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Dr.J.Perumal.M.B.A, Ph.D 11

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Dr.J.Perumal.M.B.A, Ph.D 16Th. TQ' Tyz ATh. TQ' Tyz ATh. TQ' Tyz ATh. TQ' Tyz A\\\\ Z Y Z Y Z Y Z Y YPeh,fZeh,YPfZYPeh,fZeh,YPfZYPeh,fZeh,YPfZYPeh,fZeh,YPfZeh NL C'T SX. yz eh NL C'T SX. yz eh NL C'T SX. yz eh NL C'T SX. yz RUh ARUh ARUh ARUh A\\\\ R R R R Uh XC TQ' Tyz Uh XC TQ' Tyz Uh XC TQ' Tyz Uh XC TQ' Tyz Y'TRh' TRU] AY'TRh' TRU] AY'TRh' TRU] AY'TRh' TRU] A\\\\Vh. Cjh TQ' Tyz Vh. Cjh TQ' Tyz Vh. Cjh TQ' Tyz Vh. Cjh TQ' Tyz YR NY Th.YR NY Th.YR NY Th.YR NY Th.

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Dr.J.Perumal.M.B.A, Ph.D 17

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hVXhVXhVXhVX\\\\VC LYVC LYVC LYVC LY\\\\VC N AUeVC N AUeVC N AUeVC N AUeh h h h TyN RWo sPeh TXTyN RWo sPeh TXTyN RWo sPeh TXTyN RWo sPeh TX\\\\ RfZeh RfZeh RfZeh RfZeh X YeL YP. R Y hZV X YeL YP. R Y hZV X YeL YP. R Y hZV X YeL YP. R Y hZV YPfZeho rY TeL Y|. L L YPfZeho rY TeL Y|. L L YPfZeho rY TeL Y|. L L YPfZeho rY TeL Y|. L L RyzVe fZeho rY TeL Y|. RyzVe fZeho rY TeL Y|. RyzVe fZeho rY TeL Y|. RyzVe fZeho rY TeL Y|.

L Teh LQzV YPeho rY AX fZeho L Teh LQzV YPeho rY AX fZeho L Teh LQzV YPeho rY AX fZeho L Teh LQzV YPeho rY AX fZeho rY TeLX. L[ Uy|YRL] LefVe rY TeLX. L[ Uy|YRL] LefVe rY TeLX. L[ Uy|YRL] LefVe rY TeLX. L[ Uy|YRL] LefVe Rh AX Uho rY TR Y|. T|Rh AX Uho rY TR Y|. T|Rh AX Uho rY TR Y|. T|Rh AX Uho rY TR Y|. T|L L L L AAAA\\\\eh hV U L'Teh hV U L'Teh hV U L'Teh hV U L'T\\\\V AUehTyN V AUehTyN V AUehTyN V AUehTyN LYLYLYLY\\\\V YPUh X AUeL Y|. V YPUh X AUeL Y|. V YPUh X AUeL Y|. V YPUh X AUeL Y|.

T|eL AT|eL AT|eL AT|eL A\\\\

yz JW J T|eL Ayz JW J T|eL Ayz JW J T|eL Ayz JW J T|eL A\\\\ AUeh T R AUeh T R AUeh T R AUeh T R Uh AUh AUh AUh A\\\\V' T|eL AV' T|eL AV' T|eL AV' T|eL A\\\\VL' TVT|R Y|. VL' TVT|R Y|. VL' TVT|R Y|. VL' TVT|R Y|. Jeh UTyP T|eL AJeh UTyP T|eL AJeh UTyP T|eL AJeh UTyP T|eL A\\\\ AU'TRLR AU'TRLR AU'TRLR AU'TRLR Rh AX Uf AYRh AX Uf AYRh AX Uf AYRh AX Uf AY\\\\ i|RXL AUe i|RXL AUe i|RXL AUe i|RXL AUe

Dr.J.Perumal.M.B.A, Ph.D 20L[X. yz YL[X. yz YL[X. yz YL[X. yz YPfZeh N T|eL APfZeh N T|eL APfZeh N T|eL APfZeh N T|eL A\\\\ AUeLe iP. AUeLe iP. AUeLe iP. AUeLe iP.

A'TzV Ajh T|eL AA'TzV Ajh T|eL AA'TzV Ajh T|eL AA'TzV Ajh T|eL A\\\\ AU R A AU R A AU R A AU R A hZR LR T|eL Y|. CRT yz hZR LR T|eL Y|. CRT yz hZR LR T|eL Y|. CRT yz hZR LR T|eL Y|. CRT yz YPef T|eL AYPef T|eL AYPef T|eL AYPef T|eL A\\\\V AUR YU] V AUR YU] V AUR YU] V AUR YU] 'LWUL CeL. YV RYL R Uf 'LWUL CeL. YV RYL R Uf 'LWUL CeL. YV RYL R Uf 'LWUL CeL. YV RYL R Uf AUC T|eL AAUC T|eL AAUC T|eL AAUC T|eL A\\\\, C[V YL Rf, , C[V YL Rf, , C[V YL Rf, , C[V YL Rf, Uf AUC T|eL AUf AUC T|eL AUf AUC T|eL AUf AUC T|eL A\\\\ T|eL Y T|eL Y T|eL Y T|eL Y|. |. |. |. R fZef AUC T|eL AR fZef AUC T|eL AR fZef AUC T|eL AR fZef AUC T|eL A\\\\V L' V L' V L' V L' TL, T hZRL TTL, T hZRL TTL, T hZRL TTL, T hZRL T\\\\YL TVT|RX. YL TVT|RX. YL TVT|RX. YL TVT|RX. UQU]YL AR RP TVT|Re iP.UQU]YL AR RP TVT|Re iP.UQU]YL AR RP TVT|Re iP.UQU]YL AR RP TVT|Re iP.

