karur vysya bank

“ Smart Way to Bank ”Presented by,

Yamuna

“The Karur Vysya Bank Limited” ,

popularly known as KVB & its one of the

private-sector Indian bank.

Board of Directors 10 membersNumber of Employees 7197 (2015)

KVB has 629 branches and network of 1675 ATM's as on July-2015.

KEY PEOPLE Chair man CEO &

MD Mr. katta pradyumna Mr. K. Venkataraman Kumar

Finanacial activitiesKVB total business till March 2015 was

around 82000 crores with Total deposits Rs. 44690 crores &Total advances Rs. 36691 crores Net Profit Rs. 464.28 CroresTotal income Rs. 5976.71

Crores Total Expenditure Rs. 5033.42 Crores

Their Journey ,KVB was set up in 1916 by Mr.

M.A.Venkatarama chettiar & Mr. Athi Krishna Chettiar .

Head Quarters Karur.

In 1916 the bank started with a capital of Rs.1 lack and engaged in bank transacts and all kinds of banking business.

“ KVB “Old-building New-building

1964 The bank took over the assets & liabilities of the Pathenen Gram Vasishya Bank Lit., Salem, Shri Kannika Parameshwari Bank Ltd. (4 branches) ,Arya Visya Bank Ltd.(14 branches) & Coimbatore Bhagya Lakshmi Bank Ltd.

In 1982 To issue right shares In 1987 To issued the equity shares.

In 2003 , KVB ties up with UTI to unveil a shared

ATM network across the country.

In 2010 KVB joined hands with “ Reliance Money

Express Ltd.”

In 2014 KVB in association with “Bajaj Allianz

General Insurance Company.”

Tie up with “ M/S Birla Sun Life Insurance Company Ltd. ”

KVB tie up with SBI cards for a co-branded credit card

KVB has tied up with two exchange houses from the Gulf to facilitate direct remittance of Indian rupees to accounts with banks in India,

Lulu International Exchange, Abu Dhabi

GCC Exchange Company ,Dubai.

Off-line and on-line trading facility is available to the demat customers enabled through a tie-up with M/s Religare Securities Ltd and M/s IDBI Caps respectively.

VISIONDelight customers continually by blending

tradition with technology to deliver

innovative products and services at

affordable rates through a pan India

branch network.

MISSIONAdapt technology to introduce innovative

products and services as well as increase the value of products on an on-going basis and provide them at reasonable rates.

Expand branch network to reach the top business centres, besides unbanked and under banked areas in the country

Streaghten the financials through effective deployment of funds and ensuring financial discipline while adhering to the regulator’s guidelines.

Update the knowledge and skills of the human capital to provide quality customer support.

STPSegment Individual and Industry bankingTarget Group Semi-Urban and Rural SectorPositioning Smart way for complete

banking  solutions

SWOT AnalysisSTRENGTH

  Innovative financial products with use of technology

 Tie-ups with different financial institutions for various products

 Stable performance in economic slowdown

All the branches are powered with CBS (Core Banking Solution)

WEAKNESS

Regional concentric i.e. in South

India only

Low publicity and brand visibility

OPPORTUNITY

Industry banking in the region

Extensive penetration in rural

banking

THREATS

Economic slowdown and recessions

Highly competitive environment

Stringent Banking Norms

Local money lenders in the rural areas

factors of risk faced by KVB,Credit Risk Market Risk Operational Risk Liquidity Risk Interest Rate Risk in the Banking Book Strategic Risk Reputational Risk

The bank distributed products,

Investment bankingCommercial banking Retail bankingPrivate bankingAsset managementMortagagesGift CardsCredit cards Multicurrency travel cards KVB e-book –Mobile App

Internet Banking and Mobile Banking KVB markets services through multiple channels

including,Online Tax Payments through Internet BankingOn-line utility bill payments and shopping facilitiesVISA and MasterCard Debit cardsVISA enabled Gift Travel Card

Loans provided by KVB,

Professional Loan

Green Harvester

Quick Loan

Farmers Two Wheeler Scheme

Rent Fin Loan

KVB Happy Kisan

Educational Loan

Some Insurance policies,Car Insurance

Health insurance

House hold insurance

KVB Suraksha

SBI Mutual Funds,Reliance MFSundaram BNP Paribas MFBirla Sunlife MF Franklin Templeton MF LIC Mutual Fund.

RECOGNITION

In 2010 - “Best Small Award” by ‘Business World Awards’.

The best banker growth mid-sized award by “The Sunday Standard Best Bankers Awards’13”.

Third Best bank among private sector banks at national level by “State Forum of Banker’s club, Kerala Excellence Awards’14 “.

Third Best bank among private sector banks at national level

by “State Forum of Banker’s club, Kerala Excellence

Awards’14 “.

Master Card payments Strategy Workshop, Goa 2014 – Karur

Vysya Bank received the Innovation Award for

implementation of RFID enabled Debit Card Program.

(June 2014).

Ranked as a Best private sector bank by UTV

Financial Leadership awards’12.

Insitute of Public Enterprises (IPE) – BFSI awarded

“Best Bank in Private Sector” in June 2013.

CSR (Corporate Social Responsibility)Educationhealth care other charitable activities.

The Bank’s CSR missionTo contribute to the social and economic development of the community.

Core areas for KVB CSR initiatives

promoting education.ensuring environmental sustainability. promoting preventive health care and

sanitation including contribution to the Swach Bharat Kosh .

promoting gender equality, empowering women, setting up homes.

The bank offering cards,Debit cardsGift cardsCredit cardsTravel cards

THANK YOU