pembekalan ujian manajemen risiko level 1 (ringkasan)

7/22/2019 Pembekalan Ujian Manajemen Risiko Level 1 (Ringkasan)

http://slidepdf.com/reader/full/pembekalan-ujian-manajemen-risiko-level-1-ringkasan 1/43

DXKT

RMKDMAGIGE

]NLGE XMTPLCLAGXL

KGEGNMKME TLXLAJ

PLEOAGP 7

D]A] TLEOAGXGE



Dgd 7 + Agrgatmrlstla rlslaj `ge rmouigsl pmrdgeage

7%7 Dgea) rlslaj% `ge pmriueyg rmouigsl

7% Dgea g`gigf smdugf imkdgog ygeo `ldmrlage lzle jimf jtjrltgs pmrdgeage

uetua kmemrlkg s lkpgege) kmkdmrlage arm`lt) `ge kmemrlkg smrtg

kmemrdltage hma% Ngsg amugeoge kmrupgage imkdgog ygeo kmegwgrageprj`ua amugeoge smpmrtl kjrtogom) `geg pmeslue) gusrgesl) gtgu jdilogslampg`g egsgdgfeyg%

4% Tlslaj `l`mclelslage smdgogl pmiugeo tmlng`leyg fgsli &juthjkm, ygeo

durua %

8% @ug lstligf pmetleo igle ygeo tmraglt `meoge rlslaj ygltu>1S • Amng`lge rlslaj `l`mclelslage smdgogl tmrng leyg smdugf pmrlstlwg ygeoNo kmeymdgdage pjtmesl amruolge &ygltu tmrng`leyg smdugf juthjkm ygeo.U+t + durua,

• Tlslaj amruolge g`gigf amruolge ygeo tmrng`l smdgogl ajesmaumesl~) igeosueo gtgupue tl`ga igeosueo `grl amng`lge rlslaj% Amruolge tmrsmdut

`gpgt dmrslcgt clegeslgi gtgu eje+clegeslgi%

0% Amogogige dgea `gpgt kmklllal `gkpga ngeoag pgengeo ygeo kme`gigktmrfg`gp pmrmajejklge%

=% Dgea tl`ga dmdgs kmemetuage struatur kj`gieyg% Xtruatur kj`gi

kmeuenuaage hgrg ygeo `ltmkpuf dgea uetua kmkpmrjimf pme`gegge)ukukeyg `ligauage kmigiul ajkdlegsl pmemrdltge sgfgk) jdilogsl `gepmemrlkgge plengkge% Xtruatur kj`gi smdugf dgea ` ltme tu age j imf

jtjrltgs pmeogwgs pmrdgeage%

3% Xmdugf dgea `lagtgage kmkl l la l >

+ Kj`gi huaup) nlag kmklllal sukdmr `gyg clegehlgi ygeo kmkg`gl uetua

kmeogetlsipgsl pjtmesl amruolge &smkgale dmsgr rlslaj% smkgale dmsgrkj`gi, %

+ Ilaul`ltgs huaup) nlag kmklllal sukdmr `gyg clegehlgi ygeo kmkg`gl

uetua kme`gegl gatlvgeyg `ge kmkmeufl amwgnidgeeyg sggt ngtuf tmkpj

Rmrsygrgtge kj`gi klelkuk ygeo `ltmtgpage pmeogwgs g`gigf 6- `grlGPKT &Gatlvg tmrtlkdgeo kmeurut rlslaj,%

?% Amdutufge uetua kmrmouigsl dgea smdgogl lestltusl dmrkuig `grl g`geyg

rlslaj ygeo kmimagt &lefmrmet, pg`g sistmk pmrdgeage% Amogogige smdugf

dgea &dgla amogogige smdgolge kgupue amsmiurufge,) `gpgt kmelkduiage`gkpga pg`g pmrmajejklge smhgrg kmeymiuruf ygeo `lsmdut Tlslaj Xlstmkla%

6% Tlslaj slstmkla g`gigf rlslaj `l kgeg amogogige smdugf dgea `gpgt

kmelkduiage `gkpga ygeo kmeofgehurage pmrmajejklge smhgrg dmsgr+

dmsgrge `ge duage fgeyg `gkpga dmrupg amruolge ygeo smhgrg igeosueo`lfg`gpl jimf pmogwgl) egsgdgf `ge pmkmogeo sgfgk%

<% Xjivgdliltgs smdugf dgea kmrupgage pmrfgtlge pmkmogeo sgfgk) egsgdgf)

pmogwgl `ge pmeomijig pmrmajejklge smhgrg amsmiurufge

72% _glgupue su`gf `ligauage upgyg `lvmrslclagsl pjrtjcjilj `gigk pmkdmrlge

arm`lt) dgea tmtgp gage kmeofg`gpl rlslaj+rlslaj majejkl `grl pgsgr `jkmstla%

Rmrmajejklge smdugf emogrg `gpgt `lpmeogrufl jimf>

• omnjiga mastmregi) `gpgt dmrdmetua dmehgeg gigk gtgu pmrlstlwg ygeo

`lsmdgdage jimf kgeuslg) `ge*gtgu

• amsgigfge kgegnmkme pmrmajejklge%

@lsusue jimf> Cmrry F) KDG) HCM hjpyrloftB4277 Imvmi 7 Fgi 4 jc 08



77% Nukigf `mdltur kghmt pg`g dgea ygeo dmrg`g `gigk smdugf

pmrmajejklge smdgoglkgeg `logkdgrage `gpgt kmeleoagt smhgrgsloelclage% Fgi lel `gpgt tmrng`l agrmeg>

• augiltgs arm`lt pmrusgfgge ygeo tmrpmeogruf jimf amg`gge

pmrmajejklge ygeo kmkdurua%• tleoagt pmeogeoourge ygeo kmeleoagt pmsgt• eglaeyg tleoagt suau dueog%

74% G`g dmdmrgpg tle`gage ygeo `gpgt `lgkdli uetua km+kltlogsl `gkpga emogtlcomnjiga majejkl tmrsmdut) getgrg igle>

• kmkgtufl rmouigsl &tmrkgsua Dgsmi LL, ygeo smkgale kmeuetut dgea uetuakmeyusue dmrdgogl samegrlj `gigk kmeofg`gpl omnjiga majejkl `gekmkgstlage dgea kmklllal kj`gi ygeo huaup uetua kmile ueol stgamfji`mr`grl `gkpga omnjiga majejkl tmrsmdut%

• kmigauage mstlkgsl tleoagt arm`lt kghmt ygeo gage tmrng`l `ge kmkgstlagedgea kmklllal tleoagt kj`gi ygeo huaup Z1

78% Dgea `lwgnldage uetua kmklllal kj`gi ygeo huaup uetua kmeutupl rlslaj ygeo

`lfg`gpl% Fgi tmrsmdut `lamegi smdgogl amhuaupgekj`gi &hgpltgi g`mqughy,%70% Dgsmi Hjkklttmm kmemrdltage Dgsmi L pg`g tgfue 7<66 kmeomegl rlslaj

arm` l t %

7=% Dgsmi Hjkklttmm kmemrdltage KgramtTlsa Gkme`kmet pg`g tgfue 7<<373% Dgsmi LL `lg`jpsl pg`g tgfue 4220 `ge `lng wgiage uetua `llkpimkmetgslage

pg`g tgfue 4223+422?% Dgsmi LL kmeofudueoage smhgrg igeosueo getgrgkj`gi dgea `meoge rlslajygeo `lklilal

7?% Lkpimkmetgsl Dgsmi LL smhgrg `ltmrgpage smhgrg7 ajeslstme ygeo dmrkgecggtuetua kmeofle grl tlkduieyg amtl`ganmigsge smdgogl galdgt `grl g`geygpmigpjrge oge`g) ygltu ampg`g jtjrltgs pmeogwgs pmrdgeage `l kgeg dgea

`l`lrlage &`lsmdut fjkm hjuetry, `ge jtjrltgs pmeogwgs `l kgeg dgeakmklllal hgdgeo gtgu gega pmrusgfgge & `lsmdut fjst hjuetry,%

76% Rmkdge`leoge am`ug Ghhjr` tmrsmdut

Dgsmi 7 Ghhjr` Dgsmi LL Ghhjr`

C j a u s pg`g sgtu h g r g

pmeouaurge r l s l a jC j a u s p g ` g km t j ` ji j ol l et mr e gi

Kmk l l l a l pme`magtge sm`mrfgeg

tmrfg`gp s m e s l t l v l t g s r l s laj

Kmkl l l a l t l e o a g t g e s m e s l t l v l t g s

r l s laj y g e o i m d l f t leoo l

Kmk g a g l p m e ` m a g t g e j e m + s l z m +

clts+git u e tu a p m e o f l tu e o g e r l s laj

`ge kj`gi

@g p g t ` m e o g e ku ` g f

` l s m s u g l a g e `meoge a m d u t u f g e

kg s l e o +k g s l e o d g e a

7<% Nmels+nmels rlslaj utgkg `l Dgsmi LL g`gigf Tlslaj Rgsgr) Tlslaj Arm`lt)Tlslaj Jpmrgsljegi `ge Tlslaj+Tlslaj igleeyg &ygltu Tlslaj Dlsels) Tlslaj

Xtrgtmol) Tlslaj Tmputgsl,%

7%4 T l sl aj R gs gr

7%

4 %

Tlslaj pgsgr&kgramt rlsa, `l mclelslage smdgogl rlslaj amruolge dgla pg`gpjslsl je+ kgupue jcc+ dgigehm sfmmt ygeo tlkdui `grl pmromrgage fgrogpg sg r %

Maspjsurdgea tmrfg`gp sugtu rgtm ygeo `ltmtgpage pgsgr) smpmrtl tleoagt suaudueog) tlkdui smdgogl galdgt `grl sgigf sgtu fgi dmrlaut>

• trg`m` kgramt rlsa + `lkgeg dgea smhgrg gatlc dmrpgrtlslpgsl `gigkpmr`gogeoge lestrukme pgsgr) smpmrtl jdilogsl) ygeo eligleyg `lpmeogrufl

@lsusuejimf> Cmrry F)KDG) HCM hjpyrloftB4277 Imvmi 7 Fg i 8 j c 08



jimf pmrudgfge pg`g eligl pgsgr% Prg`m` kgramt rlsa g`gigf rlslaj amruolgeeligl levmstgsl ygeo tmraglt `meoge amolgtge pmkdmilge `ge pmenugige&trg`leo, lestrukme amugeoge `l pgsgr smhgrg dmramslegkdueoge uetuakme`gpgtage amuetueoge

• rlslaj tleoagt suau dueog `gigk dgealeo djja + `lkgeg dgeakmeofg gplrlslaj pmrudgfge suau dueog pgsgr agrmeg struatur ue`mriyleo amolgtgeusgfgeyg) smpmrtl gatlvltgs pmkdmrlge arm`lt `ge pmeoflkpuege `gegkgsygrgagt%

8% Lkdgi Fgsli &\lmi` hurvm, kmeuenuaage fudueoge getgrg tleoagt suaudueog mcmatlc `meoge tgeoogi ngtuf tmkpj sugtu levmstgsl pg`g wgatut m r t me tu

0% Prg`m` kgramt rlsa g`gigf rlslaj amruolge eligl levmstgsl ygeo tmraglt `meogeamolgtge pmkdmilge `ge pmenugige {trg`leo, lestrukme amugeoge `l pgsgrsmhgrg dmramslegkdueoge uetua kme`gpgtage amuetueoge%Nlag `lpmralrgage Pleoagt Xuau Dueog Egla ‐+5 Ijeo Cue leoNlag `lpmralrgage Pleoagt Xuau DueogPurue •++5 Xfjrt Cue`leo

=% ]etua kmeofle`grl rlslaj tleoagt suau dueog `gigk dgealeo djja) Dgeapmrlu kmeygkgage &kgthf, suau dueog pme`gegge `ge arm`lteyg &prjsmsygeo `lamegi `meoge ileùeo eligl gtgu fmòleo,%

3% Pmr`gpgt dmrdgogl hgrg ygeo `gpgt `ltmkpuf dgea `gigk kmigauageileùeo eligl &fmòleo,) ygltu >

• kmeoudgf kj`mi amolgtge usgfg smfgrl+fgrl `meoge kmegwgragesuau dueog ygeo sgkg uetua `geg ygeo `lflkpue `ge arm`lt ygeo` ldm r lage

• kmemkpgtage `geg pg`g dgea igle `ge kmigauage pmeoflkpuege`geg `meoge ngeoag wgatu ygeo sgkg `grl dgea igle%

• Kmigauage trgesgasl `mrlvgtlc klsgieyg trgesgasl swgp%

7%8 Tlslaj Arm`lt

7% Tlslaj arm`lt &hrm`lt rlsa, `l`mclelslage smdgogl rlslaj amruolge ygeotmraglt `meoge amkueoalege amogogige hjuetmrpgrty kmkmeuflamwgnldgeeyg1 gtgu rlslaj dgfwg `mdltur tl`ga kmkdgygr amkdgilutgeoeyg%

4% Dgea kmeoouegage smnukigf tmaela `ge amdlngage `gigk kmeomijigrlslaj arm`lt uetua kmklelkgiage amkueoalege tmrng leyg gtgu `gkpga`grl amruolge arm`lt & lamegi `meoge kltlogsl rlslaj arm`lt,%

8% Pmaela `ge amdlngage kltlogsl rlslaj arm lt g`gigf>

• kj`mi pmkmrleoagtge &org`leo kj`mi, uetuaarm`lt pmrjrgeoge• kgegnmkme pjrtjcjilj arm`lt

• smaurl t lsgsl

• gouege

• pmeogwgsge g ru s ags

• kgegnmkme pmkuilfge &rmhjvmrykgegomkmet,%0% Kj`mi pmkmrleoagtge &org`leo kj`mi,

Kmehlptgage kj`mi pmkmrleoagtge arm`lt smdgogl sgrgeg uetua kmemtgpageamkueoalege tmrng`leyg `mcguit% @gigk fgi lel dgea kmigauage agildrgsl rlslajygeo pg`g olilrgeeyg gage kmkueoaleage dgea uetua kmemtgpage sugtuprjdgdliltgs tmrtmetu uetua smtlgp amng`lge ygeo tl ga `lleoleage &ygeo `lamegi`meoge prjdgdlilty jc `mcguit'/R@,%

=% Kgeg nmkme pj rtjcj il j arm`lt

@lsusue jimf> Cmrry F) KDG) HCM hjpyrloftB4277 Imvmi 7 Fgi0 jc 08



Dgea `meoge hgrg ygeo sgkg kmeouaur pjrtjcjilj arm`lteyg uetuakmkdmeage amygalege dgfwg arm`lt ygeo `ldmrlage tl`ga tmrigiutmrajesmetrgsl pg`g sgtu le`ustrl gtgu wligygf omjorgcls tmrtmetu% Fgi lelkmkueoaleage dgea uetua kmigauage `lvmrslclagsl pg`g pjrtjcjiljarm`lt+eyg% Fgi lel kmkueoaleage dgea uetua kmigauage `lvmrslclagsl pg`gpjrtcjilj arm`lteyg) smfleoog rlslaj tmrng`leyg `mcguit ygeo dmrslcgt slstmkla`gpgt `ltmage% Gegilsls uetua kgegnmkme pjrtcjilj arm`lt kmeoouegageHjfjrt Gegiysls `ge `gpgt `louegage dgla pg`g arm lt ajrpjrgsl kgupuarm`lt pmrjrgeoge% + • a

3% Xmaurl t lsgs l

Xgignl sgtu tmaela ygeo `louegage dgea uetua kmile`ueol `lrleyg `grlomnjiga majejkl g`gigf `meoge kmeomkgs `ge kmenugi smdgolgepjrtjcjilj arm`lteyg ampg`g levmstjr `gigk dmetua surgt dmrfgrog% Pmaelakl `lamegi smdgogl smaurltlsgsl% @meoge Xmaurltlsgsl) dgea gage kmeourgeol

+ eslaj arm lt `ge gage kmkpmrjimf `geg ygeo `lfgsliage `grl pmenugige gatlvg?% Rmrge gouege

Goufge &hjiigtmrgi, `l`mclelslage smdgogl gatlvg ygeo `lpmrngenlage jimf`mdltur uetua kme`gpgtage arm`lt `ge `gpgt `lgkdli gilf `gigk fgi tmrng l`mcguit Dmetua gouege ygeo pgileo ku`gf `lamegil `ge pgileo gkgeg`gigf $ugeo tuegl$% Xm`geoage dmetua gouege ygeo pgileo ukukg`gigf $prjpmrtl fuelge &rmsl`metlgi prjpmrty, $%

6% Kjeltjrleo grus ag s

Xmdgolge dgea ygeo kmeogigkl tleoagt `mcguit ygeo tleool kmemkuage dgfwgtle`gage smomrg tmrfg`gp sltugsl arm`lt ygeo kmkdurua `gpgt kmeourgeolpmrkgsgigfge smhgrg sloelclage% Dgea+dgea tmrsmdut kmeurueage rlslajarm`lteyg `meoge hgrg>

kmkdgtgsl tleoagt maspjsur &`lamegi smdgogl MG@*Mxpjsurm gt @mcguit,

• kmkgstlage dgfwg egsgdgf dmrmgasl hmpgt tmrfg`gp amg`gge ygeqdmrudgf% g

<+ Kgegnmkme pmkuilfge

Kgegnmkme ygeo mclslme tmrfg`gp sugtu arm`lt ygeo kmeogigkl `mcguit `gpgtkmeofgsliage pmkuilfge &rmhjvmry, ygeo huaup dmsgr `ldge`leoage tleoagtamruolge smkuig% Ijss olvme `mcguit &IO@, g`gigf pmralrgge amruolge ygeogage `l`metg jimf dgea smdgogl galdgt tmrng`leyg `mcguit%

7+0 Tlslaj Jpmrgsljegi Lt_tU •U&eU.tGgeS&lq)n.clc0mtj) £YO#ici0Q YYy-vNY

7 :+X=u° °pmrgUljegi &jpmrgtljegi rlsa, g`gigf rlslaj amruolge ygeo`lgaldgtage jimf amogogige gtgu tl`ga kmkg`gleyg prjsms letmregikgeuslg `ge slstmk) gtgu smdgogl galdgt `grl amng`lge mastmregi%

4% Tlslaj jpmrgsljegi `gpgt `ldgol kmeng`l dmdmrgpg sud+agtmojrl) smpmrtl rlslajygeo tmraglt `meoge> prjsms letmregi) kgeuslg) systmk) amng`lge mastmregieuauk `ge rmouigsl

8% Tmouigsl Dgsmi LL tmigf kme`jrjeo amkgnuge kgegnmkme rlslaj jpmrgsljegi`ge uetua pmrtgkg agileyg `l Dgsmi LL Dgea `lkletg uetua kmeoaugetlclagsles%aj jpmrgsljegi) kmeouaur rlslaj jpmrgsljegi `gekmeogijags%age*kmeofltueo kj`gi uetua rlslaj jpmrgsljegi &smdgoglkgegfgieyg ygeo `ligauage uetua rlslaj arm`lt `ge rlslaj pgsgr,%%

0% Pmr gpgt dmdmrgpg gigsge kmeogpg agrgatmrlstla rlslaj jpmrgsljegi dmrudgfGigsge+gigsge tmrsmdut g`gigf>

• jtjkgt lsgs l

@lsusue jimf> Cmrry F) KDG) HCM hjpyrloft© 4277 Imvmi 7Fgi = jc 08



• amtmrogetueoge pg`g tmaejijol• jutsjurhleo

t m rj r l skm

• kmeleoagteyg oijdgilsgsl

lesmetlc `ge trg`leo + /rjoum trg`mr$• kmeleoagteyg vjiukm `ge eligl trgesgasl) `ge

• kmeleoagteyg iltlogsl

7%= Tlslaj+rls laj igleevg

7% Plog rlslaj ygeo tmrkgsua `gigk agtmojrl rlslaj+rlslaj igleeyg g`gigf>• rlslaj dlsels

• rlslaj strgtmols

• rlslaj rmputgsl

4% Tlslaj dlsels g`gigf rlslaj ygeo tmraglt `meoge pjslsl ajkpmtltlc dgea `geprjspma dgea uetuadmramkdgeo`gigk pgsgr ygeo smegetlgsg dmrudgf%8% Tlslaj strgtmols g`gigf rlslaj ygeo tmraglt `meoge amputusge dlsels

ngeoag pgengeo ygeo `lgkdli jimf `lrmasl dgea% Tlslaj strgtmols nuog `gpgt`lagltage `meoge lkpimkmetgsl strgtmol tmrsmdut%

0% Tlslaj strgtmols klrlp `meoge rlslaj dlsels1 egkue amùgeyg dmrdm`g `gigkùrgsl `ge pmetleoeyg amputusge tmrsmdut% Tlslaj strgtmols ukukeyg tmraglt`meoge amputusge smdgogl dmrlaut>