YPeYPeYPeYPeh N Lz'TL RX Y' T|eLe h N Lz'TL RX Y' T|eLe h N Lz'TL RX Y' T|eLe h N Lz'TL RX Y' T|eLe iP. Rh, Uh, fZeh NL RX Y' iP. Rh, Uh, fZeh NL RX Y' iP. Rh, Uh, fZeh NL RX Y' iP. Rh, Uh, fZeh NL RX Y' T|'T SX. EWh S gZ T|eLe iP. T|'T SX. EWh S gZ T|eLe iP. T|'T SX. EWh S gZ T|eLe iP. T|'T SX. EWh S gZ T|eLe iP. H, h[, LP, B TH, h[, LP, B TH, h[, LP, B TH, h[, LP, B T\\\\ h XL[ Sef h XL[ Sef h XL[ Sef h XL[ Sef T|eL AT|eL AT|eL AT|eL A\\\\ AUeLe iP. U Uz T|eL AUeLe iP. U Uz T|eL AUeLe iP. U Uz T|eL AUeLe iP. U Uz T|eL AAAA\\\\ AUeh T ARh S gZ NUV A AUeh T ARh S gZ NUV A AUeh T ARh S gZ NUV A AUeh T ARh S gZ NUV A\\\\ CeLe iP. CeLe iP. CeLe iP. CeLe iP.

EV TRL[ EV TRL[ EV TRL[ EV TRL[ Yf'TYL UL RX Y Yf'TYL UL RX Y Yf'TYL UL RX Y Yf'TYL UL RX Y tOL U LXtOL U LXtOL U LXtOL U LX\\\\, G , G , G , G \\\\Vo Vo Vo Vo NRYL fZef RX Y' T|eL Y|. NRYL fZef RX Y' T|eL Y|. NRYL fZef RX Y' T|eL Y|. NRYL fZef RX Y' T|eL Y|.

Tzeh ATzeh ATzeh ATzeh A\\\\

Dr.J.Perumal.M.B.A, Ph.D 21yz Tzeh Ayz Tzeh Ayz Tzeh Ayz Tzeh A\\\\VV AX pV {XLRV VV AX pV {XLRV VV AX pV {XLRV VV AX pV {XLRV AUeh T LPzeL YzV SPAUeh T LPzeL YzV SPAUeh T LPzeL YzV SPAUeh T LPzeL YzV SP\\\\L L L L YU:YU:YU:YU:

yz Tzeh Ayz Tzeh Ayz Tzeh Ayz Tzeh A\\\\ AX {XLR Uh N AX {XLR Uh N AX {XLR Uh N AX {XLR Uh N AU'T SX. AR AAU'T SX. AR AAU'T SX. AR AAU'T SX. AR A\\\\ fZeh fZeh fZeh fZeh SefV Tz SefV Tz SefV Tz SefV Tz SLV' Ty|e L|' TzeL Y|. YPeh SLV' Ty|e L|' TzeL Y|. YPeh SLV' Ty|e L|' TzeL Y|. YPeh SLV' Ty|e L|' TzeL Y|. YPeh SefC SLV Ty|' TzeLX. B] SefC SLV Ty|' TzeLX. B] SefC SLV Ty|' TzeLX. B] SefC SLV Ty|' TzeLX. B] A'T Rho rYeh Jyz] TX SLV' A'T Rho rYeh Jyz] TX SLV' A'T Rho rYeh Jyz] TX SLV' A'T Rho rYeh Jyz] TX SLV' TP Y|.TP Y|.TP Y|.TP Y|.

Uh Neh A|RTzVL fZeh, YPfZeh, Uh Neh A|RTzVL fZeh, YPfZeh, Uh Neh A|RTzVL fZeh, YPfZeh, Uh Neh A|RTzVL fZeh, YPfZeh, YPUh N AUC AYPUh N AUC AYPUh N AUC AYPUh N AUC A\\\\ Tz'T Tz'T Tz'T Tz'T\\\\V V V V AUeLX. RL AXUL Rh AX Uho AUeLX. RL AXUL Rh AX Uho AUeLX. RL AXUL Rh AX Uho AUeLX. RL AXUL Rh AX Uho rYehrYehrYehrYeh Af CeL Y|. Tz'T Af CeL Y|. Tz'T Af CeL Y|. Tz'T Af CeL Y|. Tz'T\\\\ \\\\h Y L E|. CR Ah Y L E|. CR Ah Y L E|. CR Ah Y L E|. CR A\\\\eh eh eh eh rQ AzeL Y| GrQ AzeL Y| GrQ AzeL Y| GrQ AzeL Y| G\\\\ A A A A C[UtN,C[ToN, C[UtN BfVY HRY J C[UtN,C[ToN, C[UtN BfVY HRY J C[UtN,C[ToN, C[UtN BfVY HRY J C[UtN,C[ToN, C[UtN BfVY HRY J YQR LX AzeL Y|.YQR LX AzeL Y|.YQR LX AzeL Y|.YQR LX AzeL Y|.

yz YPfZeh Ayz YPfZeh Ayz YPfZeh Ayz YPfZeh A\\\\V Tzeh AV Tzeh AV Tzeh AV Tzeh A\\\\VL' TV VL' TV VL' TV VL' TV T|YRLR A TP'T| SL,U^L T|YRLR A TP'T| SL,U^L T|YRLR A TP'T| SL,U^L T|YRLR A TP'T| SL,U^L AL GP LPRL CeLe iPAL GP LPRL CeLe iPAL GP LPRL CeLe iPAL GP LPRL CeLe iP. Tzeh . Tzeh . Tzeh . Tzeh AAAA\\\\eh L Teh LQz,eh L Teh LQz,eh L Teh LQz,eh L Teh LQz, Ryz Ryz Ryz Ryz BfVYBfVYBfVYBfVY\\\\ YeLe iP. CR A YeLe iP. CR A YeLe iP. CR A YeLe iP. CR A\\\\eh sV eh sV eh sV eh sV YoN SWL Y Ze iP. Tzeh AYoN SWL Y Ze iP. Tzeh AYoN SWL Y Ze iP. Tzeh AYoN SWL Y Ze iP. Tzeh A\\\\ Y Y Y Y \\\\L[ LPzeh T A AU L[ LPzeh T A AU L[ LPzeh T A AU L[ LPzeh T A AU Tzeh cVjL GX STzeh cVjL GX STzeh cVjL GX STzeh cVjL GX S\\\\L U] TC. CR L U] TC. CR L U] TC. CR L U] TC. CR AAAA\\\\ NWY YN NC A NWY YN NC A NWY YN NC A NWY YN NC A\\\\ GTR UVL GTR UVL GTR UVL GTR UVL CeL Y|. CeL Y|. CeL Y|. CeL Y|.

