75 12 196.25Central Bank of India 0 0 6 259.50Corporation Bank 1 20.00 4 95.00Dena Bank 0 0 7 227.23Indian Bank 0 0.00 1 74.50Indian Overseas Bank 2 67.04 5 179.30Punjab National Bank 0 0 5 52.75Punjab & Sind Bank 3 33.50 3 33.50State Bank of India 3 71.50 24 532.70Syndicate Bank 2 80.00 2 80.00UCO Bank 1 3.35 2 45.00United Bank of India 1 25.00 3 50.00Vijya Bank 0 0.00 2 60.00TOTAL 22 491.20 94 2278.71

15


AGENDA NO. 21 : To review of various meetings of sub-committees held during the quarter.

Action points of minutes of meeting Action proposed to be taken by

Status of action taken

1. Name of Sub-Committee(a) Bank / Credit related

(b) Other entities related (Govt.Deptt./agencies, Ins. Company etc.)

0

0

0

0

22. Details & findings of study done if any in the district since last meeting and implementable action points if any (to be reviewed in the next meeting).

23. Summary of important circulars issued by RBI/NABARD/Other Authorities relevant to this forum. 24. Tentative date for next DLCC/DLRC Meetings.

25. Any other matter with permission of the chair.

…………………………………………………………………….………………………………………………………….

16

· web viewअग रण ब क कक ष, द न ब क, अ चल क र य लय, स...

Documents