• dlsels ygeo gage `lng`lage levmstgsl

• dlsels ygeo gage `lgaulslsl) `ge*gtgu

• dlsels ygeo gage `ltutup gtgu `lnugi `ge dgtgsge+dgtgsgeeyg%=% Tlslaj rmputgsl g`gigf rlslaj tmrng`leyg pjtmesl amrusgage dgol

pmrusgfgge ygeo `lgaldgtage jimf jplel pudila ygeo emogtlc%

73 @gkpga pjtmeslgi `grl amogogige pmeqmijigge rlslaj `gigk pmrdgeage7% Amng`lge rlslaj pg`g dgea nuog `gpgt dmr`gkpga pg`g stgamfji`mr

&stgamfji`mr g`gigf pmkmogeo sgfgk) pmogwgl) egsgdgf `ge kgsygrgagtpg`g ukukeyg,%

4% @gkpgaamng`lge rlslaj jpmrgsljegi ampg`g pmkmogeo sgfgk g`gigf>• amfligeoge eligl levmstgslsmhgrg amsmiurufge +ngtufeyg pmrusgfgge• pmeuruege eligl levmstgsl + pmeuruege fgrog sgfgk ygeo `gpgt

`lsmdgdage jimfamfgehurge rmputgsl gtgu pmeuruegeamuetueoge%• amfligeoge `lvl`me smdgogl galdgt dmraurgeoeyg amuetueoge pmrusgfgge• tgeooueo ngwgd tmrfg`gp amruolge + pgrg pmkmogeo sgfgk kueoale`lkletgl pmrtgeooueongwgdge gtgs amruolge ygeo tmrng`l

8% @gkpga amng`lge rlslaj pg`g pmeogwgl `gpgt kmilputl>

• tle`gage `lslpilemr smhgrg letmregi agrmeg amigiglge gtgu amsmeognggepmogwgl%

• dmraurgeoeyg pme`gpgtge) klsgieyg pmeourgeoge djeus gtgu ameglageognl agrmeg `gkpga amng`lge rlslaj pg`g pme`gpgtge pmrusgfgge%amfligeoge pmamrngge%

0% @gkpga amng`lge rlslaj jpmrgsljegi dgol egsgdgf kmilputl>• pmeuruege tleoagt pmigygege egsgdgf

• pmeourgeoge amtmrsm`lgge prjùa

arlsls i laul`l tgs

pmrudgfge rmouigsl%

@lsusue jimf> CmrryF)KDG) HCM hjpyrloftB4277 Imvmi 7 Fgi 3 jc 08



=% Amng`lge rlslaj jpmrgsljegi `gpgt dmr`gkpga smhgrg igeosueo ampg`gegsgdgf kmigiul >

pmigygege ygeo amilru gtgu dmraugiltgs durua

ogeoouge pmigygege

amgkgege ygeo aurgeo &dgla eygtg kgupue fgeyg pmrsmpsl,tmrfmetleyg pmigygege %

3% @gkpga amng`lge rlslaj jpmrgsljegi pg`g egsgdgf `gpgt kmeogaldgtagekuehuieyg nmels amruolge amugeoge igleeyg dgol dgea) klsgieyg>

• pmkdgygrge ogetl ruol smdgogl ajkpmesgsl `grl amruolge tl`ga igeosueo• dlgyg iltlogsl

• `me`g gtgu sgeasl ygeo `ltmtgpage jimf rmouigsl?% @gkpga majejkl amng`lge rlslaj g`gigf>

• Kmrupgage cmejkmeg ygeo tmrus dmruigeo &hyhilhgi, `lkgeg pmkdmrlgearm`lt ygeo dmrimdlfge &jvmr ime`leo, pg`g sggt majejkl tukduf pmsgt&djjk, `gpgt kmeymdgdage dgea kmeogigkl ue`mr ime`leo pg`g kgsgrmsms l dmrlauteyg% Xlaius lel `lsmdut prjhyhilhgilty% Rmeogruf slaius&prjhyhilhgilty, `gpgt tmrllfgt pg`g pmkdmrlge arm`lt uetua $gssmt duddims

&gssmt ygeo jvmr vgium` gtgu gsmt ygeo `lfgrogl tl`ga rmgilstls,$ smpmrtlpg`g mrg hjkkmrhlgi) rmsl`metlgi mstgtm) pgsgr maultgs `ge mrg `jthjkpg`g pmrlj`m tmrtmetu `l dmrdgogl pgsgr ùelg%

• Ilaul`ltgs `ge Tlslaj pgsgr) uetua kmeourgeol `gkpga arlsls ilaul`ltgs)kgag >

+ jtjrltgs pmrdgeage fgks kmeleoagtage amwgspg`gge

+ dgea smetrgi fgrus smomrg kmigauage tle`gage ygeo tmpgt) `ge

+ kgegnmkme dgea fgrus kmigauage kjeltjrleo smhgrg amtgt%

• Xgrdgems Jximy &XJV,

Jtjrltgs smrleoagil kmemrdltage rmouigsl dgru smdgogl rmspje `grl kgsgigf

tmrtmetu `gigk rgeoag kmehmogf tmruigeoeyg pmrkgsgigfge tmrsmdut%Rmemrdltge rmouigsl tmrsmdut kmklllal `gkpga tl ga igeosueo pg`gegsgdgf dgea) dgla kmigiul dlgyg lkpimkmetgsl gtgupue agrmeg pmrudgfgepmrsmpsl kmeomegl eligl+eligl ygeo g`g % Xgrdgems+Jximy &XJV, ght `l GXpg`g tgfue 4224 kmrupgage amtmetuge pmrue`geo+ue`geogegauetgdliltgs sugtu pmrusgfge &gtgu ajrpjrgsl,) ygeo `ltmrdltagesmdgogl galdgt tmrng`leyg agsus sage`gi gauetgesl `l Merje `ge _jri`

Hjkk% Dmr`gsgrage Xgrdgems+Jximy &XJV,) kgag HMJ `ge HCJ utapmrusgfgge ygeo tmrhgtgt `l dursg &pmrusgfgge oj pudilh, fgruskmigauage `lshijsurm am kgsygrgagt%

• Letmregtljegi Ghhjuetleo Xtge`gr` &LGX,

Letmregtljegi Ghhjuetleo Xtge`gr`s kuigl `lpmramegiage smhgrg

kmiugs pg`g tgfue 422=+23) afususeyg `l smiuruf ]el Mrjpg % Xtge`grlel gage kmkpmeogrufl hgrg dgea+dgea kmehgtgt) getgrg igle) fmòleorlslaj tleoagt suau dueog ue`mriyleo `gigk dgealeo djja%@lamiugrageeyg LGX amkueoalege nuog gage kmkpmeogruflpmeoueoagpge &`lshijsurm, igpjrge amugeoge &Tmpjrts ge`Ghhjuets,dgea% LGX kmrupgage sugtu amng`lge rlslaj agrmeg `gpgt kmeoudgfpmrsmpsl prjcltgdliltgs dmdmrgpg dgea `l kgsg `gtgeo%

7%? Xlstmk pmrdgeage Le`jemslg

7% ]e`geo+ue`geo pmrdgeage tgfue 7<<4 `ge 7<<6 kmemtgpage ùg nmels dgea`l Le`jemslg ygltu Dgea ukuk`ge DRT% Dgea ukuk kmklllal gasms tmrfg`gp

@lsusuejimf> Cmrry F) KDG) HCM hjpyrloftB4277 Imvmi 7 Fgi ?jc08



slstmk pmkdgygrge `ge kmeym`lgage pmigygege pmrdgeage smhgrg ukuk%DRT kmemrlkg slkpgege egsgdgf egkue tl`ga kmklllal gasms tmrfg gpslstmk pmkdgygrge%

4% Tmouigsl Rmrdgeage>

]]*RDL Puluge

]] 7<<6 &pmrud ]] 7<<4, Nmels Dgea) Xygrgt #Dgtgsge]] Di &7<<<, Di smdgogl dgea smetrgi Le`mpme met) kmemtgpage tunuge #tuogs Di

RDL &7<<<, Gu`lt #AmpgtufgeRDL &4222, Dgea ]kuk &sygrgt) lnle #jpmrgsljegi,RDL &4227, A\H § |RDL &4228, Clt #RrjpmrRDL &4228, Tlslaj Rgsgr

RDL =*6*4228 Kgegnmkme TlslajRDL &4220, Tmehgeg DlselsDgea]kuk Ngeoag Rme`ma #KmemeogfRDL &422=, Dgtgs Kgaslkgi Rmkdmrlge Arm`lt

RDL &422=, Xlstmk Lecjrkgsl @mdlturRDL &422=, Xmaurltlsgsl Gssmt

8% Dgea Le`jemslg tmigf kmemrdltage Grsltmatur Rmrdgeage Le`jemslg ygeokmemtgpage grgf) ogrls dmsgr `ge struatur le`ustrl pmrdgeage uetua ilkgfleoog smpuiuf tgfue am `mpge%

0% Grsltmatur Rmrdgeage Le`jemslg gage `llkpimkmetgslage smhgrg dmrtgfgp`meoge hgaupge sgsgrge smdgogl dmrlaut>

• kmkpmraugt struatur pmrdgeage egsljegi

• kmeleoagtage augiltgs pmeogturge pmrdgeage

• kmeleoagtage cueosl pmeogwgsge

kmeleoagtage augiltgs kgegnmkme `ge jpmrgsljegi dgea

• kmeomkdgeoage lecrgstruatur pmrdgeage• kmeleoagtage pmrile`ueoge egsgdgf

@lsusue jimf> CmrryF) KDG) HCM hjpyfoftB4277 Imvmi 7 Fgi 6 jc 08



Dgd 4 + Mvjiusl Kgegnmkme Tlslaj `ge Tmouigsl Rmrdgeage

$

4%7% Kmeogpg dgea dmrslcgt /afusus/ `ge fgrus `lrmouigsl

7% Dgea) smsugl slcgteyg) g`gigf imkdgog ygeo /flofiy omgrm`/ &flofiy imvmrgom,%4% Omgrleo `l mclelslage smdgogl rgslj utgeo pmrusgfgge &dmrgpg dgeyga ygeo

`lplengk, tmrfg`gp nukigf kj`gi ygeo `lklilaleyg% @gigk fgi lel dgea ygeokmklllal nukigf utgeo ygeo dmsgr dlig `ldge`leoage `meoge kj`gieyg gage`lagtgage /flofiy omgrmhc gtgu $flofiyimvmrgom`/

8% Xukdmr `gyg tmrpmetleo ygeo `lklilal dgea `gigk kmengkle tmrngogeygsjivgdliltgs g`gigf kj`gi ygeo huaup% Kj`gi dgea g`gigf sukdmr `gygclegeslgi ygeo /slgp pgagl/ uetua kmeymrgp amruolge agrmeg tl`ga kmkdutufagepmkdgygrge amkdgil% Kj`gi g`gigf nukigf levmstgsl pgrg pmkmogeo sgfgk `l +dgea smpmrtl ygeo tmruaur pg`g eligl emrghgeyg%

0% Lesjivgdliltgs `l`mclelslage smdgogl amtl`gakgkpuge pmrusgfgge uetuaUkmkdgygr amkdgil aiglk nmels gpgpue pg`g sggt ngtuf tmkpj% 5; ll|m«_59r U=% Dgea smetrgi kmkdmrlage ùaueoge tmrsmdut kmigiul pmrgeeyg smdgogl

/ime`mr jc tfm igst rmsjrt/ uetua kmkpmrtgfgeage stgdliltgs slstmk amugeoge%dgea smetrgi slgp kmeym lgage `geg dgol dgea ukuk uetua kmengkle gogramg`gge sjivgdmi kgupue arlsls ilaul`ltgs ygeo `lgigkl dgea ukuk tl`gadmrudgf kmeng`l arlsls majejkl%

3% Xtgdliltgs amugeoge `l`mclelslage smdgogl tmrngogeyg amg`gge `lkgegagpgsltgs imkdgog amugeoge `ge pgsgr uetua kmeymimeoogrgage amolgtgepmeylkpgege `geg smhgrg mclslme) kmeym`lgage ilaul`ltgs `gekmeogijagslage levmstgsl tl`ga tmrogeoou%

?% Xtgdliltgs kjemtmr `l`mclelslage smdgogl stgdliltgs `gigk eligl ugeo) &ygltulecigsl ygeo rme`gf `ge stgdli,%

6% Xtgdliltgs kjemtmr tl`ga sgkg `meoge stgdliltgs amugeoge% _gigupue tmrag`geodlsg fg`lr dmrsgkgge) amùg nmels stgdliltgs tmrsmdut tl`ga smigiu kmeng`l /tmkgesmpmrngigege/%

<% Gigsge utgkg kmeogpg amdlngage kjemtmr ygeo dmrfgsli tl`ga kmeymdgdagetmrng`leyg stgdliltgs amugeoge g`gigf g`geyg /omijkdgeo/ ildmrgilsgsl% Hgkpurtgeoge `ge pmrge emogrg `gigk pmrmajejklge kuigl dmraurgeo smtmigf g`geygdmdmrgpg tle`gage) tmrkgsua>

• `lfligeoageeyg fgigeoge uetua dmrajkpmtlsl getgrg imkdgog amugeoge)tmrkgsua ildmrgilsgsl `gigk pmrlzlege pmrdgeage ygeo smdmiukeyg kmeng`ldgolge utgkg `grl rmouigsl fleoogtgfue 7<?2+ge%

• `lfligeoageeyg dgtgsge `gigk prlhleo trgesgasl amugeoge) smpmrtl g`geyg

suau dueog kgaslkuk gtgs dueog plengkge `ge `mpjsltj• `lfligeoageeyg igrgeoge gtgs pmromrgage kj`gi letmregsljegi ygeo amku`lgekme`jrjeo `lamegieyg eligl tuagr kgtg ugeo%

72% Ildmrgilsgsl pgsgr amugeoge kmeleoagtage tmagege ajkpmtltlc pg`g dgea `meogehgrg>

+ kmeourgeol amkgkpuge imkdgog ygeo g`g uetua kmeogkdli kgrnle dmsgr`grl dlsels kmrmag + prjùa fgrus `ldmrl fgrog 'mdlf ajkpmtltlc+ kmehlptgage grus kgsuaeyg pmkgle dgru ygeo gage kmeleoagtageajkpmtlsl%

77% Ildmrgilsgsl smatjr amugeoge kmeogetgrage ampg`g pmrlj`m lejvgsl pmsgt%

@lsusue jimf> Cmrry F) KDG) HCM hjpyrloftB4277 Imvmi 7 Fgi <jc08



> +

/+••

74% Xmdmiuk pmrlj`m ildmrgilsgsl amugeoge tgfue 7<?2+ge `ge 7<62+ge) rmouigslamugeoge cjaus pg`g >

+ jtjrlsgsl imkdgog amugeoge

+ pmemetuge amolgtge usgfg ygeo uetua kgsleo+kgsleo nmels imkdgogamugeoge

+ pmemtgpge rgslj+rgslj emrghg `ge amtmetuge smpmrtl tleoagt olrj wgnldklelkuk smdugf dgea tmrtmetu pg`g dgea smetrgi) gtgu nukigf gsmt tmrtmetu`gigk dmetua surgt utgeo emogrg%

4%4% Dgsmi 7 Ghhjr` `ge amhuaupge kj`gi uetua rlslaj arm`lt lslaj Rgsgr

7% Dgsmi Hjkklttmm je Dgealeo Xupmrvlslje `l`lrlage tgfue 7<?0 jimf oudmreur+oudmreur dgea smetrgi `grl Orjup jc Pme &O72,% Dgsmi Hjkklttmm tmr`lrl `grlpmrwgalige dgea smetrgi `ge jtjrltgs pmrdgeage `grl 77 geoojtg O72 `ltgkdgfXpgeyji `ge Iuxmkduro% &Ejtm> Ng`l tjtgi geoojtg Dgsmi Hjkklttmm g`g 78emogrg,%

4% Dgsmi Hjkklttmm kmklllal tlog sgsgrge utgkg `gigk kmehlptgage Dgsmi LGhhjr`>

• kmkpmraugt amsmfgtge `ge stgdliltgs slstmk pmrdgeage letmregsljegi

• kmehlptgage amrgeoag amrng ygeo smlkdgeo uetua kmeouauramhuaupge kj`gi `grl dgea ygeo gatlc smhgrg letmregsljegi

• kmemrgpage amrgeoag amrng tmrsmdut smhgrg ajeslstme `mkl

kmeourgeol amtl`gasmtgrgge ajkpmtltlc getgr dgea ygeo gatlc smhgrgl e t m reg s l jeg i

8% Gat lvg tmr tlkdgeo kmeurut rlslaj &GPKT, g`gigf gatlvg emrghg `lagilage jimfdjdjt rlslajeyg% Djdjt rlslaj lel `l`gsgrage pg`g rlslaj arm`lt rmigtlc `grlkgsleo+kgsleo amigs gatlvg% Klsgi kmeurut Dgsmi L ghhjr`) kjrtogom ygeokmklllal djdjt rlslaj =2- `gpgt `lagtgage kmklllal tleoagt rlslaj smtmeogf

`grl arm`lt ajrpjrgsl ygeo kmklllal djdjt rlslaj 722-%Djdjt ygeo `louegage `gigk Dgsmi L g`gigf 2-) 72-) 42-) =2-) 722-%

0% Pgromt rgslj kj`gi &trgomt hgpltgi rgtlj, g`gigf rgslj kj`gi ygeo kmkmeufl

sygrgt GPKT dgea letmregsljegi% Dgsmi Hjkklttmm kmemtgpage tgromt rgsljkj`gi klelkuk 6- &`ge lel dmrigau sgkpgl smagrgeo,%

Tukus uetua kmeofltueo tgromt hgpltgi rgtlj g`gigf>

Kj`gi ygeo `gpgt `lpmrfltueoage x 722 ; Tgslj &klelkgi 6-,

GPKT

=% ]etua kmegeogel pjs+pjs jcc+dgigehm sfmmt) Dgsmi Hjkklttmm kmemrgpageajesmp pmeymtgrgge rlslaj arm`lt &hrm`lt rlsa mqulvgimehm,% Ajesmp ygeokmigtgrdmigageol pmeymtgrgge rlslaj arm`lt g`gigf dgfwg smtlgp trgesgasl jcc+dgigehm sfmmt `gpgt `lajevmrsl kmeng l trgesgasl smtgrg arm`lt%

3% Eligl trgesgasl `mrlvgtlc `ltmetuage dmr`gsgrage eligl lestrukme amugeoge)Le`mas) ajkj`ltl) gtgu lestrukmet `mrlvgtlc igleeyg%

?% Ajetrga+ajetrga @mrlvgtlc getgrg igle>

+ Xwgp `ge jptlje suau dueog) cjrwgr` gormkmmets) letmrmst rgtm cuturms1

+ Xwgp `ge jptlje eligl tuagr) ajetrga cjrwgr` vgiutg gsleo) hurrmehy cuturm& liugr ajetrga yo kmklllal ngtuf tmkpj aurgeo `grl 70 fgrl,1+ Xwgp `ge jptlje ijogk kuilg `ge ijogk dlgsg) ajetrga cjrwgr` `ge cuturm

+ Xwgp `ge jptlje maultgs) `ge ajetrga cuturm maul tgs

@lsusue jimf> Cmrry F) KDG) HCM hjpyeof&B4277 Imvmi 7 Fgi 72 jc 08



6% ]etua trgesgasl `mrlvgtlc jcc dgigehm sfmmt kgag djdjt rlslaj hjuetmrpgrty`lturueage djdjt rlslajeyg fleoog =2-%

<% Dmr`gsgrage Dgsmi L tmr`gpgt `ug kmtj`m uetua kmeofltueo pmeymtgrggerlslaj arm`lt &Hrm`lt Tlsa Mqulvgimehm, ygltu Hurrmet Mxpjsurm Kmtfj` &HMK,

`ge Jrlolegi Mxpjsurm Kmtfj` &JMK,%72% Kmtj`m Hurrmet Mxpjsurm>

Kmtj`m Hurrmet Mxpjsurm g`gigf kmtj`m ygeo `lsgrgeage jimf DgsmiHjkklttmm uetua `louegage pg`g Dgsmi L%

HM ; Eligl kgra+tj+kgramt ! &ejtljegi gkjuet x pmrsmetgsm tmrtmetu,%

Dgea ygeo kmigauage trgesgasl cjrwgr`) swgp) kmkdmil jptlje gtguajetrga `mrlvgtlvm igleeyg ygeo smnmels dmr`gsgrage maultgs) ijogk kuilg

&smigle mkgs,) gtgu ajkj`ltl igleeyg fgrus kmeoouegage Kj`mi HurrmetMxpjsurm%

77% Kmtj`m Jrlolegi Mxpjsurm>

Kmtj`m Jrlolegi Mxpjsurm kmkueoaleage dgea uetua kmkpmrfltueoagepmrsmetgsm ejtljegi prlehlpgi smdgogl sugtu maspjsllr tgepg fgrus kmeofltueo eliglajetrga s g g t le l