^ A^ A^ A^ A\\\\

^ A^ A^ A^ A\\\\ AU'TRh AU'TRh AU'TRh AU'TRh Lo pLo pLo pLo p\\\\R N YPfZeh R N YPfZeh R N YPfZeh R N YPfZeh XVh. YPeh, fZeh NL AUeLX. XVh. YPeh, fZeh NL AUeLX. XVh. YPeh, fZeh NL AUeLX. XVh. YPeh, fZeh NL AUeLX.

Dr.J.Perumal.M.B.A, Ph.D 22^ A^ A^ A^ A\\\\ EyiW'Th yz EyiW' EyiW'Th yz EyiW' EyiW'Th yz EyiW' EyiW'Th yz EyiW' ThVP RYLeL Y |. ^ AThVP RYLeL Y |. ^ AThVP RYLeL Y |. ^ AThVP RYLeL Y |. ^ A\\\\ LRY EoN AUeL Y|. CR ALRY EoN AUeL Y|. CR ALRY EoN AUeL Y|. CR ALRY EoN AUeL Y|. CR A\\\\eh eh eh eh CWyPe LRLR TP Y|. LRL pp CWyPe LRLR TP Y|. LRL pp CWyPe LRLR TP Y|. LRL pp CWyPe LRLR TP Y|. LRL pp YWjL[ AU AYWjL UL[ YWjL[ AU AYWjL UL[ YWjL[ AU AYWjL UL[ YWjL[ AU AYWjL UL[ RjLRjLRjLRjL| T | T | T | T L pL pL pL p\\\\'T] TXL EPh. 'T] TXL EPh. 'T] TXL EPh. 'T] TXL EPh. NLX IYVj L[C AR UVN yzh NLX IYVj L[C AR UVN yzh NLX IYVj L[C AR UVN yzh NLX IYVj L[C AR UVN yzh L| Y. ^ AL| Y. ^ AL| Y. ^ AL| Y. ^ A\\\\ YPef J ^]X YPef J ^]X YPef J ^]X YPef J ^]X YeL YzV AYpV. A'Tz ^] YeL YzV AYpV. A'Tz ^] YeL YzV AYpV. A'Tz ^] YeL YzV AYpV. A'Tz ^] AUehT AR YV sV J ^ AAUehT AR YV sV J ^ AAUehT AR YV sV J ^ AAUehT AR YV sV J ^ A\\\\eh eh eh eh Y. CR] SUL UXjh.Y. CR] SUL UXjh.Y. CR] SUL UXjh.Y. CR] SUL UXjh.

^ A^ A^ A^ A\\\\ YPfZeh' Th AL TWR H YPfZeh' Th AL TWR H YPfZeh' Th AL TWR H YPfZeh' Th AL TWR H\\\\e e e e iP. ^ AiP. ^ AiP. ^ AiP. ^ A\\\\eh UP AUeh TyNeh UP AUeh TyNeh UP AUeh TyNeh UP AUeh TyN A A A A YPfZeh X AUVe iP. YPfZeh X AUVe iP. YPfZeh X AUVe iP. YPfZeh X AUVe iP.

^ A^ A^ A^ A\\\\ Uho rY ^] YeLe iP. Uho rY ^] YeLe iP. Uho rY ^] YeLe iP. Uho rY ^] YeLe iP. Cjh ^ NTR'TyP TyL, Cjh ^ NTR'TyP TyL, Cjh ^ NTR'TyP TyL, Cjh ^ NTR'TyP TyL, eWLjL,TPjL[ RW Y GRC YeLe eWLjL,TPjL[ RW Y GRC YeLe eWLjL,TPjL[ RW Y GRC YeLe eWLjL,TPjL[ RW Y GRC YeLe iP. T|eL AiP. T|eL AiP. T|eL AiP. T|eL A\\\\,L A,L A,L A,L A\\\\' TeL ^ A' TeL ^ A' TeL ^ A' TeL ^ A\\\\ AUVU Te L[ Y|. AUVU Te L[ Y|. AUVU Te L[ Y|. AUVU Te L[ Y|.

LP TPjL[ Uh AX Rho rY UyP LP TPjL[ Uh AX Rho rY UyP LP TPjL[ Uh AX Rho rY UyP LP TPjL[ Uh AX Rho rY UyP Y|. A'TRY|. A'TRY|. A'TRY|. A'TR AY AY AY AY \\\\V fZeh AX V fZeh AX V fZeh AX V fZeh AX YPeh N Sefeh. rYYPeh N Sefeh. rYYPeh N Sefeh. rYYPeh N Sefeh. rY TPjL UyP' TPjL UyP' TPjL UyP' TPjL UyP'

Dr.J.Perumal.M.B.A, Ph.D 23Tyzeh EVWh UX GR ' T CeLe Tyzeh EVWh UX GR ' T CeLe Tyzeh EVWh UX GR ' T CeLe Tyzeh EVWh UX GR ' T CeLe iP. iP. iP. iP.

BtN SV TPR Rh N Sef YeL BtN SV TPR Rh N Sef YeL BtN SV TPR Rh N Sef YeL BtN SV TPR Rh N Sef YeL Y|. [ehL[ Rh AX YPeh Sef Y|. [ehL[ Rh AX YPeh Sef Y|. [ehL[ Rh AX YPeh Sef Y|. [ehL[ Rh AX YPeh Sef YeLe iP. DNV ^ AYeLe iP. DNV ^ AYeLe iP. DNV ^ AYeLe iP. DNV ^ A\\\\ AUeh AUeh AUeh AUeh TyN A CTyN A CTyN A CTyN A C\\\\R ]L TPjL[ UyPe R ]L TPjL[ UyPe R ]L TPjL[ UyPe R ]L TPjL[ UyPe iPiPiPiP G J V Cef G J V Cef G J V Cef G J V Cef\\\\. . . .

