HARBHAJANSINGH A. BADECHDUBAI, UAE

Contact No: 00971 56 4065914; E-Mail: harbhas@yahoo.com

A senior position focusing on Team Leadership, and Process Improvements to add value to myself and simultaneously contribute to the growth and success of Organization I represent.

CAREER CONTOUR

Organization Name: - Mashreq Bank Location: - DubaiPeriod: Nov 2013 to till date Designation: - Sr. Personal Banker

KRA:Current Designation: - Sr. Personal Banker

Identifying new business opportunities for selling Personal Loans and expanding the existing business to achieve sales and contribution budgets.

Generating prospects thru cold calls, mass mapping and reference business from existing and potential clients.

Responsible for maintaining relations with the existing and potential clients to ensure current and new business is developed.

Enforce sales follow up with the Teams prospects. Targets achieved before pre-requested period of time and achieved consistent growth in

business volume month after month.

Designation: - Team Leader ( Oct 2014-Dec 2015)

Managing a team of direct sales executives responsible for sourcing New-to-bank salary-transfer loans, Credit Card, CASA and Investment Products.

Get the potential companies listed for bulk sourcing of retail products. Liaise with Credit, Operations team, branches. Ensure quality loans are sourced through effective KYC. Oversee the course of each loan application up to first EMI deduction and thereby, reduce instances

of FIDs (First Installment Due) / defaulters Track status of MC deposits, Clearances and STLs in case of buyout loans. Hire candidates on an ongoing basis for the direct sales loans team Monitor individual SO performance on a regular basis and track achievement vs. target Fortnightly having 1:1 coaching on the performance / policy / compliance requirement. Managing the company portfolio and maintain the client relationship.

Organization Name: - RAK Bank Location: - DubaiPeriod: July 2010 to Sep 2013 Designation: - Senior Relationship Officer

KRA:● To achieve assigned Credit Card target in an Open Market, from all over UAE.● Cross selling different product like SME Business loan, Personal Loan, Mortgage Loan, Saving

account, Current account, fixed deposit & insurance.● Facilitating Corporate Payroll Accounts.● Meeting the assigned target of Balance Transfer & Smart Cash.● Managing a team of Six Relationship Officer for achieving their target.

Organization Name: - Dhanlaxmi Bank Ltd

CAREER OBJECTIVE

Location: - MumbaiPeriod: April 2009 to July 2010 Designation: - Customer Service Officer

KRA:

● Handling Cash transactions, Transfer, Stop Payment, DD & BC issuance, ECS transaction, Issuance of Cheque Book and Cash Operations across counter.

● Maintaining Daily BOD and EOD Cash reports of the Branch on daily Basis.● Handling deliverables like PGK, Cheque Books, FD Receipts, RD Passbook, Debit Cards, Retain

Debit Cards etc.● Dealing with profile Customers specially HNI’s Clients for their NRE accounts.● Resolving Customer Queries on the Front Desk as well on the Phone.● New Customer Acquisition.● Generating Leads for New Account openings, Life Insurance, Mutual Fund, Fixed Deposits, and

Recurring Deposits etc.

Organization Name: - HDFC Life Ltd Location: - MumbaiPeriod: Sep. 2007 to April 2009 Designation: - Sales Development Manager

KRA:

Financial Consultant Recruitment Identification of potential Financial Consultant as per the company norms Arranging 50 hrs training towards Financial Consultant licensing Coordinating with the agency team for procuring the Financial Consultant license Conducting periodic performance Reviews Provide coaching and guidance for Financial Consultant in sales calls Helping the Financial Consultant in prospecting new customers Achieving sales target by direct sales during the initial first three months 

ACADEMIC QUALIFICATION

2009 POST GRADUTE DIPLOMA IN RETAIL BANKING NIIT Institute – Mumbai 2007 BACHELOR OF SCIENCE – MAR 2007 – Mumbai University

ACHIEVEMENTS

Consistently recognized with outstanding feedback in annual performance appraisals.  Earned the organization’s highest ranking and promoted within the minimum stipulated time for promotion.

Ranked No. 1 Team Leader for Dubai Cluster with highest achievement across product in 2015. Won a trip to “Phuket” contest for the month of May To July ’2014 with Mashreq Bank Ranked 5th PAN UAE in the credit card Contest in 2012 Won a trip to “Singapore” for being a part of Highest Sell of Credit Card in RAK Bank 2011.

CERTIFICATIONS

AMFI Certified with a Score of 86 Percent (Advisors Module) NCFM Capital Module

HARBHAJANSINGH A BADECH