4%8% Rmeoquegge pme`magtge /orl`/ `ge tgdmi / ijja up/ uetua kmeofltueo

amhuaupge kj`g i `ge r lslaj arm`lt pg`g Dgsmi L Tlslaj Arm`lt

7% Orl` tgdmi `louegage uetua kmeofltueo tleoagt amsmtgrgge rlslaj arm lt sugtut rgesgas l %

4% Ijja up/ tgdim `louegage uetua kmeofltueo tleoagt GPKT `gigk rgeoagkmemetuage pmrsygrgtge kj`gieyg%

8% Tmture gtgs kj`gi smsugl amtmetuge g`gigf uaurge alemrng ygeo `louegageuetua kmygaleage dgfwg sugtu trgesgasl kmeofgsliage rmture ygeo huaup

dgol dgea uetua kmeleoagtage pmrkj`gigeeyg%

4%0% Rmrsygrg tge kj`gi dgea `gigk Dgsm i L

7% Rg`g Dgsmi L) Hjkklttmm tl`ga fgeyg kmehlptgage amrgeoag amrngpmeouaurge amhuaupge kj`gi egkue nuog amrgeoag amrng struaturpmrkj`gige dgea ygeo smrleo `lsmdut `meoge miloldim hgpltgi%

4% Dgsmi Hjkklttmm kmkpmrtlkdgeoage dgfwg mimkme letl `grl miloldimhgpltgi dgol sugtu dgea g`gigf kj`gi sgfgk &mqulty hgpltgi,%

8% ]etua ampmetleoge kj`gi smsugl amtmetuge smdgolge dmsgr dgea

`gpgt kmklllal kj`gi `gigk nmels) ygltu>

• Kj`gi letl &tlmr 7, + tmr`lrl `grl kj`gi `lsmtjr) eje+hukuigtlvm

pmrpmtugi prmcmrrm` stjha) `ge `lshijsm` rmsmrvms%

• Kj`gi pmimeoagp &tlmr 4, + tmr`lrl `grl hg`geoge ukuk) hg`geoge

rmvgiugsl gatlvg tmtgp) prjvlsl ukuk `ge pmeylslfge pmeofgpusge

gatlvg prj`uatlc ukuk &omemrgi prjvlsljes ge` omemrgi ijge ijss

rmsmrvms,) kj`gi plengkge &fydrl` hgpltgi lestrukmets, `ge plengkgesudjr` legs l %

Kj`gi pmimeoagp kgaslkuk smdmsgr =2- `grl nukigf kj`giamsm iurufge %

0% Pl`ga tmrkgsua `gigk kj`gi `l gtgs g`gigf

ojj`wlii

• pmeymrtgge pg`g imkdgog amugeoge dgea `ge eje+dgea ygeo tl`ga`lajesjil`gslage) `ge

@lsusue jimf> Cmrry F) KDG) HCM hjpyfoftB4277 Imvmi 7 Fgi 77jc 08



• pmeymrtgge kj`gi pg`g dgea `ge imkdgog amugeoge igle &`lsmrgfage pg`gamdlngage pmeogwgs,

klejrlty levmstkmets pg`g pmrusgfgge+pmrusgfgge ygeo tl`ga`lajesjil`gslage%

=% Kj`gi tlmr8 fgeyg `ltunuage uetua kme`uaueo pjrtjcjilj trg`leo dgea sgng%

4%=% Dgsmi L `ge Kgramt Tlsa Gkme`kme t tgfue 7<<3

g% Dgsmi L smrleoagil `larltla smhgrg tl ga tmpgt `gigk fgi aurgeoeyg smesltlvltgstmrfg`gp rlslaj%

d% Pleoagt smesltlvltgs rlslaj kmeogigkl pmeleoagtge dmsgr pg`g wgatu DgsmiHjkklttmm kmemrdltage Kgramt Tlsa Gkme`kmet duige Ngeugrl 7<<3%

h% Dgsmi Hjkklttmm kmeomkdgeoage Kgramt Tlsa Gkme`kmet dmr`gsgrage

pme`magtge / twle+ trgha /%

`% Sgium gt Tlsa &SgT,>

l% Kj`mi augetltgtlc dgea ygeo `gpgt `ltmrlkg jimf Dgsmi Hjkklttmm `lsmdut`meoge kj`mi Sgium gt Tlsa &SgT,% Kj`mi SgT kmrupgage pmralrgge

amkueoalege nukigf amruolge kgaslkuk galdgt rlslaj pgsgr kliladgea>

+ `gigk pmrlj`m wgatu tmrtmetu) `ge

+`meoge tleoagt amygalege stgtlstla &stgtlstlhgi hjecl`mehm, tmrtmetu&ygltu `meoge prjdgdliltgs tmrtmetu,

ll% Kgsg trgesgasl `lsmdut `meoge SgT Fjrlzje%

lll% Dgol dgeyga trgesgasl pgsgr ygeo `lpmr`gogeoage) SgT Fjrlzje ygeo tmpgtg`gigf sgtu fgrl pmr`gogeoge% Jimf agrmeg ltu pg`g ukukeyg`louegage uaurge @gliy Sgium gt Tlsa gtgu @SgT%

m% Dgsmi LGhhjr` 7<66 kmeygtgage dgfwg kj`gi ygeo `lklilal dgea fgrus tmraglt`meoge augiltgs arm`lt `grl> Rmklengk) mkltme smaurltgs) `ge kltrg igle ygeotmigf kme`gegl jdilogsl dgol dgea &smpmrtl pmengkle,%

4%3% Amimkgfge `gigk Dgsm i L

Kgsgigf pme`magtge Dgsmi L g`gigf dgea ygeo kmkdmrlage plengkge ampg`gpmrusgfgge ygeo kmklllal augiltgs arm`lt ygeo gkgt dgla wgnld kmklllal nukigfkj`gi ygeo sgkg `meoge dgea ygeo kmkdmrlage plengkge ampg`g pmrusgfggeygeo kmklllal augiltgs arm`lt ygeo durua%

4%?% Rmramkdgeoge Hgpltgi Ghhjr` ygeo dgru + Dgsmi LL lstmk pmrdgeage

Le`jems lg

Rg`g tgfue 7<<< Dgsmi Hjkklttmm kuigl dmamrngsgkg `meoge dgea+dgea dmsgr`grl emogrg+emogrg geoojtg uetua kmeomkdgeoage Hgpltgi Ghhjr` ygeo dgru%Xgsgrge ukukeyg kmehgaup smkug rlslaj pmrdgeage `l `gigk amrgeoag amrng

amhuaupge kj`gi dgru ygeo ajkprmfmeslc% Ghhjr` ygeo dgru ltu smomrg `lamegi`meoge Dgsmi LL%

•

@lsusue jimf> CmrryF) KDG) HCM hjpyrloftB4277 Imvmi 7 Fgi 74 jc 08



Dgd 8 + Rmramkdgeoge pmeogwgsge dgea dmrdgsls+rlslaj

8%7% Plog pligr rmouigsl

Amrgeoag amrng Dgsmi LL `ldgeoue pg`g tlog ajesmp rmouigsl ygeo imdlf`lamegi smdgogl tlog pligr) ygltu>

• Rligr 7 + Rmrsygrgtge kj`gi klelkuk

• Rligr 4 + Xupmrvlsjry rmvlmw gtgs amhuaupge kj`gi `ge prjsms

pmeliglge letmregi dgea

• {Rligr 8 + Rmeoouegge `lslpile pgsgr uetua kme`jrjeo pmeoueoagpge

&`lshijsurm, `ge kme`jrjeo prgatma pmrdgeage ygeo gkge `ge smfgt%Dgsmi LL nuog kmklllal pme`magtge tlog Rligr

8%7%71+ Rligr7 + pmrsygrgtge kj`gi klelkuk uetua rlslaj arm`lt) rlslaj pgsgr `ge rlslajFl jpmrgsljegi> Y

8%7%4SRligr: + Xupmrvlsjry rmvlmw• Rligr 4 kmrupgage supmrvlsjry rmvlmw ygeo sggt lel sgeogt kmeymrupgl

:+ pme`magtge pmeogwgsge dmrdgsls rlslaj ygeo `louegage jimf Cm`mrgi

• Tmsmrvm Djgr` `l GXU`ge Clegehlgi Xmrvlhms Gutfjrlty`l Leoorls%• Xupmrvlsjry rmvlmw `lrgehgeo uetua kmkdmrlage cjaus pg`g>

+ Rmrsygrgtge kj`gi `l gtgs tleoagt klelkuk ygeo `lfltueo kmeurut Rligr 7

%+Ple`gage gwgi ygeo `ldutufage uetua kmkdmrlage rmspjes tmrfg`gp> rlslaj ygeo `gpgt tmrng`l%

• Rligr 4 nuog kmilputl mvgiugsl rlslaj suau dueog nmels tmrtmetu `gigk dgealeod j j a %

8% 7% 8% Rligr 8 + `lshijsurm

• Rligr 8 g`gigf Rligr `lslpile pgsgr &kgramt `lshlpilem,% Rligr 8 kmehgaup

fgi+fgi ygeo `ldutufage `gigk fgi pmeoueoagpge pudila jimf dgea&`lshijsurm,%

• Pfm Dgea cjr Letmregtljegi Xmttimkmets &DLX, kme`mclelslage `lslpile pgsgr

smdgogl kmagelskm ojvmregehm letmregi `g e mastmregi `gigk

pmrmajejklge pgsgr tgepg g`geyg letmrvmesl pmkmrletgf smhgrg igeosueo%• Rligr 8 dmrupgyg uetua kmeleoagtage trgespgrgesl gtgs pmrkgsgigfge

smpmrtl> pjrtcjilj gatlvg dgea `ge prjcli rlslajeyg%

Kmtj`jijol pmrfltueoge kj`gi uetua rlslaj arm lt g`gigf Xtge`gr`lsm` Gpprjghf)LTD+Cjue`gtlje `ge LTD G`vgehm% Kmtj`jijol pmrfltueoge kj`gi uetua rlslajjpmrgsljegi g`gigf Dgslh Le`lhgtjr Gpprjghf) Xtge`gr`lsm` Gpprjghf `geG`vgehm Kmgsurmkmet Gpprjghf%

8%4% Gigsge pmeomkdgeoge Dgsmi LL

7% G`g `u g kgsgigf ygeo fgrus `lsmimsglage smdmiuk Dgsmi LL `lamiugrage>

• Kgsgigf pmrtgkg g`gigf kmkutusage nmels kj`mi arm`lt ygeo `louegagejimf Rligr 7% Hjkklttmm kmkpmrtlkdgeoage pmeoouegge>

+ Cuii pjrtcjilj kj`mis ygeo `lhlrlage jimf gpilagsl tmaela jptlje prlhleog t gu

+ Org`leo kj`mis &kj`mi pmkmrleoagtge, `lkgeg pmrfltueoge rlslajligauage pg`g kgsleo+kgsleo jdilojr `ge rlslaj pjrtcjilj g`gigfpmenukigfge tjtgi `grl rlslaj+rlslaj le`lvl`ugi%

@lsusue jimf>Cmrry F) KDG) HCM hjpyrloftB4277 Imvmi 7 Fgi 78jc 08



Rg`g gaflr tgfue 7<<2+ge) Hjkklttmm kmkutusage uetua kmkdgtgsl

pmeoouegge hrm`lt kj`mis fgeyg pg`g hrm`lt org`leo kj`mis%

• Kgsgigf amùg g`gigf sgkpgl `l kgeg tmaela+tmaela augetltgtlc `gpgt`louegage fleoog kmehgaup /rlslaj igle/ afususeyg rlslaj jpmrgsljegi%

4% Rg ` g gaflreyg Dgsmi Hjkklttmm kmkutusage>• kmkgsuaage rlslaj jpmrgsljegi smdgogl uaurge augetltgtlc `l `gigk

pme`magt ge Rligr 7%

• kme`mclelslage rlslaj jpmrgsljegi smhgrg imdlf iugs gogrkmilputl hgaupgerlslaj ygeo imdlf iugs)wgigupue tl`ga kmkgsuaage rlslaj rmputgsl) dlsels`g e strgtmols) `g e

• kmkcjausage kj`mi rlslaj arm lt Rligr7 pg`g hrm`lt org`leotmhfelqums%

8%8% Rmeomkdgeoge Dgsmi LL Ghhjr`

g% Dgsmi Hjkklttmm kmeoouegage pme`magtge ajesuitgtlc uetua kmengkle gogrrmouigsl dgru kmklllal `gkpga pjsltlc% Rmrtgkg agil Dgsmi Hjkklttmm

kmemrdltage hjesuitgtlvm pgpmr igiu `llautl `meoge pmrlj`m ajesuitgsl `ger m v l s l %

d% Pmrkgsua `gigk pmrlj m ajesuitgsleyg g`gigf Wugetltgtlvm Lkpght Xtu`lms8%0% Dgsmi LL `ge smesltlvltgs rlslaj

g% Rmrudgfge tmrdmsgr tmrfg`gp iugseyg hgaupge rlslaj `gigk Dgsmi LLg`gigf pmegkdgfge rlslaj jpmrgsljegi%

d% Dgsmi LL nuog kmeleoagtage am gigkge hgaupge rlslaj% Fgi lel sgeogttmrilfgt `gigk pmrigaugeeyg gtgs rlslaj arm`lt%

h% Nlag smdugf dgea kmklilf uetua kmeoouegage Letmregi Tgtleos+Dgsm`Gpprjghf) nukigf pmrleoagt ygeo `gpgt `louegage `ltmetuage jimf dgea ltu

sme`lrl) wgigupue jtjrltgs pmeogwgs pmrdgeage gage kmeogsukslagedgfwg dgea gage kmeoouegage smtl`gaeyg `migpge tleoagtge%

8%=% Dgsmi LL `ge amhuaupge kj`gi

Dgsmi Hjkklttmm tmigf kmemrgpage ù g /gturge `gigk kgsg trgeslsl/ uetua

kmkgstlage Ghhjr` ygeo dgru tl`ga tmrlgiu hmpgt kmeourgeol pmrsygrgtge kj`gik l e l k u k )

l% gturge `gigk kgsg trgeslsl pmrtgkg g`gigf shgileo cghtjr ygeo `ltmtgpagesmdmsgr 7 2 3- & s ms u gl WLX 8,%

ll% gturge kgsg trgeslsl amùg g`gigf dgtgs dgwgf &cijjr, nukigf kj`gi ygeoeligleyg smhgrg dmrtgfgp gage `lturueage smlrleo `meoge dmrngigeeygwgatu%

8%3% Kj`gi kle lkuk `ge gatugi

Gigsge ue tua kmkll la l am imdlfge kj`gi>

• Dllg tmrng`l pmigeoogrge) lzle usgfg dgea gage tmrgehgk `lhgdut &klsgiHGT 96-,

• @gigk dmdmrgpg yurls`lasl) klsgieyg GX `ge Leoorls rgslj kj`gi`ltmtgpage ukukeyg imdlf tleool `grlpg`g rgslj klelkuk Dgsmi%

Dgea+dgea tmrdmsgr `l ùelg ukukeyg kmklllal kj`mi rlslaj letmregisme`lrl% Kj`mi /mhjejklh hgpltgi/ smpmrtl lel `gpgt kmeofgsliage nukigfkj`gi klelkuk ygeo imdlf tleool `grlpg`g ygeo ygeo `ltmtgpage jimfDgsm i LL%

G`geyg r m e h g e g gaulslsl

G ` ge y g r m e h g e g g a s m s am p g s g r kj ` gi

@lsusue jimf> Cmrry F) KDG) HCM hjpyrlofiB4277 Imvmi 7 Fgi 70 jc 08



Dgd 0 + Tlslaj Rgsgr # Tlslaj Prmgsury

0% 7 Tlslaj Rgsgr

7% Tlslaj pgsgr g`gigf rlslaj amruolge ygeo tlkdui galdgt pmromrgage fgrogpgsgr gtgs pjslsl ygeo `lgkdli jimf dgea dgla pg`g slsl je kgupue jc cdg igehm+ sfmm t %

4% Dgea ygeo dmrpmrge smdgogl letmrkm`lgry `gigk smdugf trgesgasl ygeopjslsleyg tl ga tmrhgtgt `gigk emrghgeyg tl ga gage tmr+maspjs ampg`g rlslaj

pgsg r %

8% Tlslaj pgsgr tmr`lrl gtgs> U

• Tlslaj spmslcla &spmhlclh rlsa, ygltu rlslaj ygeo tlkdui galdgt pmromrgagefgrog gtgs surgt dmrfgrog le`lvl`ugi ygeo `lsmdgdage jimf cgatjr+cgatjrygeo tmraglt `meoge surgt dmrfgrog gtgu pmemrdlteyg%

• Tlslaj pgsgr ukuk &omemrgi kgramt rlsa, ygltu rlslaj ygeo tlkdui galdgtpmromrgage fgrog pgsgr ygeo dmrpmeogruf tmrfg`gp dmdmrgpg lestrukmeamugeoge

0% ]etua tunuge gegilsls) rlslaj pgsgr ukuk `ldgol kmeng`l 0 &mkpgt,agtmojrl smdgogl dmrlaut>

• rlslaj suau dueog +5 pjtmesl amruolge ygeo tlkdui galdgt pmrudgfgetleoagt dueog

• rlslaj pjslsl maultgs +5 pjtmesl amruolge ygeo tlkdui galdgtpmrudgfge fgrog sgfgk

• rlslaj eligl tuagr +5 pjtmesl amruolge ygeo tlkdui agrmeg pmrudgfgeel ig l t u a g r

• rlslaj pjslsl ajkj`ltl +5 pjtmesl amruolge ygeo tlkdui galdgtpmrudgfge fgrog ajkj`lt l

=% Fgrog pgsgr `lpmeogrufl jimf dmrdgogl cgatjr `lgetgrgeyg>• pmegwgrge `ge pmrkletgge

• ilaul`ltgs `gpgt dmrpmeogruf smhgrg sudstgetlgi tmrfg`gp fgrog pgsgr%• letmrvmesl jimf jtjrltgs amugeoge kmkdmrlage mcma ngeoag pme`ma

tmrfg`gp tleoagt fgrog pgsgr% Ngeoag wgatu `gpgt dmrudgf kmeng`lpgengeo) nlag klsgieyg) letmrvmesl kmkdmrlage sleygi pmrudgfge amdlngagemajejkl %

• grdltrgsm) `lkgeg tleoagt fgrog pgsgr tmrtmetu `ldgtgsl jimf tleoagtfgrog `l pgsgr igleeyg) gage kmkpmeogrufl pmromrgage fgrog fgrlge%Klsgiage nlag fgrog sgfgk `lpmr`gogeoage `l pgsgr ije`je `ge emwyjra) sm`geoage fgrog `l ije`je imdlf tleool `grl emw yjra) kgage

trg`mr gage kmenugi sgfgk `l ije`je `ge kmkdmil `l emw yjra%aje`lsl majejkl `ge pjiltla `ge dmehgeg gigk `gpgt kmeogaldgtagepmrudgfge fgrog ngeoag pme`ma%

• cgatjr+cgatjr cue`gkmetgi majejkl kmrupgage pmkdmetua utgkg tleoagtfgrog ngeoag pgengeo%

0%4 Amolgtge Prg`leo

7% Rmramkdgeoge Amolgtge Prg`leo Dgea

Amolgtge utgkg Prg`leo g`gigf nugi `ge dmil lestrukme amugeoge gtgsegkg dgea `meoge tunuge uetua kmkpmrjimf amuetueoge ngeoag pme`ma%

@lsusue jimf> Cmrry F) KDG) HCM hjpyrloftB4277 Imvmi 7 Fgi 7=jc08



• G`g 8 &tlog, strgtmol utgkg amolgtge trg`leo ygltu>+ kgthfm` djja

+ kmengog pjslsl trg`leo

+ Dmrpmrge smdgogl /kgramt kgamr/%

• Tltmi mxhfgeom rgtm g`gigf eligl tuagr ygeo `ldmrlage jimf dgea ampg`gegsgdgf ygeo tmigf tmrkgsua kgrnle gtgs wfjimsgim rgtm `grl pgsgrgetgrdgea%

• Igkgeyg wgatu ygeo `ldmrlage jimf dgea ampg`g trg`mr uetua kmeogkdlipjslsl &fji`leo pmrlj`, gage dmrtgkdgf smngige `meoge pmeogigkge dgea`gigk kmigauage trg`leo lestrukme amugeoge tmrsmdut%

4% Kgegnmkme Rjslsl `ge Fmòleo

• Dgea kmeofg`gpl rlslaj pgsgr dgla `gigk dgealeo djja kgupue trg`leodjja%

• Kgegnmkme rlslaj% pgsgr `gigk trgÙeoZZdjja dgea `ligauage smhgrg

dmramslegkdueoge `l `mgileo rjjk jimPPpgrg trg`mr%• Prg`mr smhgrg dmragig gage kmigauage fmòleo `meoge lestrukme ygeo

imdlf ilaul` `ldge`leoage ue`mrlyleo trgesghtlje+eyg%• fmòleo dlgsg `ligauage `meoge kmeoouegage lestrukme `mrlvgtlc%