^ A^ A^ A^ A\\\\ LPL EYh UXL LPL EYh UXL LPL EYh UXL LPL EYh UXL T|T AR LPL L TR UXL[ T|T AR LPL L TR UXL[ T|T AR LPL L TR UXL[ T|T AR LPL L TR UXL[ UUUU\\\\ PRTz' Te L[ Y|. PRTz' Te L[ Y|. PRTz' Te L[ Y|. PRTz' Te L[ Y|.

NUV ANUV ANUV ANUV A\\\\

yz NUV Ayz NUV Ayz NUV Ayz NUV A\\\\V Aef TLY V Aef TLY V Aef TLY V Aef TLY XV] XV] XV] XV] R fZeh X AUeL Y|. NUV AR fZeh X AUeL Y|. NUV AR fZeh X AUeL Y|. NUV AR fZeh X AUeL Y|. NUV A\\\\ AU'TRh CY AU'TRh CY AU'TRh CY AU'TRh CY L TRU]' Th. CR] L TRU]' Th. CR] L TRU]' Th. CR] L TRU]' Th. CR] yz IYV Th. GeLWQ L| DNV yz IYV Th. GeLWQ L| DNV yz IYV Th. GeLWQ L| DNV yz IYV Th. GeLWQ L| DNV XV] YPfZeh X NUV AXV] YPfZeh X NUV AXV] YPfZeh X NUV AXV] YPfZeh X NUV A\\\\V V V V AUeLe iP. AY AU'T yz E[ AUeLe iP. AY AU'T yz E[ AUeLe iP. AY AU'T yz E[ AUeLe iP. AY AU'T yz E[ NYR G'TRho NU.NYR G'TRho NU.NYR G'TRho NU.NYR G'TRho NU.

CR] YU yP Byz' TPeh S A. CR] YU yP Byz' TPeh S A. CR] YU yP Byz' TPeh S A. CR] YU yP Byz' TPeh S A. VYpV RYL JVYpV RYL JVYpV RYL JVYpV RYL J\\\\] EQ RVeL'T| ] EQ RVeL'T| ] EQ RVeL'T| ] EQ RVeL'T| CP GTR Y ARh AL efVY CP GTR Y ARh AL efVY CP GTR Y ARh AL efVY CP GTR Y ARh AL efVY L|efL|efL|efL|ef\\\\A|'T NUV A. A|'T NUV A. A|'T NUV A. A|'T NUV A. \\\\ R fZeh R fZeh R fZeh R fZeh

Dr.J.Perumal.M.B.A, Ph.D 24X YeL Y|. NUeX YeL Y|. NUeX YeL Y|. NUeX YeL Y|. NUehT NU'TY hT NU'TY hT NU'TY hT NU'TY fZeh Sef NUehU NUV AfZeh Sef NUehU NUV AfZeh Sef NUehU NUV AfZeh Sef NUehU NUV A\\\\V V V V AUeL Y|. A|' Yeh CPR i| T AUeL Y|. A|' Yeh CPR i| T AUeL Y|. A|' Yeh CPR i| T AUeL Y|. A|' Yeh CPR i| T AUe L[e iP. NU'TY YX AUe L[e iP. NU'TY YX AUe L[e iP. NU'TY YX AUe L[e iP. NU'TY YX \\\\ TW L RyzV YeL Y|. Rh,Uh TW L RyzV YeL Y|. Rh,Uh TW L RyzV YeL Y|. Rh,Uh TW L RyzV YeL Y|. Rh,Uh rY TW,LT| AUeL Y|. G NL rY TW,LT| AUeL Y|. G NL rY TW,LT| AUeL Y|. G NL rY TW,LT| AUeL Y|. G NL NUV ANUV ANUV ANUV A\\\\ AUYR HT| SU U L[' AUYR HT| SU U L[' AUYR HT| SU U L[' AUYR HT| SU U L[' T'T.T'T.T'T.T'T.

fZeh:YN ,h|T RX EP SX fZeh:YN ,h|T RX EP SX fZeh:YN ,h|T RX EP SX fZeh:YN ,h|T RX EP SX TeL' T|. TeL' T|. TeL' T|. TeL' T|.

R fZeh:EQ rY ALUL Ce h. R fZeh:EQ rY ALUL Ce h. R fZeh:EQ rY ALUL Ce h. R fZeh:EQ rY ALUL Ce h. h|T rT LopL GR RPCh|T rT LopL GR RPCh|T rT LopL GR RPCh|T rT LopL GR RPC rTUL rTUL rTUL rTUL SPR. NY SPR. NY SPR. NY SPR. NY

Th. Rh: YU]RP NXL ALUL Th. Rh: YU]RP NXL ALUL Th. Rh: YU]RP NXL ALUL Th. Rh: YU]RP NXL ALUL Ceh. LP RX Ceh. Ceh. LP RX Ceh. Ceh. LP RX Ceh. Ceh. LP RX Ceh.

R Uh:SL ,U]ehZ'TjL HT|. EQ R Uh:SL ,U]ehZ'TjL HT|. EQ R Uh:SL ,U]ehZ'TjL HT|. EQ R Uh:SL ,U]ehZ'TjL HT|. EQ EP] Ly|' ThEP] Ly|' ThEP] Ly|' ThEP] Ly|' Th

Uh:h|T U CeL. NPo NoNWL Uh:h|T U CeL. NPo NoNWL Uh:h|T U CeL. NPo NoNWL Uh:h|T U CeL. NPo NoNWL Y. Y. Y. Y.

YPUh: NXL HT|. YPUh: NXL HT|. YPUh: NXL HT|. YPUh: NXL HT|.

YPeh:h|T]PV L YTyP AzeLz' YPeh:h|T]PV L YTyP AzeLz' YPeh:h|T]PV L YTyP AzeLz' YPeh:h|T]PV L YTyP AzeLz' Wop] Y. Wop] Y. Wop] Y. Wop] Y.