Amueoouige lestrukme `mrlvgtlc>

+ rlslaj a rm` l t r m e`gf

+ cue`leo rmqulrmkmet rme`gf

+ hgpltgi hfgrom rme`gf

+ imd lf ilaul`

+ dlgyg trgesgasl rme`gf

• Fmòleo ygeo `ligauage `meoge trgesgasl ygeo tl`ga dmegr+dmegr l`metla`meoge ue`mriyleo trgesghtlje &trgesgasl gwgi, gage kmelkduiage rmslùgirlsa smpmrtl Dgsls Tlsa% Dgsls rlsa g`gigf rlslaj galdgt pmrudgfgefudueoge getgrg fgrog rlsa pjsltlje `meoge fgrog lestrukme ygeo`louegage uetua fmòleo gtgs pjslsl tmrsmdut%

8% Rmeomkdgeoge prjùa dgru

• Rrjsmùr pmrsmtunuge prjùa dgru g`gigf

+ Rmrsmtunuge Dmr`gsgrage Amtmetuge

+ @gkpga Pmrfg`gp Tmouigtjry Hgpltgi

+ Lsu Rgnga

+ ì i

Rmeomkdgeoge prjùa dgru gtgu tmrnue am pgsgr ygeo dgrukmrupgage tge`g dgfwg dgea tmigf dmrfgsli `gigk jpmrgsljegiamolgtge trg`leo+eyg smfleoog pmriu `ligauage maspgesl `meoge

tunuge uetua kmeleoagtage rmvmeum dgea%

0%8 Lestrukme Prg`leo

Pmr`gpgt dmrdgogl nmels lestrukmet utgkg ygeo igzlk`lpmr`gogeoage smhgrg

oijdgi dmr`gsgrage vjiukmeyg) smrleo `lsmdut `meoge lestligf /prjùa vgeliig/agrmeg kmrupgage lestrukmetygeo sm`mrfgeg% ]etua smiuruf nmels lestrukmet`gigk pmkdgfgsge duau lel `lpmr`gogeoage `gigk vgiutg utgkg ygltu ]X@)M]T) NR\ ` ge ODR %




7% Les trukme Hgsf

• Prgesgasl spjt vgigs

Prgesgasl spjt vgigs g`gigf pmrtuagrge vgiutg `gigk ngeoag wgatu ùg fgrlamrng ygeo gage `gtgeo ygeo `lamegi `meoge egkg /spjt `gtm/ % Prgesgasl

spjt lel kmelkduiage rlslaj vgigs%

• Prgesgas l cjrwgr` vg igs

Prgesgasl cjrwgr` vgigs `ligauage uetua pmrtuagrge vgiutg `gigk ngeoagwgatu kmimdlfl spjt `gtm% Prgesgasl cjrwgr` vgigs kmelkduiage rlslaj

vgigs `ge rlslaj suau dueog%

• Xwgp vgigs

Xwgp vgigs g`gigf ogdueoge getgrg trgesgasl spjt `ge trgesgasl cjrwgr`%Xwgp vgigs kmelkduiage rlslaj suau dueog

• Ijges ge` `mpjslts `lpmr`gogeoage getgr dgea `meoge tleoagt dueogtmtgp `meoge ngeoag wgatu tmrtmetu% Ijges `ge `mpjslts kmelkduiagerlslaj suau dueog%

• Jdilogsl g`gigf lestrukme futgeo ngeoag pgengeo ygeo `gpgt `lple`gftgeogeage `ge `ltmrdltage jimf djrrjwmr &lssumr, `meoge pmemrlkgge

nukigf pjaja tmrtmetu `grl levmstjr &fji mr,% Jdilogsl kmelkduiage rmslajsuau dueog `ge rmslaj spmslcla%

• Prg`leo maultgs &mqulty trg`leo, g`gigf nugi dmil sgfgk pmrusgfgge ygeotmr`gctgr `l dursg sgfgk smiuruf ùelg% Prg`leo maultgs kmelkduiage rlslaj

maultgs `ge rlslaj spmslcla%

• Prg`leo ajkj`ltgs &hjkkj`lty trg`leo, g`gigf nugi dmil prjùa clslaygeo `lpmr`gogeoage `l pgsgr smaue`mr% Rjslsl pg`g prjùa ajkj`ltgsgage kmelkduiage rlslaj ajkj`ltgs `ge pjslsl cjrwgr` gage kmkdmrlage

tgkdgfge rlslaj suau dueog smdgoglkgeg ajetrga cjrwgr` vgigs%

4% Lestrukme @mrlvgtlc +± Cltur utgkg prjùa `mrlvgtlc g`gigf nukigf pjaja&prlehlpgi, trgesgasl tl`ga `lpmrtuagrage smfleoog gage kmeourgeol tlkduieygrlslaj arm`lt `ge rlslaj smttimkmet% Fgi tmrsmdut smrleo `lsmdut smdgogl/hjetrghts cjr `lccmrmehm/ kmeoleogt fgeyg pmrudgfge fgrog rmigtlc `grl%ue`m`yleo lestrukme ags ygeo `lpmrtuagrage% Dmdmrgpg prjùa `mrlvgtlc

`lpmr`gogeoage `l dursg cuturm `ge tmr`gpgt puig ygeo `lpmr`gogeoage `lpgsgr jvmr+tfm+hjuetmr &JPH,%

• Ajetrga cuturm &cuturms hjetrght, +5 Ajetrga tmrsmdut `lpmr`gogeoagekmigiul dursg ygeo dmrtle`ga smdgogl himgrleo fjusm dgol smkughjuetmrpgrty% Fgi lel dmrgrtl dgea tl ga tmrmaspjs pg`g rlslajarm lt tmrfg`gpdmdmrgpg hjuetmrpgrty) tmtgpl fgeyg tmrdgtgs `meoge dursg tmrsmdut%Xmhgrg ukuk ajetrga cuturm kmklllal cltur smdgogl dmrlaut>+ mxhfgeom trg`m`

+ nukigftmtgp uetuatlgp ajetrga &clxm` gkjuet pmr hjetrght,+ tgeoogi tmtgp uetua `milvmry &clxm` `gtms cjr`milvmry,

@lsusue jimf> Cmrry F) KDG) HCM hjpyrloft©4277 Imvmi 7 Fgi 7?jc08



#ll

+ pmrsygrgtge `milvmry ygeo pgstl &prmhlsm `milvmry hje ltljes,+ kgrole hgiis fgrlge &`gliykgrole hgiis,%

Ajetrga cuturm kmelkduiage rlslaj ygeo sgkg `meoge lestrukmeue`mriyleo+eyg `ltgkdgf `meoge rlslaj suau dueog

Xwgp dueog &letmrmst rgtm swgps, g`gigf `mrlvgtlc JPH ygeokmkueoaleage dgea `ge egsgdgf uetua kmkpmrjimf suau duag ngeoagpgengeo tgepg fgrus kmeoouegage `geg ngeoag pgengeo% Xwgp dueogkmelkduiage rlslaj suau dueog%

.

Xwgp vgiutg &hurrmehy swgp, kmklllal cltur ygeo sgkg `meoge swgp suaudueog) fgeyg sgng tmr`gpgt cijw dueog `gigk vgiutg ygeo dmrdm`g% Xwgpvgiutg kmelkduiage rlslaj suau dueog `gigk `ug vgiutg `ge rlslaj vgigs%

Rmrngenlge cjrwgr rgtm &cjrwgr` rgtm gormmkmets*CTGs, g`gigf ajetrga`mrlvgtlc JPH ygeo kmkueoaleage dgea uetua kmeogkdli pjslsl cjrwgr`

suau dueog% CTG kmelkduiage rlslaj suau dueog%

Jptlje hjetrght kmkdmrlage fga ampg`g pmkdmil) egkue duageamwgnldge) smsugl ajetrga ue`mriyleo pg`g tleoagt fgrog ygeo `lsmpgagtl%

Hgi i Hgii jptlje kmkdmrlage fga ampg`g duymr uetuakmkdmil lestrukmet ue`mriyleo

Ru t put jptlje kmkdmrlage fga ampg`g duymr uetuakmenugi lestrukmet ue`mriyleo

Rrmkluk nukigf ugeo y ge o fgrus `ldgygr jimf duymr ampg`gsmi imr

Xtrlam Rrlhm fgrog pg`g sggt trgesgasl ue`mriyleo gage `lmasmausl

Mxmrhlsm duymr kmeo+mxmrhlsm jptlje uetua kmkgsual ajetrgaue`m`yleo

Mxplry @gtm tgeoogi tmrgaflr jptlje fgrus `l mxmrhlsm

Gkmr l hge v jptlje ygeo fgeyg dlsg `l mxmrhlsm pg`g tgeoogi

dmrgpg pue sgkpgl `meoge mxplry `gtm

Murjpmge jptlje ygeo fgeyg dlsg `l mxmrhlsm pg`g sggt

mxplry `gtm%

Sjigtliltgs fgrog jptlje g`gigf fgrog pgsgr ygeo kmeuenuaage maspmatgslpgsgr tmrfg`gp pmromrgage fgrog pg`g kgsg dmrlgaueyg jptlje% Jptljekmelkduiage rls|aj lefmrme ygeo tmr`gpgt `gigk lestrukme ue`mriyleonlag jptlje tmrsmdut `l mxmrhlsm `ge rlslaj suau dueog%

Rmemetu pmetleo `grl eligl jptlje tmrsmdut g`gigf>

+ Pleoagt strlam prlhm rmigtlc tmrfg`gp fgrog pgsgr sggt lel%

@lsusue jimf> CmrryF) KDG) HCM hjpyrloft©4277 Imvm i 7 Fgi 76 j c 08



+ _gatu smdmiuk ngtuf tmkpj% Kgale pgengeo wgatu smdmiuk ngtuftmkpj kgag kgale tleool prmkleyg agrmeg jptlje kmklllal imdlfdgeyga wgatu uetua kmeng l dmreligl%

+ Dmsgr+amhlieyg vjigtliltgs &omnjiga, fgrog pgsgr% Kgale dmromnjiga

fgrogeyg kgag prmkleyg kgale tleool%

0%0 Rrlhleo ge` kgra+ tj+kgram t

7% Rrjsms pmeliglge amkdgil pjslsl kmeoouegage fgrog pgsgr `lamegi `meogelstligf /kgraleo+tj+kgramt%

4% \lmi` hurvms

• Hgsf `louegage uetua kmeligl amkdgil pjslsl plengkge `ge slkpgege%• @mrlvgtlc `louegage uetua kmeligl smiuruf nmels`mrlvgtlc tmrkgsua jptlje%• Jdilogsl `louegage uetua kmemetuage pmralrgge fgrog pmeutupge `grl

fgrog pmeutupge jdilogsl ygeo gatlc `lpmr`gogeoage%• Dgsls `ldugt uetua kmemetuage fgrog lestrukme suau dueog eje+

ge tg rdgea

8% Rrjsms kgra tj kgramt prjsms ygeo `ligauage smtlgp fgrl ygeo `ligauage jimfuelt amrng ygeo le`mpme`me tmrfg`gp trg`mr% Rrjsm`ur kgra+tj+kgramt tmr`lrl`grl amolgtge pmeoukpuige lecjrkgsl fgrog) vmrclagsl fgrog `ge pmkgsuaageam `gi gk s ls tmk rmvgiugsl dgea%

0% Eligl sggt lel nuog `lsmdut rmpighmkmet vgium agrmeg kmrupgage nukigfygeo fgrus `ldgygr dgea nlag fgrus kmigauage trgesgasl pg`g fgrogpgsgr sggt le l

=% Eligl sggt lel `grl smdugf trgesgasl `gpgt `louegage uetua dmrdgogl ampmrlugesmdgogl dmrlaut>

• pmrfltueoge ruol igdg `ligauage `meoge kmkdge leoage eligl sggt leltmrfg`gp eligl gsileyg

• pmrfltueoge rlslaj arm`lt hjuetmrpgrty `ligauage `meoge kmeogegilsg eliglsggt lel `grl smkug trgesgasl `meoge hjuetmrpgrty ygeo sgkg,%

• pmrfltueoge gouege uetua trgesgasl JPH kmeoouegage eligl sggt lel `grllestrukme ygeo `lklilal smdgogl gouege uetua kmkgstlage dgfwg gouegetmrsmdut huaup eligleyg nlag `ldge`leoage `meoge maspjsur tmrfg`gphjuetmrpgrty%

• kgrole hgii jimf dursg dmrngeoag `l`gsgrage pg`g eligl pgsgr sggt lel%/Kgrole/ `gpgt `lpmrsgkgage `meoge pmkdgygrge gouege gtgs trgesgaslJPH%

• uetua lestrukme ygeo `lsmimsglage smhgrg tuegl) `louegage eligl pgsgr gaflruetua kmeymimsglage trgesgasl `meoge plfga igle%

0 %= Agrgatmrlstla Tlslaj Prmgsury

Prmgsury kmeomijig dmrgogk rlslaj `gigk cueosl kgegnmkme rlslaj trmgsuryygltu>

• rlslaj tleoagt suau dueog `gigk dgealeo djja) ygltu rlslaj pgsgr ygeopgileo ukuk `gigk pmkduauge pmrdgeage

• rlslaj i laul`l tgs

kgegnmkme kj`gi

@lsusue jimf> Cmrry F) KDG) HCM hjpyrloft©4277 Imvmi 7 Fgi 7< jc08



0%3 Gssmt # Ilgdlilty Kgegomkmet

7% Xgsgrge utgkg GIK g`gigf kmeomijig rlslaj tleoagt suau dueog `gigk

emrghg dgea `ge kmkgstlage dgfwg rlslaj tleoagt suau dueog ygeo

kmimagt pg`g dlsels dgea tl`ga kmeoogeoou amstgdlige gilrgepme`gpgtge dgea%

4% Emt Letmrmst Lehjkm &Eli, g`gigf pmrdm`gge getgrg dlgyg dueog uetuakmeoukpuiage slkpgege &`ge utgeo igleeyg, `meoge dueog ygeo `ldmdgeagegtgs plengkge &`ge gatlvg igleeyg,%

8% Tlslaj utgkg ygeo `lhgaup jimf GIK> rlslaj tleoagt suau dueog `gigk dgealeodjja `ge rlslaj ilaul`ltgs

0% Tlslaj pgsgr `gigk dgealeo djja g`gigf rlslaj amruolge `lkgeg smdugf dgeatmr+mapjs ampg`g rlslaj suau dueog pgsgr ygeo dmrudgf agrmeg struatur ygeokme`gsgrl dlselseyg) smpmrtl gatlvltgs pmkdmrlge plengkge `ge pmemrlkgge`mpjsltj%

=% Gssmt+ilgdlilty kgegomkmet tl`ga fgeyg dmrampmetleoge `gigk pmeomijigge

rlslaj `ge pmestgdlige eligl dlsels) egkue nuog kmkpueygl ampmetleoge `gigk>• kmkpmrtgfgeage struatur ilaul`ltgs amolgtge usgfg pg`g tleoagt ygeo`lleoleage

• kgsgigf igle ygeo `gpgt kmkpmeogrufl dmetua `ge struatur emrghg smdugfdgea) `ge

• kgsgigf ygeo `gpgt kmkpmeogrufl stgdliltgs pme`gpgtge smlrleodmrngigeeyg wgatu%

3% Kgegnmr gatlvg `ge utgeo fgrus kmkgfgkl fgi+fgi dmrlaut>

• Emrghg dgea ajkmrslgi duageigf aukpuige gatlvg `ge utgeo ygeo stgdli&plengkge `ge slkpgege dgru tmrus tmrng`l smkmetgrg plengkge `geslkpgege igleeyg ngtuf tmkpj,

• Gatlvg `ge utgeo ygeo `ltmetuage amkdgil fgrogeyg `gigk emrghg dgea

ajkmrslgi tl`ga smkugeyg ajetrgatugi%• Xmrleoagil fgeyg g`g sm`lalt gtgu tl`ga g`g ajrmigsl getgrg prjùa rltmi

`meoge dueog wfjimsgim uetua pmemetuge fgrog gatlvg `ge utgeo• Rrjùa rltmi smrleo kmeogeùeo jptlje ygeo smrleoagil tl ga `lmasmausl

s m hg r g rgsljegi %

?% G`g dmdmrgpg gigsge kmeogpg smdugf dgea ajkmrslgi `meoge nukigfegsgdgf rltmi ygeo dmsgr `gpgt kme`gpgt amsuiltge `gigk kmeomijigemrghgeyg >

• Ple`gage dgea ajkmrslgi smrleoagil `l`jrjeo jimf pmrtlkdgeoge fudueoge`meoge egsgdgf `ge duage amwgnldge+fga smsugl ajetrga%

• Kmegrla `ge kmkpmrtgfgeage egsgdgf smrleo kmeoouegage pmegwgrge

prjùa rltmi ygeo cltureyg dmrdm`g `grl prjùa pgsgr wfjimsgim% Fgi lelkmeymdgdage prjùa tmrsmdut suilt `lnugi `l pgsgr wfjimsgim gtgu suilt`lamijig rlslajeyg kmeoouegage prjùa wfjimsgim

• Rmemetuge fgrog prjùa rltmi smrleo imdlf dgeyga dmrfudueoge `meogepmrtlkdgeoge pmkgsgrge `grlpg`g fgrog pgsgr%

• Rmrligau egsgdgf rltmi tmraglt `meoge prjùa pmrdgeage rltmi ygeo kmrmagklilal smrleo kmeogaldgtage amwgnldge ajetrgatugi ygeo tmrilfgt `grl plfga+plfga ygeo kmkdmrlage ogkdgrge durua gtgs gatugi `grl amwgnldge




Dgd = + Agrgatmrlst la Tlslaj Arm` lt

=%7 Agrgatmr ls t la r lslaj arm`lt

7% Tlslaj arm`lt g`gigf rlslaj amruolge ygeo kueoale tlkdui smdgogl galdgtamogogige hjuetmrpgrty `gigk kmkmeufl amwgnldgeeyg% N

4% Maspmatgsl levmstjr uetua kmkpmrjimf tleoagt pme`gpgtge &rmture, ygeo tleoolsgeogt dmrpmeogruf pg`g prjsms pmeomkdgeoge kmtj`m gegilsls arm`lt%

/8% Tlslaj Xjvmrmloe

v • Xjvmrmloe rlsa g`gigf rlslaj amruolge yge o kue oale tlkdui galdgtamogogige pmkmrletgf emogrg pmemrdlt surgt dmrfgrog uetua

kmkmeufl amwgnldgeeyg) dgla dueog kgupue pjajaeyg

nXmhgrg ukuk pmemrdltge jdilogsl pmkmrletgf &sjvmrmloe `mdt dje`, `gpgt1$`Qdm`gage kmeng`l>>

U Jdllogsl gtgu futgeo pmkmrletgf `gigk kgtg ugeo `jkmstla + agsus`mcguit gtgs futgeo lel sgeogt ngrgeo `ltmkul kmeoleogt emogrg kmklllalwmwmegeo uetua kmehmtga kgtg ugeo `jkmstlaeyg1 `ge

+ Jdilogsl gtgu futgeo pmkmrletgf `gigk vgiutg gsleo+ `gigk fgi lel vgiutggsleo fgrus `lpmrjimf `grl pmeofgslige emogrg pmemrdlt `gigk dmetua`mvlsg %

Fgi+fgi ygeo fgrus `lpmrfgtlage `gigk kmeligl rlslaj sjvmrmloe>UGegilsls rgslj amugeoge

Tgs lj u tg kg ygeo `louegage `gigk pmeliglge tmrsmdut g`gigf `mdt

smrvlhm rgtlj) ygltu nukigf dueog `ge pja ja gtgs plengkge vgigsygeo tmigf ngtuf tmkpj `ldge`leoage `meoge pmemrlk gge emogrg`grl maspjr `ge grus kj`gi kgsua %

+ Levmstgsl `jkmstla

levmstgsl `jkmstla kmrupgage fgi pmetleo ygeo kmeng`l pmrfgtlgelevmstjr `ge le`ustrl pmrdgeage afususeyg tmraglt `meoge tmrng`leygsugtu aje`lsl `gigk amrgeoag amdlngage majejkl `jkmstla ygeo `lamegi`meoge lstligf duddims &gatlvg+gatlvg tmrtmetu ygeo `leligl tmrlgiutleool `ge `gigk ngeoag pgengeo dmrslcgt tl`ga dmramslegkdueoge,

+ Cgatjr+cgatjr igle

Pmr`gpgt cgatjr+cgatjr igle ygeo pmetleo uetua `lpmrtlkdgeoage `gigkpmeliglge sjvmrmloe rlsa ygltu Rlengkge swgstg `gigk vgigs smhgrgamsmiurufge `gpgt kmkpmeogrufl amkgkpuge pmkmeufge amwgnldgesmdugf emogrg `ge augiltgs `gtg ygeo tmraglt `meoge fgi lel pg`gukukeyg rme`gf%

+ cgatjr+cgatjr augiltgtlc

5 Mclslmesl slstmk pmrdgeage `gigk fgi pmeygiurge `geg ampg`gsmatjr+smatjr prj`uatlc1

5 Mclslmesl slstmk pmrpgngage `gigk kmeleoagtage pmemrlkggeemogrg15 Amkgkpuge dgeasmetrgi `gigkkmeome`gilage suau dueog15 Pleooleyg tleoagt suau dueog `jkmstla ygeo kme`jrjeo pmeleoagtge

plengkge vgigs smrtg kmkdmrlage tmagege tmrfg`gp lecigsl `gigkpmrmajejklge1 `ge

5 Prgespgrgesl `gigk prjsms pmrmajejklge smrtg pmkdgolge tuogs`ge wmwmegeo ygeo nmigs getgrg pmkmrletgf) dgea smetrgi) imkdgogpmeogwgsge) slstmk fuauk `ge pmigau dlsels %

+ +•>•

‐r%%

@lsusue jimf> Cmrry F) KDG) HCM hjpyrloftB4277 Imvmi 7 Fgi 47jc08



Xjvmrmloe rlsa `ge hjuetry rlsa g`gigf ùg nmels rlslaj ygeo smrleo`lpmrsmpslage kmklllal grtl ygeo sgkg% Egkue `mklalge imdlf tmpgtnlag sjvmrmloe rlsa `lgrtlage smdgogl dgolge `grl hjuetry rlsa%

@mclelsl hjuetry rlsa kmehgaup ileoaueoge fuauk) pjiltla `ge

majejkl smrtg dgoglkgeg amtlogeyg kmkpmeogrufl smatjr swgstg%• Cgatjr+cgatjr igle ygeo pmriu `lpmrtlkdgeoage `gigk pmeliglge hjuetry rlsag`gigf smdgogl dmrlaut>

+ Xlstmk fuauk `ge pmrue`geo+ue`geoge tmrutgkg amtmetuge+amtmetugeygeo tmraglt `meoge fga gtgs ampmklilage &prjpmrty jwemrsflp, `geampgliltge1

+ Xtgdliltgs slstmk pjiltla) smagilpue fgi lel tl`ga smigiu kmeoogkdgrageamstgdlige smdugf pmkmrletgfge1 `ge

+ Amtmetuge+amtmetuge ygeo tmraglt `meoge vgiutg gsleo klsgieygpmemrgpge amtmetuge pmkdgtgsgTYygigs%

0% Tlslaj Arm`lt Ajrpjrsl

Arm`lt ajrpjrgsl kmrupgage dgolge ygeo tmrdmsgr tmrfg`gp gpg ygeo

`lsmdut smdgogl rlsay `mdt% * Kmtj`m pmeliglge arm`lt ygeo sggt lel dgeyga `louegage jimf dgea

pg`g `gsgreyg kmrupgage pmeomkdgeoge `grl kmtj`m pmeliglgelevms tg s l

=% Tlslaj Arm`l t Tm tg l i

@l dmdmrgpg emogrg tmaela pmeliglge arm`lt le`lvlùgi dmrudgf smhgrgsloelclage amtlag dgea+dgea kmeoogetl slstmk pmkdmrlge arm`lt `grldrgehf+dgsm` kmeng l tmrsmetrgilsgsl &hmetrgilzm`,%

@meoge slstmk drgehf+dgsm ) amputusge pmkdmrlge arm`ltkmrupgagewmwmegeo ampgig hgdgeo ygeo smdgolge dmsgr imdlf `lpmeogrufl jimfpmrsjegi aejwimòm gtgs `mdltur+`mdltureyg% Amputusge pmkdmrlgearm`lt ygeo tmrsmetrgilsgsl `ldugt `meoge kmeoouegage `gtg

lecjrkgsl `mdltur ygeo stge`gr lzm` ygeo amku`lge `ljigf smfleoogkmeng`l kj`mi hrm`lt shjrleo%. Rmkdlgygge le`lvlùgi &pmrsjegi clegehm, `lplsgfage getgrg arm`ltprjpmrtl &smhurm` hrm`lt, smpmrtl arm`lt ampmklilage rukgf `ge arm`ltpmkdlgygge ajesukme &uesmhurm` hrm lt, smpmrtl pmkdlgygge agrtuarm`lt %

Rmkdlgygge ajesukme &uesmhurm`, sgeogt `lpmeogrufl jimfpmramkdgeoge kj`mi+kj`mi ygeo `louegage `gigk kmeouaur pjslslarm`lt le`lvlùgi) gtgu imdlf `lamegi smdgogl hrm`lt shjrleo kj`mi%Xmhgrg ogrls dmsgr gtrldut `gsgr `grl kj`mi+kj`mi smkghgk ltu

g`gigf pmeliglge grus ags) rlwgygt pmamrngge `ge gatlvg ygeo `lklilal% Amputusge pmkdmrlge arm`lt g`g ygeo dmrslcgt $dlkj`gi$ &arm`lt

`ldmrlage gtgu arm`lt tl`ga `ldmrlage, `ge amputusge pmkdmrlge arm ltdmr`gsgrage r ls a ` ge rmwgr`%

Tlslaj arm`lt `gpgt kmeymdgdage rlslaj slstmkla%3% Tlslaj arm`lt trg`m` kgramts hjuetmrpgrty

Tlslaj arm`lt trg`m` kgramts hjuetmrpgrty tlkdui amtlag hjuetmrpgrtytl`ga smomrg kmkdgygr amwgnldge ygeo kuehui `gigk smdugft rgesgas l %

@gigk prgatmaeyg rlslaj arm`lt hjuetmrpgrty `gpgt `laurgeol `meogehgrg>

+ pmkdgygrge dmragig getgr plfga+plfga `gigk ajetrga




+ `mdltur kmeognuage ajigtmrgi smdgogl ngklege gtgs amwgnldgeeyg)+ $emttleo$

• Emttleo g`gigf prjsms jccsmt getgrg amuetueoge `ge amruolge kmigiulsmnukigf trgesgasl `meoge nmels ajetrga ygeo sgkg gtgu `gpgt nuog

`ligauage `meoge nmels ajetrga ygeo dmrdm`g%

=%4 Rgsgr `ge Rmeoouegge Gegilsg Arm`lt

7% Gegi lsg amigygage arm`lt + rlslaj sjvmrmloe

• Rg`g dmdmrgpg pmkmrletgfge) tmr`gpgt sugtu imkdgog ygeokmkdmrlage ngklege gtgs rlslaj sjvmrmloe dgol pmrusgfgge+pmrusgfgge ygeo dmrjrlmetgsl maspjr% Imkdgog tmrsmdut `lsmdut

`meoge Mxpjrt Hrm`lt Gomehlms &MHGs,%• Gegilsg rlslaj arm`lt sjvmrmloe ukukeyg kmkpmrtlkdgeoage cgatjr+cgatjr

augetltgtlc `ge augiltgtlc%

4% Gegilsg amigygage arm lt + rlslajajrpjrgsl

• Dgla levmstjr kgupue dgea gage sgeogt kmkpmrfgtlage stgdliltgs `geamsmfgtge pmrusgfgge ygeo getgrg igle `l uaur `grl>

+ amkgkpuge pmrusgfgge uetua kmkdgygr `lvl`me smhgrg pmrlj`la`gigk ngeoag wgatu tmrtmetu

+ rgslj `mdt tj mqulty ygeo tl`ga tmrlgiu tleool ygeo kmkueoaleagepmrusgfgge uetua kmemage pmeomiugrgeeyg &klsgieyg pmkdgolge`lvl`me, `gigk fgi tmrng`l smsugtu amng`lge ygeo tl`ga `lpmralrgagesmdmiukeyg &smpmrtl dgeoaruteyg pmigeooge utgkg, gogr tmtgp `gpgtkmkmeufl amwgnldge ampg`g arm ltureyg &ime`mrs, uetua kmeofle`grlpjtmesl ilaul`gsl

+ arltmrlg igleeyg smpmrtl rgslj gatlvg igehgr tmrfg`gp amwgnldge igehgr&hurrmet gssmts tj hurrmet ilgdliltlms,) ygeo kmeuenuaage amkgkpugepmrusgfgge uetua kmeofgsliage gilrge ags dmrslf &emt hgsf cijw,%

• Gegilsg rgslj amugeoge kmkdmrlage pmeliglge tmrfg`gp mimkme+mimkme igpjrge amugeoge pmrusgfgge smpmrtl emrghg) igpjrge igdgruol) igpjrge gilrge ags `ge igpjrge pgnga%

• Tgslj ygeo `louegage `gigk gegilsg arm`lt ajrpjrgsl kmehgaup mimkme+mimkme tmrtmetu pmrusgfgge) ygeo getgrg igle tmr`lrl `grl alemrngjpmrgsljegi) amkgkpuge kmkdgygr dueog plengkge &`mdt smrvlhmhgpgdlilty,) clegehlgi omgrleo &imvmrgom,) `ge ilaul ltgs%

• Hjetjf+hjetjf rgslj ygeo `louegage uetua kmeouaur fgi+fgi `l gtgsg`gigf>

+uetua alemrng jpmrgsljegi> pme`gpgtge dmrslf `ldgol `meoge amagyggedmrslf &emt lehjkm `lvl`m` dy emt wjrtf, `ge pmenugige `ldgol `meogegatlvg tmtgp &sgims `lvl`m` dyclxm` gssmts,

+uetua amkgkpuge kmkdgygr dueog plengkge> gilrge ags `ldgol `meogedueog plengkge &hgsf cijw `lvl`m` dyletmrmstje `mdt,

+ uetua clegehlgi omgrleo> plengkge ngeoag pgengeo `ldgol `meoge kj`gi&ijeo+tmrk `mdt `lvl m` dyhgpltgi,

+ uetua ilaul`ltgs> gatlvg igehgr `ldgol `meoge amwgnldge igehgr &hurrmetgssmts `lvl`m` dy hurrmet ilgdliltlms,%

8% Pmfela jptlje dgsm` tmrdgru

@lsusue jimf> Cmrry F) KDG) HCM hjpyrloftB4277 Imvmi 7 Fgi 48jc08



/ XXUXlsxUsr2 yge< $....++ p««+±

0Gc(XX0% Gegilsg eslaj arm`lt+rlslaj arm`lt pmrjrgeoge

+ Hrm lt shjrleo kj`mis ch

+ Ajesuksl ngeoag pgengeo &Ilcmtlkm hjesukptlje,+ Gatlvg dmrslf &Emt gssmts,+ Rmrge gsurgesl &Pfm rjim jc lesurgehm,+ Rmeliglge amigygage &Gccjr`gdlilty gssmsskmet,@gigk kmeligl amkgkpuge pmkdmrlge arm`lt fjeI+ .U~kmkpmrtlkdgeoage fgi+fgi smdgogl dmrlaut / .... ]ℤℤy.

e/cee pme`gRgtge &crmm `lspjsgdim lehjkm,) dgla dmr`gsgrage

Rme`gpgtge le`lvlùgi kgupue pme`gpgtge ogdueoge @mr`8Xgrage5 pme`gpgtge smtmigf `laurgeol pmkdgygrge arm`lt5 Rme`gpgtge Lgle+Lgle &lehjkm kuitlpims, `ge amkgkjuge

kmkpmrtgfgeage pmkdgygrge `l kgsg `gtgeq Amkgkpuge5 pmemtgpge suau dueogarm`lt

.pXX^VXXXXXU `ge pmeu)upge gsurgesl &amsmfgtUgsurgesl tmrfg`gp gatlvg &rukgf `ge lsl rukgf,pmrdge`%eoge getgrg dmsgkyg arm`lt `meoge eligl rukgfpmengk%ege arm`lt &kjrtogom le`mkelty lesurgehm,%

=% Rmeomijigge pjrtjcjilj &Rjrtcjilj kgegomkmet,

/ U4£$ kmeH8a]R OaXR2X]r ygeg .$«•« ygeo tmraglt+ hjuetmrpgrty le`lvlùgi gtgu amijkpja hjuetmrpgrtlms ygeo tmraglt

s gk g igle

+ smatjr majejkl gtgu wligygf omjorgcls+ amtmrogetueoge pg`g sugtu gatlvltgs gtgu ajkj`ltl tmrtmetu+ nmels gouege gtgu hjuetmrpgrty tueoogi

$ sugtu2eaePece|trgXrùRgt ìgeg/lsg `meoge ℤmkpmrfgtlage hjfjrt `grl.-.£££ U$U 8`g)gf U/jkpjage gatlvg dmr`gsgrage

@lsusue jimf> Cmrry F) KDG) HCM hjpyrloftB4277 Imvmi7 Fg) 40 jc08

5

5

5

5



• Tlslaj ajesmetrgsl arm`lt `ldgfgs pg`g Dgsmi LL Rligr 4

=%8 Tlslaj arm`lt `ge Dgsmi LL

Kmtj`jijol ygeo `louegage uetua kmeofltueo kj`gi uetua rlslaj arm ltXtge`gr`l Gpprjghf `ge Letmregi Tgtleo Dgsm` Gpprjghf &LTD+ Cjue`gtlje`ge LTD+G`vgehm`,%

@lsusue jimf> Cmrry F) KDG) HCM hjpyrloftB4277 Imvmi 7 Fgi 4=jc08

7

cK

&=$'6



Dgd 3 + Agrgatmrlstla Tlslaj Jpmrgsljegi

3%7 Agrgatmrlstla r l slaj jpmrgs ljeg i

g% Tlslaj jpmrgsljegi smdgogl rlslaj amruolge ygeo tlkdui `grl amogogige

gtgu tl`ga kmkg`gleyg prjsms letmregi) kgeuslg `ge slstmk) gtgu `grl

amng`lge+amng`lge mastmregi%

d% Xmhgrg ukuk) rlslaj jpmrgsljegi tmraglt `meoge smnukigf kgsgigf ygeodmrgsgi `grl amogogige sugtu prjsms gtgu prjsmùr

h% Rme`magtge utgkg ygeo `ligauage dgea uetua kmeygaleage dgfwg dgea

`gpgt tmrus kmigenutage amolgtge usgfgeyg smtmigf tmrng`leyg sugtu amng`lgeiugr dlgsg g`gigf `meoge kmemrgpage amdlngage `ge rmehgeg amigeosueogeusgfg &duslemss hjetleultypiges ge` pjilhlms,%

`% @ug cgatjr ygeo `louegage `gigk pmeomijkpjaage amng`lge rlslaj

jpmrgsljegi>

• Crmaumesl + smdmrgpg smrleo sugtu amng`lge `gpgt tmrng`l@gkpga+nukigf amruolge ygeo `ltlkduiage jimf amng`lge rlslaj

jpmrgsljegi

m% Amng`lge rlslaj jpmrgsljegi `gpgt `lamijkpjaage am`gigk mkpgt nmels

amng`lge dmr`gsgrage crmaumesl `ge `gkpga rlslaj jpmrgsljegi tmrsmdut)

ygltu>Z

ijw crmqumehy * ijw lkpght

ijw crmqumehy * flof lkpght

flof crmqumehy * ijw lkpght

• flof crmqumehy * flof lkpght

c% Rg`g ukukeyg pmeomijigge rlslaj jpmrgsljegi gage tmrcjaus pg`g ùg

nmels amng`lge dmrlaut>

• ijw crmqumehy * flof lkpght &ICFL,

• flof crmqumehy * ijw lkpght &FCIL,

o% Dgea pg`g ukukeyg aurgeo kmkpmrfgtlage amng`lge ygeo slcgteyg ijwcrmqumehy*ijw lkpght agrmeg dlgyg pmeomijigge `ge pmkgetgugeeyg imdlf

tleool `grlpg`g amruolge ygeo `ltlkduiageeyg% Xmkmetgrg ltu amng`lge ygeo

dmrslcgt flof crmqumehy*flof lkpght `lgeoogp aurgeo rmimvge agrmeg nlag nmels

amng`lge lel tlkdui pg`g dgea kgag dgea tmrsmdut gage n gtuf `gigk wgatu

sleoagt

f% Amng`lge ygeo dmrslcgt flof crmqumehy*ijw lkpght `lamijig uetua kmeleoagtage

mclslmesl amolgtge usgfg% Amng`lge+amng`lge lel hme`mrueo su`gf `lgetlslpgsl`ge `lgeoogp smdgogl /dlgyg pmigasgegge amolgtge usgfg/ `ge amng`lge rlslaj

jpmrgsljegi lel `gigk `lfltueo `gigk struatur pe/hleo+eyg% Xmdgogl hjetjf)

dgea+dgea ygeo kmegwgrage prjùa agrtu arm`lt gage kmeymsuglage struatur

prlhleo+eyg uetua kmeogetlslpgsl tmrng`leyg crgu`

l% Amng`lge ygeo jimf dgea `lgeoogp pmriu `lpmrfgtlage `meoge smasgkg

g`gigf amng`lge ygeo dmrslcgt ijw crmqumehy*flof lkpght% Xmsugl `meoge

slcgteyg) amng`lge lel suilt `lpgfgkl `ge pgileo suilt uetua `lgetlslpgsl%

Xmigle ltu) amng`lge ijw crmqumehy*flof lkpght dmrpjtmesl kmelkduiage

amruolge sgeogt dmsgr dgfage `gpgt kmeymdgdage amngtufge sugtu dgea)

smpmrtl fgieyg ygeo tmrng`l pg`g Dgrleos Dgea%

@lsusue jimf> Cmrry F) KDG) HCM hjpyrloftB4277 Imvmi 7 Fgi 43 jc 08



3%4 Tlslaj Amruolge% amng`lge rlslaj% amruolge vo `lpmralrgage # amruolge yo

t l`ga ` lpmra lr gage

7% Pl`ga smkug amng`lge rlslaj jpmrgsljegi kmelkduiage amruolge dgol dgea

&hjetjf kmigauage amsgigfge trgesgasl egkue dgea ng l uetueo,% Egkue dligsugtu amng`lge kmelkduiage amuetueoge dgol dgea) amng`lge tmrsmdut tl`ga`gpgt `lgdglage agrmeg amng`lge ygeo sgkg kueoale sgng kmelkduiageamruolge gpgdlig tmrng l amkdgil%

4% Amsgigfge pmehgtgtge trgesgasl + ygeo kmkdgwg amuetueoge `ge duageamruolge dgol Dgea fgrus `lhgtgt smdgogl sugtu amng`lge rlslaj ygeo fgkplrtmrng`l &emgrklss, Xmfleoog amuetueoge ygeo `lpmrjimf gage `lhgtgt smdgoglamuetueoge Lgle+Lgle%

8% Dgsmi LL Ghhjr` kmkpmrsygrgtage dgea uetua kmeofltueo kj`gi smsuglamtmetuge &rmouigtjry hgpltgi, ygeo `gpgt `lgijagslage uetua kmeogetlslpgslpjtmesl amruolge ygeo tlkdui`grl sugtu amng`lge rlslajjpmrgsljegi%

0% Dgea `lpmrsygrgtage uetua kmkpmrtlkdgeoage amruolge ygeo

`lpmralrgage &mxpmhtm` ijss, `ge amruolge ygeo tl`ga `lpmralrgage&uemxpmhtm` ijss, pg`g wgatu kmeofltueo amdutufge kj`gi dgol rlslajjpmrgsljegi%

Amruolge ygeo `lpmralrgage &mxpmhtm` ijss, g`gigf amruolge ygeo tlkduiagrmeg `ligasgegageeyg amolgtge usgfg dgea smhgrg ejrkgi% Amruolgeygeo `lpmralrgage &mxpmhtm` ijss, `l`mclelslage smdgogl dlgyg pmigasgeggeamolgtge usgfg% Kmtj`m stgtlstla ygeo `louegage g`gigf kmtj`m rgtg+rgtg%

=% Amruolge ygeo tl`ga `lpmralrgage &]emxpmhtm` ijss, g`gigf amruolge ygeodmsgreyg smhgrg sloelclage nguf dmrg`g `lgtgs dgtgs ygeo `gpgt`lagtmojrlage smdgogl amruolge ygeo `lpmralrgage% Amruolge ygeo tl`ga`lpmralrgage ukukeyg `lsmdgdage jimf amng`lge ygeo slcgteyg ijwcrmqumehy*flof lkpght%

@gtg ygeo `louegage dgea uetua kmeofltueo amruolge ygeo tl`ga`lpmralrgage>

`gtg letmregi ygeo tmrsm`lg `gtg mastmregi ygeo dmrgsgi `grl dgea igle) `ge

`gtg ygeo dmrgsgi `grl samegrlj rlslaj jpmrgsljegiKmtj`m uetua kmeofltueo amruolge ygeo tl`ga `lpmralrgage g`gigf `meogekmeoouegage stge`gr `mvlgsl ygeo slkpgeoge+eyg sgkpgl `meoge 2%7- `grlrgtg+rgtg smiuruf amruolge%