YPfZeh:Cjh NUVXYPfZeh:Cjh NUVXYPfZeh:Cjh NUVXYPfZeh:Cjh NUVX\\\\V GeLWQ L| V GeLWQ L| V GeLWQ L| V GeLWQ L| AUeLe iP. CR] AUeLe iP. CR] AUeLe iP. CR] AUeLe iP. CR] \\\\V V TXL V V TXL V V TXL V V TXL EPh. EPh. EPh. EPh.

NUVXNUVXNUVXNUVX\\\\ hNR] TyzV YPUh hNR] TyzV YPUh hNR] TyzV YPUh hNR] TyzV YPUh X,UYy| GWR RUh X X,UYy| GWR RUh X X,UYy| GWR RUh X X,UYy| GWR RUh X YeL Y|. NUVXYeL Y|. NUVXYeL Y|. NUVXYeL Y|. NUVX\\\\eh A| T|eL eh A| T|eL eh A| T|eL eh A| T|eL

Dr.J.Perumal.M.B.A, Ph.D 25AAAA\\\\R CW| AR CW| AR CW| AR CW| A\\\\L[C eh rY L[C eh rY L[C eh rY L[C eh rY L]UL CeL Y|. L]UL CeL Y|. L]UL CeL Y|. L]UL CeL Y|.

N'|T YPeh,fZeL Sef AU EQ N'|T YPeh,fZeL Sef AU EQ N'|T YPeh,fZeL Sef AU EQ N'|T YPeh,fZeL Sef AU EQ N'|YR EP SX pN'|YR EP SX pN'|YR EP SX pN'|YR EP SX p\\\\'TL Ceh. SL 'TL Ceh. SL 'TL Ceh. SL 'TL Ceh. SL hjh. hjh. hjh. hjh.

rYLrYLrYLrYL---- L L L L

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L:yz L GeL CWyP' TP L:yz L GeL CWyP' TP L:yz L GeL CWyP' TP L:yz L GeL CWyP' TP GeL CeL Y|. B] T ,C'T GeL CeL Y|. B] T ,C'T GeL CeL Y|. B] T ,C'T GeL CeL Y|. B] T ,C'T ,'T T,'T T,'T T,'T T\\\\ GeLL AUeLe iP. GeLL AUeLe iP. GeLL AUeLe iP. GeLL AUeLe iP.

Dr.J.Perumal.M.B.A, Ph.D 26L CXU | Lyz] yz E[YL L CXU | Lyz] yz E[YL L CXU | Lyz] yz E[YL L CXU | Lyz] yz E[YL AZh,BWefV RP TeL'T|. AZh,BWefV RP TeL'T|. AZh,BWefV RP TeL'T|. AZh,BWefV RP TeL'T|. L L L L X rYeh YV hzeLe iP. CY X rYeh YV hzeLe iP. CY X rYeh YV hzeLe iP. CY X rYeh YV hzeLe iP. CY NC T h ReL HT|. ^ ANC T h ReL HT|. ^ ANC T h ReL HT|. ^ ANC T h ReL HT|. ^ A\\\\,Tzeh ,Tzeh ,Tzeh ,Tzeh AAAA\\\\,VTW R NC A,VTW R NC A,VTW R NC A,VTW R NC A\\\\ T T T T\\\\Y Y Y Y Lz'TL L h ReL YWeiP. Lz'TL L h ReL YWeiP. Lz'TL L h ReL YWeiP. Lz'TL L h ReL YWeiP.

J yzh Az'TPVL rYL L J yzh Az'TPVL rYL L J yzh Az'TPVL rYL L J yzh Az'TPVL rYL L AUfAUfAUfAUf\\\\. G]Y A Y NWjL[e . G]Y A Y NWjL[e . G]Y A Y NWjL[e . G]Y A Y NWjL[e LP'z'T pLP'z'T pLP'z'T pLP'z'T p\\\\'T]. yz SUL TXY'T]. yz SUL TXY'T]. yz SUL TXY'T]. yz SUL TXY\\\\ C C C C L| Y. L| Y. L| Y. L| Y.

h Ryzh Ryzh Ryzh Ryz

hRyz AU A RW UyP X hRyz AU A RW UyP X hRyz AU A RW UyP X hRyz AU A RW UyP X yz TY' TLjLehe L| NY C yz TY' TLjLehe L| NY C yz TY' TLjLehe L| NY C yz TY' TLjLehe L| NY C TX |L LPzeL' T|fTX |L LPzeL' T|fTX |L LPzeL' T|fTX |L LPzeL' T|f\\\\. AY h Ryz . AY h Ryz . AY h Ryz . AY h Ryz AUehT LPzeL YzV SPAUehT LPzeL YzV SPAUehT LPzeL YzV SPAUehT LPzeL YzV SP\\\\L[' T L[' T L[' T L[' T T'T. T'T. T'T. T'T.

Uz R Uh N AU'T Uz R Uh N AU'T Uz R Uh N AU'T Uz R Uh N AU'T Lo pLo pLo pLo p\\\\R. R. R. R. Ajh h Ryz AUeLAjh h Ryz AUeLAjh h Ryz AUeLAjh h Ryz AUeL YNXR TyN Rh YNXR TyN Rh YNXR TyN Rh YNXR TyN Rh AX Uh N h RyzV AUeLX. AX Uh N h RyzV AUeLX. AX Uh N h RyzV AUeLX. AX Uh N h RyzV AUeLX. UR E[ Gy| NL h Ryz UR E[ Gy| NL h Ryz UR E[ Gy| NL h Ryz UR E[ Gy| NL h Ryz AU'T] HT| SU UL[ T' T'T. AU'T] HT| SU UL[ T' T'T. AU'T] HT| SU UL[ T' T'T. AU'T] HT| SU UL[ T' T'T.

YPfZeh:Cjh h Ryz AU'TR] YPfZeh:Cjh h Ryz AU'TR] YPfZeh:Cjh h Ryz AU'TR] YPfZeh:Cjh h Ryz AU'TR] YUC,T hjh. YUC,T hjh. YUC,T hjh. YUC,T hjh.

fZeh:Cjh h Ryz AU'T] NY YLUL fZeh:Cjh h Ryz AU'T] NY YLUL fZeh:Cjh h Ryz AU'T] NY YLUL fZeh:Cjh h Ryz AU'T] NY YLUL h' Th. hZRL GLh' Th. hZRL GLh' Th. hZRL GLh' Th. hZRL GLX Teh. X Teh. X Teh. X Teh.