3%8 Amng`lge rlslaj jpmrgsljegi

•

7% amng`lge+amng`lge rlslaj jpmrgsljegi `gpgt `lamijkpjaage am`gigk

agtmojrl+agtmojrl smdgogl dmrlaut>rlslaj prjsms letmregi

rlslaj kgeus lg

r ls laj s l s tmk

r ls laj mas t mreg i

rlslaj fuauk

4% Tlslaj prjsms letmregi `l`mclelslage smdgogl rlslaj ygeo tmraglt `meogeamogogige prjsms gtgu prjsm`urygeo tmr`gpgt pg`g sugtu dgea%Amng`lge rlslaj prjsms letmregi kmilputl>

`jaukmetgsl + tl`ga kmkg`gl) tl`ga imeoagp) gtgu tl`ga tmpgl

@lsusue jimf> Cmrry F) KDG) HCM hjpyrloftB4277 Imvmi 7 Fgi 4?jc08

+

7

•

•

+



pmeome`gilge ygeo imkgf

amigiglge pmkgsgrge

amsgigfge pmenugige prj`uapmehuhlge ugeo

igpjrge ygeo tl`ga dmegr gtgu tl`ga imeoagp) &tmraglt `meoge gspmapmkmeufge amtmetuge,

amsgigfge trgesgasl%

8% Tlslaj kgeuslg `l mclelslage smdgogl rlslaj ygeo tmraglt `meoge agrygwgedgea% Grmg+grmg ygeo ukukeyg tmraglt `meoge rlslaj kgeuslg g`gigf>

pmrkgsgigfge amsmfgtge `ge amsmigkgtge amrng &fmgitf ge`sgcmty lssums,pmrputgrge agrygwge ygeo tleoolcrgu` letmregi

smeoamtg pmamrng

prgatma kgegnmkme ygeo duruapmigtlfge agrygwge ygeo tl`ga kmkg`gl

tmrlgiu dmrogetueo pg`g agrygwge tmrtmetuGatlvltgs ygeo `ligauage rjoum trg mr% v

0% Tlslaj slstmk g`gigf rlslaj ygeo tmraglt `meoge pmeoouegge tmaejijol `gesystmk% Amng`lge rlslaj slstmk `gpgt `lsmdgdage jimf>

`gtg ygeo tl`ga imeoagp &`gtg hjrruptlje,

amsgigfge leput `gtg &`gtg metrymrrjrs,

pmeome`gilge pmrudgfge `gtg ygeo tl`ga kmkg`gl &leg`mqugtm hfgeomhjetrji,

pmeome`gilge prjyma ygeo tl`ga kmkg`gl &leg`mqugtm prjnmht hjetrji,amsgigfge pmkrjorgkge &prjorgkkleo mrrjrs,amtmrogetueoge pg`g tmaejijol /digha djx7 + amygalege dgfwg kj`mikgtmkgtls ygeo tmr`gpgt pg`g slstmk letmregi pgstl dmegr

ogeoouge pmigygege &smrvlhm letmrruptlje, + dgla ogeoouge smdgolge gtgu

smiurufeyg

kgsgigf ygeo tmraglt `meoge amgkgege slstmk) k ls gi ey g vlrus `ge

fghaleo

amhjhjage slstmk {systmk sultgdlilty,

pmeoouegge tmaejijol ygeo dmiuk `l unl hjdg &usm jc emw uetrlm`

tmhfejijoy,%

=% Tlslaj mastmregi g`gigf rlslaj ygeo tmraglt `meoge amng`lge ygeo dmrg`g

`liugr ame`gil dgea smhgrg igeosueo% Amng`lge rlslaj mastmregi ukukeyg

g`gigf amng`lge ijw crmqumehy*flof lkpght `ge smdgogl ajesmaumesleyg

`gpgt kmeymdgdage amruolge ygeo tl`ga `lpmralrgage%

Amng`lge+amng`lge rlslaj mastmregi tmrsmdut `gpgt `lsmdgdage jimf>

amng`lge pg`g dgea igle ygeo kmklllal `gkpga pg`g amsmiurufge le`ustrl

pmrdgeage

pmehurlge `ge mxtmregi crgu`

amdgag rge

d m e h g e g gigk

amogogige pmrngenlge jutsjurhleo

pmemrgpge amtmetuge dgruU

amrusufge `ge uenua rgsg

@lsusue jimf> Cmrry F) KDG) HCM hjpyrloftB4277 Imvm i 7 Fgi 46 j c 0 8



tmrjrlskm

• tl`ga dmrjpmrgsleyg slstmk trgespjrtgsl ygeo kmeymdgdage agrygwge tl`ga

`gpgt fg`lr `l tmkpgt amrngeyg

amogogige utliltysmrvlhm) smpmrtl ilstrla pg`gk%

Dmdmrgpg amng`lge mastmregi kmklllal `gkpga ygeo huaup dmsgr smfleoog`gpgt kmkpmeogrufl amkgkpuge dgea `gigk kmigasgegage amolgtge

usgfgeyg% Xmdgogl ajesmaumesleyg) upgyg+upgyg ygeo huaup dmsgr tmigf

`ligauage dgea uetua kmygaleage dgfwg dgea `gpgt tmtgp dmrjpmrgsl smtmigf

tlkduieyg amng`lge rlslaj mastmregi% Fgi lel `lamegi `meoge duslemss hjetleulty

pigeeleo gtgu duslemss rmsukptlje pigeeleo%

3% Tlslaj fuauk g`gigf rlslaj ygeo tlkdui `grl g`geyg amt l`gapgst lge

agrmeg `ligauageeyg sugtu tle`gage fuauk gtgu amtl`gapgs tlge `gigk

pmemrgpge gtgu letmrprmtgsl sugtu pmrngenlge) pmrgturge) gtgu amtmetuge%

Tlslaj fuauk dmrdm`g ge tg rg sgtu emogrg `meoge emogrg igle `ge smkgale

kmeleoagt smdgogl galdgt>

pmemrgpge amtmetuge aejw+yjur+hustjkmr &A\H, ygeo tmrutgkg`lsmdgdage jimf tle`gage tmrjrlskm) `ge

• pmemrgpge amtmetuge pmrlle`ueoge `gtg ygeo tmrutgkg `lsmdgdage jimf

rmgasl tmrfg`gp smkgale kmeleoagteyg pmeoouegge lecjrkgsl egsgdgf

uetua tunuge pmkgsgrge prj`ua%

?% Xgigf sgtu tgetgeoge pg`g wgatu kmeouaur `ge kmeomijig rlslaj jpmrgsljegi

g`gigf uetua kmeol`metlclagsl amng`lge kgeg ygeo kmrupgage amng`lge rlslaj

arm`lt) rlslaj pgsgr ) gt gupue amng`lge rlslaj ig leeyg % Rg`g wgatu sugtu

amng`lge rlslaj tmrng`l) kmemtgpage pmeymdgd ygeo pgstl smrleoagil tl`ga

ku`gf% Amng`lge smpmrtl lel `lamegi smdgogl djue`gry mvmet agrmeg

amng`lge tmrsmdut smhgrg pjtmeslgi `gpgt tmrng`l smhgrg iletgs dgtgs getgrg

dmrdgogl nmels rlslaj%6% Xjiusl ukuk tmrfg`gp pmrkgsgigfge $djue`gry rlsa mvmec g`gigf `meoge

kmeoaigslclagslage amng`lge dmr`gsgrage pmeymdgd utgkgeyg% l`metlclagsl$djue`gry mvmec tmtgp pmriu `ligauage uetua kmehmogf tmrng`leyg pmehgtgtge

oge`g `gigk pmeofltueoge kj`gi gtgu tl`ga `lpmrfltueoageeyg amng`lge

t m rsmdut s gkg smagil %

3%0 Dgoglkgeg r ls laj jpmrg sljeg i kmeog igkl pmrudgfge

7% Xmigkg prjsms pmrudgfge \4A huaup dgeyga dgea ygeo kme`gpgtage

amuetueoge tgkdgfge `meoge `gpgt `ll`metlclagsleyg lemclslmesl `gigk

amolgtge usgfgeyg kmigiul amolgtge gegilsls tmrfg`gp $duslemss prjhmss

/kgps$

4% @gkpga amng`lge rlslaj jpmrgsljegi smhgrg dmrtgfgp kmeogigkl pmeleoagtge%Jimf agrmegeyg dgea smkgale kmkdmrlage pmrfgtlge dgfwg smdgolge dmsgr

amng`lge ygeo kmeygeoaut amsgigfge+amsgigfge ygeo rmigtlc dmrslcgt ijw+hjst&amng`lge flof crmqumehy*ijw smvmrlty, smkgale `llrleol `meoge amng`lge+

amng`lge ygeo dmrslcgt /ijwmr crmqumehy jc flofmr smvmety ijss/% @gkpgaamng`lge rlslaj ygeo smkgale kmeleoagt `lsmdgdage jimf pmeleoagtge>

j t jkgs l

amtmrogetueoge pg`g tmaejijol

jutsjurhleo

tm rjr l skm

oihdgilsgsl

*

@lsusue jimf> CmrryF)KDG) HCM hjpyrloftB4277 Imvm i 7 Fgi 4< j c 08



• lesmetlc `ge trg`leo + /rjoum trg`mr7

• eligl `ge vjiukm t rgesgasl

• iltlogsl

8% Jutsjurhleo `gpgt kmelkduiage rlslaj jpmrgsljegi ygeo dmrg`g `liugr

ame`gi l dgea agrmeg>

• dgea kmeymrgfage smdgolge n gsg igygege egsgdgf ampg`g plfga

ju t sju rhm r

• jutsjurhmr `gpgt tmrpmeogruf j imf omnjiga majejkl tmrtmetu ygeo

`gkpgaeyg kueoale t l`ga smiurufeyg `lueoagpage smhgrg trgespgrge

ampg`g dgea gtgu pmeogwgs dgea

• Rmeym`lg ngsg jutsjurhleo kueoale fgrus kmkgtufl amtmetuge+

amtmetuge igle smigle amtmetuge pmrdgeage

3%= Dgsm i LL `ge r ls la j jpmrgsljegi

7% Rmrfl tueoge kj`gi uetua rlslaj jpmrgsljegi pmrtgkg agil%`lgtur `gigk Dgsmi LL%

4% Xmtl`gaeyg rgtg+rgtg smaltgr 74- kj`gi `lpmrluage uetua kmeogetlslpgsl

rlslaj jpmrgsljegi%

8% Rme`magtge uetua kmeofltueo amdutufge kj`gi dgol rlslaj jpmrgsljegi pg`g

Dgsmi LL Ghhjr` g`gigf Dgslh Le lhgtjr Gpprjghf) Xtge`gr`lsm` Gpprjghf `ge

G`vgehm` KmgsurmkmetGpprjghf%

@lsusue jimf> CmrryF) KDG) HCM hjpyrloftB4277 Imvmi 7 Fgi 82 jc 08



Dgd ? + Rmeogetgr supmrvlsjry rmvlmw `ge pmrsygrg tge

pmeoueoagpge &`lshijsurm, dgol dgea

?% 7 Rmet leoeyg supmrv l sjry rmvlmw

7% Xupmrvlsjry rmvlmw tmrfg`gp dgea tl`ga fgeyg `ltunuage uetua

kmkgstlage ampgtufge tmrfg`gp pmrsygrgtge kj`gi klelkuk) tmtgpl nuog

uetua k me`jrjeo dgea kmeomkdgeoage `ge k me oo ue ga ge tm ae la

kgegnmkme rlslaj ygeo tmrdgla%

4% Rligr 4 kmemtgpage prleslp+prleslp prjsms supmrvlsjry rmvlmw ygeo fgrus

`louegage pmeogwgs uetua kmeomvgiugsl amhuaupge kj`gi dgea%

8% Rligr 4 kmkdgfgs tlog grmg utgkg ygeo tl`ga `l`lsauslage) gtgu dmrg`g `l

iugr hgaupge Rligr 7% Amtlog grmg tmrsmdut g`gigf>

rlslaj ygeo dmiuk smpmeufeyg `l`lsauslage Rligr 7) smpmrtl rlslaj

aje sme t rg s l arm`l t

• rlslaj ygeo sgkg smagl l dmiuk ` ldgfgs Rligr 7) smpmrtl rlslaj tleoagt

suau dueog pg`g dgealeo djja

• cgatjr+cgatjr `liugr ame`gil dgea &klsgieyg pmeogruf slaius dlsels,%

0% Gspma igle ygeo nuog kmrupgage fgi pmetleo `gigk Rligr 4 g`gigf pmeliglge

ampgtufge tmrfg`gp stge`gr klelkuk ygeo `ltmtgpage uetua pmeoouegge

kmtj`m pmrfltueoge kj`gi ygeo imdlf ajkpimas `gigk Rligr 7%

=% Xupmrvlsjry rmvlmw tl`ga `gpgt kmeoogetlage pmigasgegge kgegnmkme ygeo

dgla% @lrmasl `ge pmngdgt smeljr dgea tmtgp kmklllal tgeooueo ngwgd

uetua kmkgst lage dgfwg kmrmag kmkmi lfg rg kj`gi ygeo huaup uetua

kme`uaueo amolgtge usgfg dgea) t mrkgsua kmkpm rf ltueoage gspma +

gspma ygeo dmiuk `lhgaup Rligr 7%

3% Kgegnmkme dgea dmr tgeooueo ngwgd uetua kmeomkdgeoage prjsms

pmeliglge letmregi tmrfg`gp kj`gi ygeo kgkpu kmeomvgiugsl rlslaj `ge

cgatjr+cgatjr pmeome`gileyg pg`g smkug ilel usgfg dgea%

?% Rmeliglge kj`gi kmrupgage sugtu prjsms dmramigenutge smdgogl dgolge

letmorgi `grl pmeomijigge amolgtge usgfg dgea%

6% Rrjsms pmeliglge letmregi tmrfg`gp kj`gi `ligauage uetua kmeomvgiugsl

amdutufge kj`gi sggt lel `ge kmkpmralrgge amdutufge kj`gi ` lkgsg

`gtgeo

<% Amigygage prjsms pmeliglge letmregi tmrfg`gp kj`gi gage `lmvgiugsl jimf

jtjrltgs pmeogwgs pmrdgeage% @meoge pmrtlkdgeoge `lgtgs) kgag lesmetlcdgol dgea tl`ga fgeyg dmrsukdmr `grl gspma amfgtl+fgtlge &pru`metlgi, tmtgpl

nuog `grl gspma ajkmrslgi uetua kmeomkdgeoage `ge kmkpmrtgfgeage

prjsms pmeliglge letmregi tmrfg`gp kj`gi ygeo dmraugiltgs%

72% _gigupue pgrg pmeogwgs `gpgt kmeleoagtage rgslj pmrkj`gige smdgoglrmspje tmrfg`gp amimkgfge+amimkgfge ygeo tmrl`metlclagsl) pmeogwgs

nuog `gpgt kmigauage tle`gage igleeyg uetua kmeogtgsl amimkgfge

tmrsmdut `meoge hgrg>

• kmemtgpage tgromt ygeo fgrus `lhgpgl `gigk pmrdg lage struatur

kgegnmkme rlslaj

• kmemtgpage prjsm`ur letmregi ygeo imdlf amtgt

kmeleoagtage augiltgs pmogwgl kmigiul pmigtlfge gtgu rmarutkme%

77% @gigk agsus+agsus mastrlk) pmeogwgs `gpgt kmeurueage tleoagt rlslajgtgu amolgtge usgfg dgea fleoog kgsgigf ygeo g`g tmrsmimsglage gtgu

@lsusue jimf> CmrryF)KDG) HCM hjpyrloftB4277 Imvmi 7 Fgi87 jc 08

7



igpgt `lame`gilage% Xmdgogl hjetjf) pmeogwgs `gpgt kmkletg dgeakmeofmetlage amolgtge pg`g ilel usgfg tmrtmetu fleoog cgatjr+cgatjrpmeome`gileyg `lpmrdglal%

74% Dgsmi Hjkklttmm kmkge`geo prjsms supmrvlsjry rmvlmw smdgogl sugtu

letmrgasl gatlc getgrg dgea `ge pmeogwgs%

?%4 ]rglge sleoagt tmetgeo mkpgt prleslp utgkg

7%

4 %

Dgsmi Hjkklttmm kmemtgpage 4= prleslp utgkg pmeogwgsge `gigk $HjrmRrlehlpims cjr Mccmhtlvm Dgealeo Xupmrvlslje$) ygeo `lpudilagslage pg`g duigeXmptmkdmr 7<<?% Rrleslp+prleslp utgkg tmrsmdut kmilputl gspma+gspma smdgogldmrlaut>

prg+aje`lsl uetua pmeogwgsge pmrdgeage ygeo mcmatlc /pmrlzlege `ge struatur

pmeogturge prleslp amfgtl+fgtlge &pru`metlgi,kmtj`m pmeogwgsge pmrdgeage ygeo `ltmrgpage

lecjrkgsl ygeo `lpmrsygrgtageamwmegeoge cjrkgi

pmrdgeage getgr emogrg

Rligr 4 kmeol`metlclagslage mkpgt prleslp pmetleo supmrvlsjry rmvlmwuetua kmimeoagpl 4= prleslp utgkg `l gtgs

Rrleslp 7

Dgea fgrus kmklllal sugtu prjsms uetuakmeligl amhuaupge kj`gi smhgrgamsmiurufge `gigk fudueogeeyg `meoge prjcli rlslaj ygeo g`g) `ge fgruskmklllal strgtmol uetua kmkpmrtgfgeage tleoagt pmrkj`gigeeyg%

Dgsmi LL kmenmigsage ilkg gspma prjsms pmeliglge kj`gi ygeo smfgruseyg` li ga u ag e d g ea >

pmeogwgsge jimf `lrmasl `ge kgegnmkme smeljrpmeliglge kj`gi ygeo tmpgt

pmeliglge rlslaj ygeo ajkprmfmeslc

pmeogwgsge `ge pmigpjrge

mvgiugsl pmeome`gilge letmregi%

Rrleslp 4

Rmeogwgs fgrus kmemiltl `ge kmeomvgiugsl kmtj`m pmeliglge `gestrgtmol letmregi amhuaupge kj`gi ygeo `louegage dgea) smrtgamkgkpuge kmrmag uetua kmkjeltjr `ge kmkgst lage ampgtufgetmrfg`gp rgslj pmrkj`gige smsugl amtmetuge ygeo dmrigau%Rmeogwgs fgrus kmigauage tle`gage ygeo tmpgt nlag prjsms ygeo`louegage dgea `leligl tl`ga kmkg`gl%

Rrjsms supmrvlsjryrmvlmwygeo `ligauage smhgrg rmouimr fgrus>• kmeounl pmrfltueoge maspjsur rlslaj `ge kmeogajkj`gsl rlslaj am

`gigk pmrsygrgtge pmrkj`gige

kmemageage pg`g gspma augiltgs prjsms `ge augiltgs pmeome`gilgeletmregi ygeo tmraglt `meoge prjsms tmrsmdut

kmeounl amrgeoag amrng pmeliglge kj`gi ygeo `lklilal dgea uetuakmeol`metlclagsl amimkgfge+amimkgfgeeyg

rUY,kmeofle`grage pmkdmrlge rmajkme`gsl tmrfg`gp struatur amrgeoagamrng pmeliglge kj`gi kmeoleogt fg' tmrsmdut kmrupgage tgeooueongwgd kgegnmkme dgea

@lsusue jimf> CmrryF) KDG) HCM hjpyrloftB4277 Imvm i 7 Fgi 84 j c 08



elee:%X P.'.) `gpg' km)ldgtage dmrdgogl ajkdlegsl `grl kmtj`mpmeoukpuige lecjrkgsl dmrlaut> kmljgm

• auenueoge am dgea &je sltm prmsmehm,• rmvlmw tgepg kmigauage auenueoge am dgea• pmrtmkuge `meoge kgegnmkme dgea

$ rPvlmP fgXF tmi)g g]ìt²r maXtmkg/ ygeo cmimSge `mp<ge Rrjsms• kmkjeltjr igpjrge+igpjrge pmrlj`la

• Rrleslp 8 o

Rmeogwgs fgrus kme`gpgtage amygalege dgfwg dgea dmrjpmrg' `lgtgs rgslj pmrkj`gige klelkuk smsugl amtmetuge `ge fgrus kmklllal

kiûre<8$ ]et]a kmk)etg d8ea kmkm)ifgrg ℤ«g/ `) gtI nukigf

X4UU Rn)gr 7 irgehgeo uetua kmkdmrlage +4`%• ygeo kmklllal gspma+gspma pmeome`gilge ygeo kmkg`gl• ygeo kmklllal pjrtjcjilj rlslaj ygeo tmr`lvmrslclagsl• ygeo Uamolgtge usgfgeyg kmehgaup rlslaj+rlslaj ygeo tmr`gpgt `gigk

• Rrleslp 0

kiIiît f8r]X `gR8t km)gauage $$$gage sm`lel kueoale uetua`d££. pm%eu*]eg$ kj`gi `l dgwgf nukigf klelkuk ygeoℤ%$N7.$. kmeùaue< agrgatmrlstla rlslaj dgea `ge fgks

XfPU U`gag$ Rmrdglage l)ag kj`gi dg$a tl`ga `gpgt`lpmrtgfgeage gtgu `lamkdgilage am pjslsl smkuig%

/•8 Xlcgt Rmeoueoagpge

7/ kmgPeiag)Rge &`lsjijsurm, g&Ngigf pmeymdgriugsge lecjrkgsl amjg`g

;Uf;tXiyge< dmrslcgt kgtmrlgi )mrfg`gp «ss4/ ℤeee ℤ#[ &t.c)h*jsurm5 ì/ge<ogp pmetleo agrmeg kmeym lgage lecjrkgsl

`yrk<gsrmgim`SgtgeeaomRg`g R8rg $ U k3e<megl aℤ«. ±gge NXiX/8/ Ugf8Umd'rgpg tgf]e tmrgaflr Rmeo$eoagpge &`lshijsurm, smkgale `lgejggj

smdgog) kmage)skm pmetleo uetua kgsgigf amdlngage pudila smpmrtl $ R/ AA g t g MMX P.$. yge< `lsmkRUegage &tmrutgkgwjAXUUU tmra le l / smpmr t l Merje `gepmrdg%age trgespgrmet amdlngage pmrusgfgge ygeo kmkpmeogruflkgsgigf amdlngage pudila) smpmrtl pmeoueoagpge amugeogPPmUqgkge

0 TRfP `ge +ℤsgigf+kgsgigf ileoaueoge `ge ajesmrvgsl Amrgog$ge0% Dmdmrgpg hjetjf nmels pmeoueoagpge &`lshijsurm, ygeo `gpgt `ltmrlkg jimf

pmeogwgs ampg g sugtu pmrusgfgge ygeo `lgwgsleyg g`gigf• Igpjrge Amugeoge

@lsusue j)mf> Cmrry F% KDG% HCM hjRyrloftB42] Iwmi7 Fm' 88 jc 08



c

Y

Xmhgrg ukuk) pmrusgfgge &dgla ygeo su`gf kgupue ygeo dmiuk oj+pudilh, `lfgrusage kmeyusue igpjrge amugeoge &klsgieyg) igpjrge igdg hcgcgcrnws+ruol) emrghg) igpjrge pgnga,% Igpjrge amugeoge lel fgrus `lgu`lt jimf

gu`ltjr mastmregi `ge `lsusue kmeurut stge`gr gauetgesl egsljegi ygeo

dmrlgau &ygeo kueoale dmrupg Letmregtljegi Ghhjuetleo Xtge`gr`s,%Rmrsygrgtge jtjrltgs pgsgr kj`gi

Dgol pmrusgfgge ygeo tmigf tmrhgtgt pg`g dursg sgfgk) pmrusgfgge

tmrsmdut fgrus kmeoueoagpage fgi+fgi ygeo `lpmrsygrgtage jimf amtmetuge

ygeo dmrlgau `l dursg sgfgk% Rmrgturge pgsgr kj`gi `gpgt

kmkpmrsygrgtage pudilagsl dmrdgogl kghgk igpjrge &smrleoagil `lsmdut

`meoge pmeymrgfge `jaukme,%

Imolsigsl

Hjetjf tmralel ygeo tmrdgla kmeomegl imolsigsl g`gigf Xgrdgems+

Jximy Ght GX 4224 ygeo kmemtgpage amwgnldge gauetgdlil tgs sugtu

pmrusgfgge% Xgigf sgtu amtme tuge `l`gigkeyg kmemtgpage dgfwg

hflmc mxmhu tlvm jcclhmr &HMJ, `ge hflmc clegehlgi jcclhmr &HCJ,

pmrusgfgge ygeo tmrhgtgt `l dursg sgfgk GX fgrus kmkdmrlagepmreygtgge amdmegrge igpjrge amu ge oge pmrusgfgge kmigiul

pmeoueoagpge &`lshijsurm, ampg`g kgsygrgagt%

Xmhtlje 020 ue`geo+ue`geo tmrsmdut nuog kmemtgpage pmrsygrgtge ygeo

dmrslcgt kmeymiuruf dgol pmeoueoagpge &`lshijsurm, `jaukmetgsl)

pmeounlge `ge vmrlclagsl gu`ltjr mastmregi tmrfg`gp augiltgs pmeome`gilge

letmregi pmrusgfgge gtgs pmigpjrge amugeogeeyg%

Kgegnmkme pmrusgfgge

Hgrg ygeo `lplilf `lrmasl `ge kgegnmkme smeljr uetua kmigpjrage

amolgtgeeyg sgeogt pmetleo dgol smiuruf stgamfji`mr uetua kmeomtgful

smhgrg nmigs dgoglkgeg pmrusgfgge `lngigeage% Igpjrge+igpjrge

tmrsmdut smhgrg afusus kmkdmrlage pmemagege pg`g hgrg pge`geo `lrmasltm%rfg`gp prljrltgs) amdlngage `ge alemrng pmrusgfggeeyg

Kgsgigf igleeyg

5 @l dmdmrgpg emogrg) smpmrtl Leoorls) amwgnldge pmeoueoagpge

&`lshijsurm, ygeo fgrus `ligauage pmrusgfgge rmigtlc rleoge % Xmigle

igpjrge amugeoge) amwgnldge pmeoueoagpge kmkdmrlage pmemagege

pg`g hj`ms jc prghtlhm &klsgieyg Pfm Hjkdlem` Hj`m) `ge prleslp+

prleslp pmeoueoagpge,% Xmdgogl hjetjf) Rrlehlpim @4 `grl Hjkdlem`

Hj`m Leoorls kmeygtgage>

$@lrmasl fgrus kmklllal slstmk pmeome`gilge letmregi ygeo kmkg`gl

uetua kmeogkgeage levmstgsl pgrg pmkmogeo sgfgk `ge gsmt

pmrusgfgge$%

Rmrusgfgge+pmrusgfgge `l Leoorls fgrus kmkgtufl prleslp+prleslp ygeo`ltmtgpage `gigk Hjkdlem` Hj`m `ge kmkdugt pmreygtgge kmeomegl

`ligasgegageeyg prleslp+prleslp tmrsmdut `gigk Mvgiugsl Amolgtge

]sgfg `ge Mvgiugsl Amugeogeeyg

5 Jtjrltgs igle `gpgt kmkletg `ge kmemrgpage pmeoueoagpge

&`lshijsurm, ygeo kmehgaup dmrgogk gspma smpmrtl ileoaueoge fl`up)

amsmtgrgge fga) `ge amtmragl tge pjiltla




Dgd 6 + Hjrpjrgtm ojvmregehm dgol dgea

6 %7 Rrleslp+prleslp hjrpjrgtm ojvmregehm uetua dgea

7% Hjrpjrgtm ojvmregehm kmrupgage smrgeoaglge amtmragltge getgrg `mwgeajklsgrls) `lrmasl) plfga+plfga ygeo dmrampmetleoge) smrtg pmkmogeosgfgk pmrusgfgge%

Hjrpjrgtm ojvmregehm kmehlptgage smdugf struaturygeo `gpgt kmkdgetudgea `g igk>

• kmemtgpage sgsgrge

• kmengigeage amolgtge usgfg smfgrl+fgrl

• kmkpmrfgtlage amdutufge stgamfji`mrs%

• kmkgstlage dgea dmrjpmrgsl s|hgrg ygeo gkge `ge smfgt• kmkgtufl fuauk `ge pmeogturge igleeygygeo tmraglt• kmileùeol ampmetleoge egsgdgf pmeylkpge `geg%Pmr`gpgt smnukigf tmaela `ge strgtmol ygeo `ldutufage uetuakmwunuàge hjrpjrgtm ojvmregehm ygeo augt% Pmaela `ge strgtmolt mr smdu t g`gigf>

eligl+eligl pmrusgfgge) aj`m mtla `ge stge`gr pmrligau smrtg slstmk ygeotmpgt uetua kmkgstlage ampgtufge tmrfg`gp fgi+fgi tmrsmdut%strgtmol pmrusgfgge ygeo lsgkpglage `meoge dgla smfleoog `gpgt`louegage smdgogl uaurge uetuakmeligl amdmrfgslige pmrusgfgge smhgrgamsmiurufge `ge ajetrldusl pmrjrgeoge%amnmigsge tgeooueo ngwgd `ge amwmegeoge kmkutus kmigiul pmemrgpgeprjsms pmrsmtunuge smhgrg dmrnmengeo `grl tleoagt le`lvlù sgkpgl `meoge`lrmasl%

pmemtgpge kmagelskm letmrgasl `ge amrngsgkg `l getgrg `mwgeajklsgrls) `lrmasl) kgegnmkme smeljr `ge gu`ltjr%slstmk pmeome`gilge ygeo augt) tmrkgsua cueosl gu`lt letmregi `gemastmregi) cueosl kgegnmkme rlslaj ygeo tmrplsgf `grl amolgtge usgfg) `gegspma hfmhas ge` dgigehms igleeyg

• pmeogwgsge afusus gtgs maspjsur rlslaj ygeo kmklllal pjtmesl ajecilaampmetleoge ygeo huaup dmsgr smpmrtl amtmragltge usgfg `mdltur `meogedgea) pmkmogeo sgfgk pmeome`gil) kgegnmkme smeljr) gtgu pmkdugtamputusge pmetleo `l dgea

• lesmetlc amugeoge `ge kgegnmrlgi `ltmrgpage smhgrg tmpgt% Lesmetlc lelfgrus `ldmrlage ampg`gkgegnmkme smeljr) kgegnmkme smokme usgfg `geagrygwge `gigk dmetua ajkpmesgsl) prjkjsl gtgu dmetua pmeogaugeigleeyg

• lecjrkgsl ygeo gaurgt `lsgkpglage uetua ampmetleoge letmregi `ge nuogampg`g pudila

Xtruatur hjrpjrgtm ojvmregehm `l dgeasgeogtdmrvgrlgsl `ge tmrogetueopg`g du`gyg ijagi) dgtgsge fuauk `ge pmramkdgeoge flstjrls `grl smtlgpdgea

=% Gspma+gspma pmetleo hjrpjrgtm ojvmregehm tmrsmdut g`gigf>• pmeogwgsge jimf `mwge ajklsgrls) `lrmasl gtgu `mwge pmeogwgs

&supmrvlsjry djgr`,

4%

8 %

ue

0 %

@lsusue jimf> Cmrry F) KDG) HCM hjpyrloftB4277 Imvmi 7 Fg i 8= j c 08



• pmeogwgsge jimf plfga+plfga ygeo tl`ga tmrildgt `gigk dmrdgoglamolgtge usgfg smfgrl+fgrl

• pmeogwgsge smhgrg igeosueo pg`g kgsleo+kgsleo smokme amolgtgeusgfg kgegnmkme rlslaj `ge cueosl gu`lt ygeo le`mpme`me

• pmrsjeli pmetleo &amy pmrsjeemi, igyga `ge pgtut &clt ge` prjpmr,kmengigeage tuogs ygeo `ldmdgeage

• pmigpjrge smhgrg pmrlj`la%

6%4 Lkpimkmetgsl hjrpjrgtm ojvmregehm ygeo augt

7% Rmeyusuege sgsgrge strgtmols `ge eligl+eligl pmrusgfgge% Dgea pmriukmemtgpage sgsgrge strgtmols ygeo nmigs `ge kmeyusue /mtjs/

pmrusgfgge% Xmigle ltu) dgea nuog pmriu kmeoajkuelagslage sgsgrge

strgtmols `ge /mtjs/ pmrusgfggetmrsmdut ampg`g smiuruf uelt jrogelsgsldgea %

4% Dgtgsge ygeo nmigs kmeomegl tgeooueongwgd `ge gauetgdliltgs8% Pgeooueo ngwgd `grl `lrmasl%

@lrmasl &gtgu ygeo smtleoagt, kmklllal tgeooueo ngwgd gaflr tmrfg`gpkgegnmkme `ge alemrng dgea% Jimf agrmeg ltu) pmetleo dgfwg `lrmatur>kmkmeufl sygrgt uetua pjsls l ygeo `lùùal)

kmkgfgkl pmrge kmrmag `l `gigk amrgeoag amrng hjrpjrgtmojv m regeh m )

tl`ga ku`gf `lpmeogrufl jimf plfga+plfga letmregi gtgu mastmregi%

Rgrg `lrmatur fgruskmkgstlage dgfwg kmrmagkmemrlkg lecjrkgsl ygeohuaup uetua kmeligl alemrngkgegnmkme dgea ygeo `ligauage smhgrgle`mpme`me `ge tmrimpgs `grl suùt pge`geo kgegnmkme) pmkmogeosgfgk gtgu pmkmrletgf%

@lrmasl ygeo dmraugiltgs gage >kmkgfgkl pmrge pmeogwgsge ygeo kmrmag igauage `ge /ijygiltgs/

kmrmag ampg`g dgea `ge pgrg pmkmogeo sgfgkeygdmrcueosl smdgogl hfmhas ge`dgigehms `gigk fudueogeeyg `meoge

pmeomijigge dgea smfgrl+fgrl

kmeoouegage amwmegeogeeyg uetua kmkmrlasg kgegnmkme dgea `getl`ga g`g amrgouge uetua kmeuetut pmenmigsge smhgrg igeosueo `grl kgegnmkmedgea

kmrmajkme`gslage prgatma+prgatma ygeo smfgt ygeo `lpmigngrl `grlsltugsl igleeyg

• kmkdmrlage sgrge tgepg `lpmeogrufl ampmetleoge gpgpue

tl`ga dmrtle`ga kmimdlfl amwmegeoge ygeo `ltmtgpage &jvmrmxtme`m`,

kmeofle`grl ajecila ampmetleoge `gigk amolgtge `ge ajkltkme ygeotmraglt `meoge jrogelsgsl igle

• dmrtmku smhgrg tmrgtur `meoge kgegnmkme smeljr `ge gu`ltjr letmregiuetua kmeyusue `ge kmeymtunul amdlngage) kmemtgpage ogrls ajkuelagsl `gekmkjeltjr amkgnuge pmehgpglge sgsgrge pmrusgfgge

kmeofle`grl pmeogkdlige amputusge sggt tl`ga kgkpu kmkdmrlage

sgrge ygeo jdymatlc

tl`ga laut hgkpur `gigk pmeomijigge dgea smfgrl+fgrl%




0% Ajkltm+ajkltm afusus

Dgea `gpgt kmkdmetua ajkltm afusus ygeo kmkueoaleage geoojtg `lrmaslygeo tmpgt uetua kmeogwgsl amolgtge tmrtmetu% Ajkltm+ajkltm tmrsmdut getgrg

igle kmehgaup amolgtge smpmrtl>

Ajkltm kgegnmkme rlslaj + kmigauage pmeogwgsge tmrfg`gp amolgtgekgegnmkme smeljr `gigk kmeomijig rlslaj arm`lt) rlslaj pgsgr) rlslajilaul`ltgs) rlslaj jpmrgsljegi) rlslaj imogi `ge rlslaj igleeyg `l dgea%

• Ajkltm gu`lt + kmigauage pmeogwgsge tmrfg`gp gu`ltjr letmregi `gemastmregi dgea `ge kmkgstlage dgfwg kgegnmkme kmeogkdli tle`gagepmrdglage ygeo `lpmrluage smhgrg tmpgt wgatu uetua kmeogtgsl amimkgfgepmeome`gilge) `ge amtl`gapgtufge tmrfg`gp amdlngage) fuauk `geamtmetuge ygeo dmrlgau

Yy Ajkltm rmkuemrgsl + kmigauage pmeogwgsge tmrfg`gp ajkpmesgslUkgegnmkme smeljr `ge pmrsjeli pmetleo igleeyg smrtg kmkgstlage dgfwg

•ajkpmesgsl tmrsmdut ajeslstme `meoge du`gyg) sgsgrge) strgtmol `gecgatjr+cgatjr pmeome`gilge &hjetrji mevlrjekmet, `l dgea%

=% Rmeogwgsge kgegnmkme smeljr

Mimkme pmetleo `gigk ojj` hjrpjrgtm ojvmregehm g`gigf amijkpja pmogwglygeo dmrtgeooueo ngwgdkmengigeage amolgtge usgfg dgea) ygltu kgegnmkmesmeljr %

Amputusge kgegnmkme ygeo dmrslcgt pmetleo*strgtmols fgrus `ldugt jimfimdlf `grl sgtu kgegnmr% Xmigle ltu) sltugsl kgegnmkme smpmrtl `l dgwgf lelfg rus `lfle`gr l >

• kgegnmr smeljr ygeo tmrildgt tmrlgiu nguf `gigk pmkdugtge amputusgepg`g tleoagt ilel usgfg U

• kgegnmr smeljr ygeo `ltuogsage uetua kmeomijig smdugf smokme

usgfg ygeo tl`ga `l`uaueo `meoge amtmrgkplige gtgu pmeomtgfugeygeo kmkg`gl

•+ kgegnmr smeljr ygeo tl ga leolekmigasgegage pmeome`gilge tmrfg`gppmrsjeli pmetleo ygeo dmrprmstgsl &smpmrtl trg`mr, agrmeg tgautamfligeoge kmrmag%

3% Rmrge gu`ltjr letmregi `ge mastmregi

Gu`ltjr letmregi `ge mastmregi kmkgleage pmrge pmetleo `gigk amrgeoag amrnghjrpjrgtm ojvmregehm% @lrmasl fgrus kmeyg`grl dgfwg tuogs ygeo kmrmagigasgegage sgeogt pmetleo uetua kme`uaueo amigehgrge tuogs `lrmasl% Fgsliamrng gu ltjr fgrus `louegageuetua kmkvgil`gsl lecjrkgsl ygeo`ldmrlage jimf kgegnmkme smeljr%

Rrjsms `l gtgs `gpgt `ltleoagtage gpgdlig `lrmasl>

• kmeyg`grl pmetleoeyg prjsms gu lt`ge kmeoajkuelagslageeyg amsmiuruf uelt jrogelsgsl dgea

• kmeogkdli tle gage ygeo `gpgt kmkpmraugt le`mpme`mesl `ge pjslslgu`l tjr

• kmkgecggtage tmkuge+tmkuge gu`ltjr smhgrg mcmatlc `ge tmpgt wgatu• kmkgstlage le`mpme`mesl plkplege gu`ltjr kmigiul igpjrge+igpjrge ygeo

`lsgkpglageeyg ampg`g `lrmasl gtgu ajkltm gu`lt

• kmkpmamrngage gu`ltjrmastmregi uetua kmeligl mcmatlvltgs pmeome`gilgeletmregi

• kmkletg kgegnmkme kmkpmrdglal kgsgigf+kgsgigf ygeo `ll`metlclagsljimf gu`ltjr smhgrg tmpgt wgatu%

@lsusue jimf> Cmrry F) KDG) HCM hjpyrloftB4277 Imvmi 7 Fgi 8?jc08



?% Amdlngage ajkpmesgsl

@lrmasl pmriu kmeomkdgeoage amdlngage ajkpmesgsl ygeokmehmrkleage du`gyg)sgsgrge) strgtmol `ge cgatjr+cgatjr pmeome`gil&hjetrji mevlrjekmet, `l dgea% @lrmasl fgruskmemtgpage ajkpmesgsl

dgolkgegnmkme smeljr `ge pmrsjeli pmetleo igleeyg%

Rrjorgk ajkpmesgsl fgrus `lrgehgeo sm`mklalge rupg uetuakmkjtlvgsl kgegnmkme smeljr gogrdmrtle`ga dmr`gsgrageampmetleogedgea% Rrjorgk ajkpmesgsl tmrsmdut fgrus `gpgt kmklelkgiagetle`gage+tle`gage ygeo dmrjrlmetgsl alemrng ngeoag pme`maygeopg`golilrgeeyg `gpgtkmeymdgdage dgea kmeofg`gpl rlslaj ngeoag pgengeo

Xagig ognl fgrus `ltmtgpage sm mklalge rupg smfleoog tjtgi pgamtrmkuemrgsl smtlgp agrygwge tl`ga `ltmetuage smhgrg igeosueo jimfalemrng ngeoag pme`ma%

6% PrgespgrgeslHjrpjrgtm ojvmregehm ygeo augt `gpgt `ltmrgpagekmigiul trgespgrgeslygeo kmkg`gl% Jimf agrmeg ltu) pmeoueoagpge &`lshijsurm, ampg`gkgsygrgagt fgrus kmehgaup>

• struatur `lrmasl &dmsgrge) amgeoojtgge) augilclagsl `ge ajkltm,• struatur kgegnmkme smeljr &tgeooueo ngwgd) ogrls pmigpjrge)

augilclagsl `ge pmeogigkge,• struatur `gsgr jrogelsgsl &struatur ilel usgfg) struatur dg`ge fuauk,• lecjrkgsl kmeomegl struatur lesmetlc dgea &amdlngage rmkuemrgsl)ajkpmesgsl pmngdgt masmautlc) djeus) jpsl sgfgk,