R fZeh:Cjh h Ryz AU'T] SUC R fZeh:Cjh h Ryz AU'T] SUC R fZeh:Cjh h Ryz AU'T] SUC R fZeh:Cjh h Ryz AU'T] SUC CX. UC CX. CX. UC CX. CX. UC CX. CX. UC CX.

Rh:Cjh h Ryz AU'T] yz NY Rh:Cjh h Ryz AU'T] yz NY Rh:Cjh h Ryz AU'T] yz NY Rh:Cjh h Ryz AU'T] yz NY Neh. Neh. Neh. Neh.

Dr.J.Perumal.M.B.A, Ph.D 27RUh:Cjh h Ryz AU'T] RUh:Cjh h Ryz AU'T] RUh:Cjh h Ryz AU'T] RUh:Cjh h Ryz AU'T] L SX L SX L SX L SX TXL EPh. YN ,NY N',EP TXL EPh. YN ,NY N',EP TXL EPh. YN ,NY N',EP TXL EPh. YN ,NY N',EP BWefV G] GX pBWefV G] GX pBWefV G] GX pBWefV G] GX p\\\\'TL Ceh. 'TL Ceh. 'TL Ceh. 'TL Ceh.

Uh:Cjh h Ryz AU'T]Uh:Cjh h Ryz AU'T]Uh:Cjh h Ryz AU'T]Uh:Cjh h Ryz AU'T] EP SX EP SX EP SX EP SX pppp\\\\'TL Ceh. T[RW Y[ S'TL Ceh. T[RW Y[ S'TL Ceh. T[RW Y[ S'TL Ceh. T[RW Y[ S\\\\Leh. Leh. Leh. Leh. YeL SX 'TjL HT|. YeL SX 'TjL HT|. YeL SX 'TjL HT|. YeL SX 'TjL HT|.

YPUh:Cjh h Ryz AU'T] SUC YPUh:Cjh h Ryz AU'T] SUC YPUh:Cjh h Ryz AU'T] SUC YPUh:Cjh h Ryz AU'T] SUC CX. UC CX. CX. UC CX. CX. UC CX. CX. UC CX.

YPeh:C N h Ryz AU'T] yz YPeh:C N h Ryz AU'T] yz YPeh:C N h Ryz AU'T] yz YPeh:C N h Ryz AU'T] yz T[RWo peLL HT|. LP T[RWo peLL HT|. LP T[RWo peLL HT|. LP T[RWo peLL HT|. LP RX,TL EP SX L|R BfVY RX,TL EP SX L|R BfVY RX,TL EP SX L|R BfVY RX,TL EP SX L|R BfVY EPh. EPh. EPh. EPh.

Y UY UY UY U]Y[]Y[]Y[]Y[

CVLV| J YYRLL HT|R'TyP NyP CVLV| J YYRLL HT|R'TyP NyP CVLV| J YYRLL HT|R'TyP NyP CVLV| J YYRLL HT|R'TyP NyP yPjL[ Y LXVL EY. yPjL[ Y LXVL EY. yPjL[ Y LXVL EY. yPjL[ Y LXVL EY. sV 23. 5 zf YPfZeh NYL SL NfsV 23. 5 zf YPfZeh NYL SL NfsV 23. 5 zf YPfZeh NYL SL NfsV 23. 5 zf YPfZeh NYL SL Nf\\\\. . . . CR sV] UVULCR sV] UVULCR sV] UVULCR sV] UVUL YR Y LXV YR Y LXV YR Y LXV YR Y LXV EYef]L. E]jL RYRh X LWQ EYef]L. E]jL RYRh X LWQ EYef]L. E]jL RYRh X LWQ EYef]L. E]jL RYRh X LWQ TtN RjL iy| NeLV Bh. TtN RjL TtN RjL iy| NeLV Bh. TtN RjL TtN RjL iy| NeLV Bh. TtN RjL TtN RjL iy| NeLV Bh. TtN RjL GT h, X, L, S', Y] Bh. C J GT h, X, L, S', Y] Bh. C J GT h, X, L, S', Y] Bh. C J GT h, X, L, S', Y] Bh. C J Ne hNe hNe hNe h\\\\R E]jL RUL UT|. R E]jL RUL UT|. R E]jL RUL UT|. R E]jL RUL UT|.

CR CVL 5 R NeL NU A[ V CR CVL 5 R NeL NU A[ V CR CVL 5 R NeL NU A[ V CR CVL 5 R NeL NU A[ V CefCefCefCef\\\\. CR 5 R NeL[C y|eh X. CR 5 R NeL[C y|eh X. CR 5 R NeL[C y|eh X. CR 5 R NeL[C y|eh X YR Y LX Bh. CR Y LXTz YR Y LX Bh. CR Y LXTz YR Y LX Bh. CR Y LXTz YR Y LX Bh. CR Y LXTz |L[ Ly| T Ajh SX YoN, L KyP, |L[ Ly| T Ajh SX YoN, L KyP, |L[ Ly| T Ajh SX YoN, L KyP, |L[ Ly| T Ajh SX YoN, L KyP, Rjh RP AUfRjh RP AUfRjh RP AUfRjh RP AUf\\\\. CR] SX U]Y[ . CR] SX U]Y[ . CR] SX U]Y[ . CR] SX U]Y[ UReh fPefUReh fPefUReh fPefUReh fPef\\\\. U]Y[ S. U]Y[ S. U]Y[ S. U]Y[ S\\\\L AUfL AUfL AUfL AUf\\\\. . . . U]Y[ GT EP Y[ AzR[. U]Y[ GT EP Y[ AzR[. U]Y[ GT EP Y[ AzR[. U]Y[ GT EP Y[ AzR[.