• slcgt `ge hgaupge trgesgasl `meoge plfga tmrgclilgsl `ge plfga tmraglt%

Y




Dgd < + Amrgeoag rmouigsl `l Le`jemslg `ge AmtmetugeKgegnmkme Tlslaj

<%7 Rmrge Dgea Le`jemslg

7% Dgea Le`jemslg &Di, dmrpmrge smdgogl dgea smetrgi dgol slstmk pmrdgeage%Xgsgrge ygeo leole `lhgpgl Di g`gigf kmkpmrtgfgeage stgdliltgs eliglruplgf) `ge `gigk upgygeyg kmkmeufl sgsgrge lel Di dmrtgeooueo ngwgduetua>

g% kmkcjrkuigslage `ge kmeolkpimkmetgslage amdlngage kjemtmr

d% kmkmilfgrg `ge kmengog amigehgrge slstmk pmkdgygrgeh% kmeogtur `ge kmeogwgsl dgea%

4% Amdlngage Kjemtmr%

• Dgea Le`jemslg kmemrgpage amdlngage kjemtmr kmigiul pmemtgpge

tgromt suau dueog) ygeo `lamegi `meoge Di Tgtm% Pleoagt suau dueog lelsmtgrg `meoge suau dueog pgsgr sgtu+duige `ge kmrupgage dgolge `grlLecigtlje Pgromtleo Crgkmwjra Dgea Le`jemslg

• DN Tgtm `ltmtgpage pg`g Tgpgt @mwge Oudmreur trlwuigegewgigupue`gpgt nuog `ltmtgpage pg`g wgatu pmigasgegge rgpgt duigege nlag`lpmrluage%

• Di Tgtm kmrupgage lestrukme utgkg pmeomijigge amdlngage kjemtmrdmrsgkg+sgkg `meoge lestrukme jpmrgsl pgsgr igleeyg ygeo `louegageDgea Le`jemslg) ygeo kmilputl>

g% jpmrgsl pgsgr tmrduag uetua kmkpmeogrufl ilaul`ltgsd% pmemtgpge olrj wgnld klelkuk &owk, uetua kmkpmramtgt gtgukmijeoograge amdlngage kjemtmr

h%pmrge smdgogl ime`mr jc igst rmsjrt uetua kmeogtgsl amsuiltge pme`geggengeoag pme`ma

`% lkpimkmetgsl amdlngage eligl tuagr uetua kmkpmrtgfgeagestgdliltgs ruplgf

m% kgegnmkme hg`geoge `mvlsg uetua kmkcgsliltgsl pmr`gogeogeletmregsljegi%

8% Xlstmk Rmkdgygrge

• Dgea Le`jemslg dmrtgeooueo ngwgd tmrfg`gp slstmk _lrleo uetuapmkdgygrge `gigk ruplgf `ge kgtg ugeo igleeyg% eligl+eligl pmrusgfgge%

• Dgea Le`jemslg nuog tmigf kmeomkdgeoage slstmk pmkdgygrge egsljegi%Xlstmk pmkdgygrge egsljegi kmilputl smnukigf sud+slstmk) ygltu+ Xlstmk Ailrleo Mimatrjels Egsljegi &Egtljegi Mimhtrjelh Himgrleo Xystmk,

+ P!2 Himgrleo Xhfm`uileo+ Igygege Lecjrkgsl `ge Prgesgasl Mimatrjels Getgr Dgea &DL+ILEM,+ TmgiPlkmOrjss Xmttimkmet Xystmk &TPOX,+ ]X@jiigrCue` Prgescmr Xystmk%

0% Tmouigsl `ge Rmeogwgsge

Dgea Le`jemslg kmklllal amwmegeoge uetua kmemrdltage rmouigsl pmrdgeage`ge kmeomiugrage lzle usgfg dgea% Xmigle kmeomiugrage lzle usgfg dgea)Di nuog dmrwmegeo uetua>

g% Kmeymtunul pmkduagge gtgu pmeutupge agetjr dgead% Kmeymtunul amigygage pmklila `ge kgegnmkme dgeah% Kmkdmrlage lzle uetua gatlvltgs pmrdgeage tmrtmetu%

@lsusue jimf> Cmrry F) KDG) HCM hjpyrloftB4277 Imvmi 7 Fgi 8<jc08



<+4 Kgegnmkme rlslaj + struatur `ge rugeo ileoaup

7% Rmrsygrgtge ukuk uetua pmemrgpge kgegnmkme rlslaj dgol dgea+dgea `l

Le`jemslg tmr`gpgt `gigk Rmrgturge Dgea Le`jemslg Ejkjr =*6*RDL*4228>$Rmemrgpge kgegnmkme rlslaj dgol dgea ukuk$%4% Rr j sm s k g eg nmk m e rlslaj>

• L ` m e t l c l a g s l rlslaj

• Rmeouaurge rlslaj

• K j el t jr le o r l sl a j

• £ Rmeome`gilge rlslaj%

8% Tmouigsl Kgegnmkme Tlslaj dmrlgau dgol dgea ukuk ygeo dmrdmetua >• R m r s m r j g e tmrdgtgs

• R m r u s g f g g e @ g m r g f $

• Ajpmrgsl

• Agetjr hgdgeo dgea gsleo

0% @lrmasl `ge kgegnmkme dgea) ygeo smhgrg cjrkgi dmrtgeooueo ngwgduetua kmemrgpage amdlngage kgegnmkme rlslaj ygeo mcmatlc) fgrusk m k p m r t l k d g e o a g e >

+ sgsgrge ` g e a m dl ng a ge dgea

• ajkpimasltgs nmels amolgtge usgfgeyg• amkgkpuge dgea uetua kmeomijig amolgtge usgfgeyg%

=% Dgea Le`jemslg kmeofgrgpage dgea ygeo amolgtge usgfgeyg sgeogtajkpimas) tmrkgsua pmr gogeoge jdilogsl `ge kgtg ugeo) pmkdmrlgeplengkge `gigk vgiutg gsleo `ge smaurltlsgsl) uetua kmklllal struaturkgegnmkme rlslaj ygeo imdlf ajkpimas `grlpg`g dgea ygeo amolgtge usgfgeygrmigtlc sm`mrfgeg `ge fgeyg tmrdgtgs pg`g tgdueoge `ge pmrarm`ltge%3% Xtruatur kgegnmkme rlslaj fgrus`lrgehgeo sm mklalge rupg uetua kmkgstlage

dgfwg uelt pmeogkdli+rlslaj &rlsa+tgaleo uelt, le`mpme`me tmrfg`gp uelt letmregigu`lt `ge nuog uelt kgegnmkme rlslaj%

?% Dgea Le`jemslg kmkpmrsygrgtage struatur kgegnmkme rlslaj `l smiurufdgea kmehgaup rlslaj pgsgr) rlslaj arm lt) rlslaj jpmrgsljegi `ge rlslaji l a u l ` l t g s %

6% Dgol dgea ygeo kmklllal amolgtge usgfg ygeo imdlf ajkpimas) DgeaLe`jemslg gage kmkpmrsygrgtage dgea uetua kmeomijig rlslaj pgsgr)rlslaj arm`lt) rlslaj jpmrgsljegi) rlslaj ilaul`ltgs) rlslaj fuauk) rlslajrmputgsl) rlslaj strgtmols `ge rlslaj ampgtufge%

<% Pgeooueo ngwgd utgkg `grl `mwge ajklsgrls ` ge ` lr ma sl dgea g`gigf

kmemetuage nmels rlslaj ygeo fgrus `lamijig uelt kgegnmkme rlslaj)`meoge kmkpmrtlkdgeoage ajkpimasltgs amolgtge usgfg dgea% @mwge

ajklsgrls `ge `lrmasl nuog fgrus kmemetuage gijagsl amwmegeoge `getgeooueo ngwgd kgegnmkme rlslaj dgol `lrmasl `ge kgegnmkme%72% _mwmegeo `ge tgeooueo ngwgd `mwge ajklsgrls `ge `lrmasl kmehgaup >

• pmrsmtunuge ` ge m vg iu gsl amdlngage kgegnmkme rlslaj

• gijagsl tgeooueo ngwgd ampg`g k ge gn mk me u et ua k mi ga sg eg ag e

amdlngage kgegnmkme rlslaj

kmkutusage agtmojrl trgesgasl ygeo kmkmriuage pmrsmtunuge `mwgeajk l sg r l s %

77% _mwmegeo `ge tgeooueo ngwgd kgegnmkme fgrus kmilputl fgi+fgismdgogl dmrlaut>

@lsusuejimf>Cmrry F) KDG) HCM hjpyrloftB4277 Imvmi 7 Fgi 02 jc 08



Rmeyusuege s trgtmol `ge amdlngage kgegnmkme rlslaj dgea smhgrg

t m r tu i l s

• Rmemrgpge `ge pmeomijigge amdlngage kgegnmkme rlslaj smsugl /rlsa

gppmtltm/ dgea ygeo tmigf `lsmtunul

• Rmemetuge trgesgasl ygeo pmriu kmildgtage pmrsjeli kgegnmkme rlslajs m e l j r

Rmeomkdgeoge du`gyg rlslaj dgea

Rmeomkdgeoge amtmrgkplige kgegnmkme rlslaj smkug pmrsjeli tmraglt

• Kmkgstlage le`mpme`mesl amolgtge kgegnmkme rlslaj `ge

pmeomijigge amolgtge usgfg

• Rmeoagnlge dmragig &gaurgsl pmeliglge rlslaj) amimeoagpge lecjrkgslkgegnmkme rlslaj) amtmpgtge ilklt rlslaj,

• Rmefltueoge `ge pmigpjrge rlsa gppmtltm &tjtgi nukigf rlslaj ygeo

gage `lgkdli dgea) prjcli rlslaj) amkgkpuge dgea kmeomijig rlslajsmsugl prjcli `ge ilklt ygeo `lsmtunul% %%

‐ +<%8 Kgegnmkme rlslaj + pmemtgpge ilklt

7% Amdlngage kgegnmkme rlslaj fgrus kmehgaup pmeliglge rlslaj ygeo tmraglt`meoge smtlgp prjùa `ge trgesgasl% Rmeliglge tmrsmdut kmilputl> kmtj`m

uetua kmeouaur rlslaj) lecjrkgsl rmimvge) rlsa gppmtltm) prjsms pmeliglgerlslaj) pmeliglge samegrlj tmrdurua) `ge kmkgstlage dgfwg smkug rlslaj

kmklllal prjsms pmeome`gilge ygeo tmpgt%

4% Rmemtgpge ilklt kmilputl ilklt smhgrg amsmiurufge `ge ilklt uetua pmrlj`m wgatutmrtmetu) `jaukmetgsl imeoagp%

8% Ilklt rlslaj fgrus `ltmtgpage

• smhgrg kmeymiuruf) gtgu `lsmdut `meoge rlsa gppmtltm

• uetua kgsleo+kgsleo nmels rlslaj &smpmrtl r ls laj arm`lt) r ls laj pgsgr) s$

rlslaj jpmrgsljegi) rlslaj ilaul`ltgs) `ge smdgogleyg,• kmeurut cueosl &smpmrtl trmgsury) kgegnmkme agetjr hgdgeo)

kgegnmkme rlslaj) geoojtg `lrmasl, ++ +

< %0 Kgeg nmkme rlslaj + le cjrkgsl `ge gegils ls

7% L`metlclagsl cgatjr+cgatjr rlslaj ukukeyg `ligasgegage jimf uelt kgegnmkmerlslaj%

4% @gigk gegilsls rlslaj dmrdgsls prjùa`ge smokme usgfg lel) pmeouaurge rlslajfgrus >

• `lsusue dmr`gsgrage ngeoag wgatutmrtmetu &`gigk fgi `lpmrluage,kmeygtgage sukdmr `gtg ygeo `louegage

• kmeygtgage prjsmùr ygeo `louegage uetua kmeouaur rlslajkgkpu kmeuenuaage tmrng`leyg pmrudgfge pg`g prjcli rlslaj dgea

8% @gigk fgi lel) prjsms pmeome`gilge rlslaj fgrus kmehgaup prjsms

pmeomijigge gsmt `ge amwgnldge &gssmts ilgdlilty kgegomkmet + GIK,kmilputl kgegnmkme>

• rlslaj kgtg ugeo &hurrmehy rlsa, S

rlslaj suau dueog .

rlslaj i laul`ltgs %

0% Xlstmk lecjrkgsl kgegnmkme rlslaj fgrus kgkpu kmigpjrage >s mkug m a spj su r rlslaj

@lsusue jimf> Cmrry F) KDG) HCM hjpyrloft© 4277 Imvmi 7 Fgi 07jc08

/



• maspjsur ygeo smsueooufeyg `ldge`leoage `meoge ilklt ygeo`lsmtunul

• rmgilsgsl rlslaj &klsgieyg) amruolge,) `ldge`leoage `meoge tgromtamruolge &ygltu) rlsa gppmtltm,%

=% Hflmc Tlsa Jcclhmr fgrus smhgrg tmrgtur kmeoagnl igpjrge rlslaj ygeo`lfgsliage jimf slstmk kgegnmkme rlslaj%

<+= Kgegnmkme rlslaj + pmeome`gilge letmregi

@lrmasl dgea smhgrg ukuk dmramwgnldge uetua kmkgstlage dgfwg dgea tmigfkmemrgpage slstmk pmeome`gilge letmregi dmr`gsgrage amolgtge usgfg dgeas m h gr g k m e ym i ur u f%

Xlstmk pmeome`gilge letmregi fgrus kgkpu kmeol`metlclagsl amogogigepmeome`gilge `ge pmeylkpgeoge tmrfg`gp amdlngage) prjsmùr `ge prjsmsy g e o `lklilal d g e a %

X l st m k pmeome`gilge letmregi f g r u s >• smngige `meoge rmouigsl D g ea L e `j em slg

• smngige `meoge pmrsygrgtge letmregi dgea ygeo `ltmtgpage jimf `lrmasl `gek g e g n m k m e

• `louegage `gigk prjsms pmigpjrge lecjrkgsl amugeoge ygeoa j k p r m f m e s l c ) g a ur g t ` ge tmralel

• `gpgt kmeùaueo kgegnmkme `gigk pmeogkdlige amputusge uetuak m e m r l k g gt gu k m e j i g a rl sl a j

• kmehlptgage du`gyg pmigpjrge dmrdgsls+rlslaj `l dgea

Gu`lt Letmregi kmrupgage cueosl ygeo le`mpme`me `l dgea% Rmrge utgkgeyg g`gigfkmigasgegage pmeliglge dmramigenutge kmigiul pmeyusuege igpjrge ygeo

kmeogegilsls kmtj`jijol) prjsmùr `ge prjsms`l

`gigk jrogelsgsl kgegnmkmerlslaj dgea %

@gigk pmrgeeyg smdgogl pmeogwgs) ukukeyg gu`lt letmregi kmeygkpglageigpjrge ampg`g @lrmatur ]tgkg dgea1 gu`lt letmregi tl`ga kmkdmrlage igpjrgea m p g ` g H f lm c T l sa Jcclhmr%

<+3 Kgegnmkme rlslaj + uelt kgegnmkme rlslaj

g% @lrmasl dgea smhgrg ukuk dmramwgnldge kmemtgpage struatur jrogelsgslpmeomijigge rlslaj dgea ygeo kmehgaup ajkltm kgegnmkme rlslaj `ge ueltkgegnmkme rlslaj%

d% Amgeoojtgge ajkltm kgegnmkme rlslaj tmr`lrl `grl kgyjrltgs geoojtg `lrmasl

`ge pmngdgt masmautlc ygeo dmrwmegeo%h% Ajkltm kgegnmkme rlslaj fgrus kmkdmrlage rmajkme`gsl ampg`g @lrmatur]tgkg kmeomegl fgi+fgi dmrlaut>

l% amdlngage) strgtmol `ge pmemrgpge rlslaj

ll% prjsms pmrudgfge ygeo dmrgsgi `grl rmajkme`gsl gu`lt letmregi

gtgu mvgiugsl igleeyg tmrfg`gp prjsms kgegnmkme rlslajlll% pmkdmrlge pmenmigsge ampg`g Dgea Le`jemslg `ge `lrmasl dgea

kmeomegl amputusge ygeo `ltmtgpage dgea ygeo dmrtmetgeoge`meoge amdlngage kgegnmkme rlslaj dgea%

`% Rmrsygrgtge kme`gsgr dgol struatur uelt kgegnmkme rlslaj g`gigf smdgogl dmrlaut>




l% uelt tmrsmdut fgrus `gpgt kmeome`gilage dmsgrge `geajkpimasltgs rlslaj ygeo gage `lgkdli dgea)

ll% uelt tmrsmdut kmklllal le`mpme`mesl jpmrgsljegi `ge pmigpjrge

`ge uelt amolgtge usgfg smfgrl+fgrl &klsgieyg) agetjr hgdgeo `gekgegnmkme) pmrarm`ltge) trmgsury,%Fl% uelt tmrsmdut kmigpjr ampg`g geoojtg `lrmasl dgea &afususeyg

HflmcTlsaJcclhmr,% Ajkltm+ajkltm afusus%

<%?Kgegnmkme rlslaj + prjùa `ge igvgege dgru

7% Dgea fgrus kme`jaukmetgslage nccldsms `le prjsmùr pmiuehurge prjùa `geigygege dgru tmrkgsua jtjrlsgsl `grl kgegnmkme ygeo tmraglt% @jaukmetgslfgrus kmilputl /•-

• Rrjsms `ge prjsmùr pmeoouegge g|s|mk dgru * pmrudgfge slstmk ygeog`g uetua pmemrgpge prjùa `ge igykge dgru

• Jtjrlsgsl ygeo rmimvge tmnchglt Umeoge>S1kgegnmkme prjùa uetuakmkpmramegiage prjùa `ge igygege dgru tmrsmdut%• Igpjrge ajkprmfmeslc kmeomegl rlslaj ygeo tmraglt `meoge prjùa gtgu

igygege dgruygeo `lusuiage% /£•

• Kmtj`m uetua kmigauage pmeouaurge `ge kjeltjrleo smhgrg dmramigenutgetmrfg`gp eslaj ygeo tmraglt `meoge prj ua gtgu igygege dgru

• ig gegedgruia² f]a]k U tmraglt `me<ge Rmiuehurge prjùa gtgu

• Rmreygtgge ampg`g egsgdgf ygeo kmeoueoagpage rlslaj ygeo kmimagtpg`g prjùa gtgu igygege dgru%

<)6 Kgeglmkme rlslaj + pmrsygrgtge pmigpjrge

7% Dgea fgrus kmigpjrage prjcli rlslaj kmrmag ampg`g Dgea Le`jemslg `ge4M tmrsmdut fgrus kmeogeùeo lecjrkgsl ygeo sgkg smpmrtl ygeo`lsgkpglage uelt kgegnmkme rlslaj ampg`g plkplegeeyg &Hflmc TlsaJcclhmr, `ge ampg`g ajkltm kgegnmkme rlslaj%

4/ wNPfcU7 eX)a² `%'X]XN]e smhgrg tr)wu)gege Rg`g duige Kgrmt) Nuel)Xmptmkdmr `ge @msmkdmr `ge fgrus `lsgkpglage ampg`g Dgea Le`jemslg

tmrsmIt t]N]f f6rl $$. XmtO)gf dmrgafikSg Rmrlj`m $Xge8. UsfukX km):Rjrage amRg`g Dgea Le`jemslg prjùa `ge igygege dgru ygeo

`lsm`lgage dgo) egsgdgf% Igpjrge tmrsmdut fgrus kmehgaup smkug prjùawgAiuf fiF `ge%`)sgkRcge amRg`g Dgea Le`jemslg `ligpjrage `gigk

`lcgtmgeUage U R ]a `g² )gygege dgru tmrmmdut mcmatic0$ kUejUScI< k)c$ogigki amru8lge clegeslgi ygeo sloelclage fgrus= XtjAXX%UUU smsm<mrg kue<a)e a«Rg«.g Dgea Le`jemslg%UkUUtmU%i:)g))ciU dgeai ]etua amRme«$<ge trgespgrgesl dgeakUlUcU:UiecjrkgXl ygeo H]aup kme<megi amdlngage `ge strgtmolkgegnmkme eslaj `ge amtggtge kmrmag pg`g ilklt rlslaj%

<< Kgeglmkme rlslaj + sgeasl pmeogwgsge

7/ aUì$ fPe:76 kmk±|ai amwmegeoge iugs uetua kmemrgpage sgeaslXgeas: tmrsmfutgei Ugi kmkgt]fi amtmUge%amtmetugeR pmrdgeage%sgeasl tmrsmdut `gpgt dmrupg pmeomegge `me`g sgkpgl `mejgepmehgdutge lnle usgfg dgea ygeo kmigauage pmigeoogrge <

pembekalan ujian manajemen risiko level 1 (ringkasan)

Documents