Dr.J.Perumal.M.B.A, Ph.D 28U]Y[ SU]Y[ SU]Y[ SU]Y[ S\\\\L AUV Y|U] SU rC[ L AUV Y|U] SU rC[ L AUV Y|U] SU rC[ L AUV Y|U] SU rC[ rrrr\\\\jL SjL SjL SjL S\\\\L AUV Y|. CR rL AUV Y|. CR rL AUV Y|. CR rL AUV Y|. CR r''''\\\\R R R R CVLVL EYehYRLL EYeL'TyP LXV CVLVL EYehYRLL EYeL'TyP LXV CVLVL EYehYRLL EYeL'TyP LXV CVLVL EYehYRLL EYeL'TyP LXV Y LX Bh. Y LX Bh. Y LX Bh. Y LX Bh.

LRLLRLLRLLRL

yz E[ GXe LRL[C JW YLV] UWR yz E[ GXe LRL[C JW YLV] UWR yz E[ GXe LRL[C JW YLV] UWR yz E[ GXe LRL[C JW YLV] UWR NV Y|. CY NYR pNV Y|. CY NYR pNV Y|. CY NYR pNV Y|. CY NYR p\\\\'T]' TXL 'T]' TXL 'T]' TXL 'T]' TXL EPhCW| YLV. ] UWjL LRL[oEPhCW| YLV. ] UWjL LRL[oEPhCW| YLV. ] UWjL LRL[oEPhCW| YLV. ] UWjL LRL[o NYR S|RWU]' TXL, YLV] NYR S|RWU]' TXL, YLV] NYR S|RWU]' TXL, YLV] NYR S|RWU]' TXL, YLV] UWjL NYR UV]' TXL [C. UWjL NYR UV]' TXL [C. UWjL NYR UV]' TXL [C. UWjL NYR UV]' TXL [C. LRL GeL CWyP'TP CeL LRL GeL CWyP'TP CeL LRL GeL CWyP'TP CeL LRL GeL CWyP'TP CeL Y|. B] T U CT BfV Y|. B] T U CT BfV Y|. B] T U CT BfV Y|. B] T U CT BfV GeL LRL CeLe iP. CR] GeL LRL CeLe iP. CR] GeL LRL CeLe iP. CR] GeL LRL CeLe iP. CR] UV]' TXL [ C. yz AUC UV]' TXL [ C. yz AUC UV]' TXL [ C. yz AUC UV]' TXL [ C. yz AUC LRL GeLe LT TXL [fLRL GeLe LT TXL [fLRL GeLe LT TXL [fLRL GeLe LT TXL [f\\\\....

Jyz J LR Uy| CR V TXL Jyz J LR Uy| CR V TXL Jyz J LR Uy| CR V TXL Jyz J LR Uy| CR V TXL EYh. CW| LRL CR STXL EYh. CW| LRL CR STXL EYh. CW| LRL CR STXL EYh. CW| LRL CR STXL [C. LRL CR WR ALeh. [C. LRL CR WR ALeh. [C. LRL CR WR ALeh. [C. LRL CR WR ALeh. Sh LRL CR hP BC fPeh. I Sh LRL CR hP BC fPeh. I Sh LRL CR hP BC fPeh. I Sh LRL CR hP BC fPeh. I LRLRLRLRL CR AzeLz h|T E[YLeh L CR AzeLz h|T E[YLeh L CR AzeLz h|T E[YLeh L CR AzeLz h|T E[YLeh

Dr.J.Perumal.M.B.A, Ph.D 29SL EPh. B LRL CR hZR SL EPh. B LRL CR hZR SL EPh. B LRL CR hZR SL EPh. B LRL CR hZR TefV fPeh. H LRL CR BTL TefV fPeh. H LRL CR BTL TefV fPeh. H LRL CR BTL TefV fPeh. H LRL CR BTL Ah. Gy|e LRL CR NY UU Ah. Gy|e LRL CR NY UU Ah. Gy|e LRL CR NY UU Ah. Gy|e LRL CR NY UU ALeh. JT LRL CR VL A|. ALeh. JT LRL CR VL A|. ALeh. JT LRL CR VL A|. ALeh. JT LRL CR VL A|. Te LRL CR yz AzeLz y|' Th. Te LRL CR yz AzeLz y|' Th. Te LRL CR yz AzeLz y|' Th. Te LRL CR yz AzeLz y|' Th. T]e LRL CR V TT]e LRL CR V TT]e LRL CR V TT]e LRL CR V TXL EYh. XL EYh. XL EYh. XL EYh. TW|eLRL CR h|T E[YL TW|eLRL CR h|T E[YL TW|eLRL CR h|T E[YL TW|eLRL CR h|T E[YL Teh VTW R pTeh VTW R pTeh VTW R pTeh VTW R p\\\\'TPC. T LRL 'TPC. T LRL 'TPC. T LRL 'TPC. T LRL CR h|T RXY BC hCR h|T RXY BC hCR h|T RXY BC hCR h|T RXY BC h\\\\C. T]h C. T]h C. T]h C. T]h LRL AUR NY AL N. J LRL AUR NY AL N. J LRL AUR NY AL N. J LRL AUR NY AL N. J yz T] LRL AUR V TXL yz T] LRL AUR V TXL yz T] LRL AUR V TXL yz T] LRL AUR V TXL EPh. yz T]e LRL CR STXL EPh. yz T]e LRL CR STXL EPh. yz T]e LRL CR STXL EPh. yz T]e LRL CR STXL EYh. EYh. EYh. EYh.

LLLLRL GeL rorY,Ay a RL GeL rorY,Ay a RL GeL rorY,Ay a RL GeL rorY,Ay a TTTT\\\\Y Ceh LRL GeLV Y Ceh LRL GeLV Y Ceh LRL GeLV Y Ceh LRL GeLV LQef G|e L[e iP. LRL[ hP NW LQef G|e L[e iP. LRL[ hP NW LQef G|e L[e iP. LRL[ hP NW LQef G|e L[e iP. LRL[ hP NW YzY pYzY pYzY pYzY p\\\\'. LR NyPR CW| rYL N '. LR NyPR CW| rYL N '. LR NyPR CW| rYL N '. LR NyPR CW| rYL N X TRU Xeh CW| AjhX X TRU Xeh CW| AjhX X TRU Xeh CW| AjhX X TRU Xeh CW| AjhX RV AR' TR Y|. CR] STXL RV AR' TR Y|. CR] STXL RV AR' TR Y|. CR] STXL RV AR' TR Y|. CR] STXL TX [C. LRL[ EyTeLUL TX [C. LRL[ EyTeLUL TX [C. LRL[ EyTeLUL TX [C. LRL[ EyTeLUL \\\\ehTz AUeL ehTz AUeL ehTz AUeL ehTz AUeL Y|. Y|. Y|. Y|.

AYXL YAYXL YAYXL YAYXL Y

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CR ACR ACR ACR A\\\\V R Uh' Th AUeL Y|. V R Uh' Th AUeL Y|. V R Uh' Th AUeL Y|. V R Uh' Th AUeL Y|. fZeh AX YPeh LUL RXU AL fZeh AX YPeh LUL RXU AL fZeh AX YPeh LUL RXU AL fZeh AX YPeh LUL RXU AL CeLCeLCeLCeL C'T SX. AYXL Y fZehN C'T SX. AYXL Y fZehN C'T SX. AYXL Y fZehN C'T SX. AYXL Y fZehN

Dr.J.Perumal.M.B.A, Ph.D 30SefV AX YPeh N SefV CeL SefV AX YPeh N SefV CeL SefV AX YPeh N SefV CeL SefV AX YPeh N SefV CeL Y|.Y|.Y|.Y|.

YPeh LULR R SX XT fPeh YPeh LULR R SX XT fPeh YPeh LULR R SX XT fPeh YPeh LULR R SX XT fPeh fZeh LULR R ]fZeh LULR R ]fZeh LULR R ]fZeh LULR R ]\\\\L] L] L] L] VN]L R. AYXL h[RP ALX VN]L R. AYXL h[RP ALX VN]L R. AYXL h[RP ALX VN]L R. AYXL h[RP ALX CW| UPjh ALUL C'T LRL A[ 6 CW| UPjh ALUL C'T LRL A[ 6 CW| UPjh ALUL C'T LRL A[ 6 CW| UPjh ALUL C'T LRL A[ 6 Az 4 AjhX 7Az 4 AjhX GAz 4 AjhX 7Az 4 AjhX GAz 4 AjhX 7Az 4 AjhX GAz 4 AjhX 7Az 4 AjhX G\\\\ A[ C'T A[ C'T A[ C'T A[ C'T pppp\\\\'. R Y[ CEQ CPY[L '. R Y[ CEQ CPY[L '. R Y[ CEQ CPY[L '. R Y[ CEQ CPY[L AYXL i| CPRfZefX AX AYXL i| CPRfZefX AX AYXL i| CPRfZefX AX AYXL i| CPRfZefX AX YPUfX CeL Y|. YW NX LQeh' YPUfX CeL Y|. YW NX LQeh' YPUfX CeL Y|. YW NX LQeh' YPUfX CeL Y|. YW NX LQeh' T'TYL hTW NV] YPeh N Sef T'TYL hTW NV] YPeh N Sef T'TYL hTW NV] YPeh N Sef T'TYL hTW NV] YPeh N Sef AU'T R SX TQ' ZeLRe AU'T R SX TQ' ZeLRe AU'T R SX TQ' ZeLRe AU'T R SX TQ' ZeLRe L|eh.L|eh.L|eh.L|eh.

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Rh TLehe gZ AX NY] Rh TLehe gZ AX NY] Rh TLehe gZ AX NY] Rh TLehe gZ AX NY] iW'Theh AzVX AiW'Theh AzVX AiW'Theh AzVX AiW'Theh AzVX A\\\\ Ly| YRLR AR Ly| YRLR AR Ly| YRLR AR Ly| YRLR AR

Dr.J.Perumal.M.B.A, Ph.D 31AAAA\\\\V RUf LV RUf LV RUf LV RUf LyP Y|. AyP Y|. AyP Y|. AyP Y|. A\\\\ LRY] LRY] LRY] LRY] fZeh SefV DNV AUeL' TP Y|. fZeh SefV DNV AUeL' TP Y|. fZeh SefV DNV AUeL' TP Y|. fZeh SefV DNV AUeL' TP Y|. Uh TLehe gZ AX NY] iW' Uh TLehe gZ AX NY] iW' Uh TLehe gZ AX NY] iW' Uh TLehe gZ AX NY] iW' Theh AzX ATheh AzX ATheh AzX ATheh AzX A\\\\ Ly|YRLR AR Ly|YRLR AR Ly|YRLR AR Ly|YRLR AR AAAA\\\\V R fZeh N LyP Y|.V R fZeh N LyP Y|.V R fZeh N LyP Y|.V R fZeh N LyP Y|.

AR AAR AAR AAR A\\\\V YPeh Sef YPfZeh X V YPeh Sef YPfZeh X V YPeh Sef YPfZeh X V YPeh Sef YPfZeh X AUeL X. YPeh TLeh gZ AX NY] AUeL X. YPeh TLeh gZ AX NY] AUeL X. YPeh TLeh gZ AX NY] AUeL X. YPeh TLeh gZ AX NY] iW' Theh AzXiW' Theh AzXiW' Theh AzXiW' Theh AzX A A A A\\\\ Ly|YRL CR Ly|YRL CR Ly|YRL CR Ly|YRL CR AR YPUf LyP Y|. AR AAR YPUf LyP Y|. AR AAR YPUf LyP Y|. AR AAR YPUf LyP Y|. AR A\\\\ LRY] fZeh Sef DNV AUeL'TP LRY] fZeh Sef DNV AUeL'TP LRY] fZeh Sef DNV AUeL'TP LRY] fZeh Sef DNV AUeL'TP Y|. Y|. Y|. Y|.

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Dr.J.Perumal.M.B.A, Ph.D 38

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Dr.J.Perumal.M.B.A, Ph.D 39RYWRYWRYWRYW

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Dr.J.Perumal.M.B.A, Ph.D 40fQfQfQfQ

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